Atlanticus Holdings (ATLC) Free Cash Flow (2011 - 2026)
Atlanticus Holdings (ATLC) posted quarterly Free Cash Flow of $286.3 million for Q1 2026, up 117.63% year-over-year from $131.6 million in Q1 2025, and up 7.55% quarter-over-quarter from $266.3 million in Q4 2025.
Atlanticus Holdings (ATLC) Free Cash Flow (2011 - 2026) Analysis & Trends
Atlanticus Holdings' Free Cash Flow history runs 16 years deep, the most recent figure standing at $286.3 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 117.63% year-over-year to $286.3 million; the TTM figure through Mar 2026 stood at $792.7 million (up 64.41% YoY), while the FY2025 annual figure was $638.0 million, up 35.91% from the prior year.
- Free Cash Flow for Q1 2026 stood at $286.3 million, up from $266.3 million in the prior quarter.
- The five-year high for Free Cash Flow was $286.3 million in Q1 2026, with the low at $71.9 million in Q2 2022.
- The 5-year median for Free Cash Flow is $115.6 million (2024), against an average of $129.5 million.
- The sharpest annual moves came in 2022 and 2024: Free Cash Flow surged 525.44% in 2022, then fell 7.59% in 2024.
- Atlanticus Holdings' Free Cash Flow stood at $102.0 million in 2022, then surged by 30.08% to $132.7 million in 2023, then decreased by 7.59% to $122.6 million in 2024, then surged by 117.17% to $266.3 million in 2025, then advanced by 7.55% to $286.3 million in 2026.
- Business Quant data shows ATLC's Free Cash Flow at $286.3 million in Q1 2026, $266.3 million in Q4 2025, and $107.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | Atlanticus Holdings | 1.67 Bn | 1.02 Bn | 144.79 Mn | 286.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 286.35 Mn |
| Mar 31, 2026 | 286.35 Mn |
| Dec 31, 2025 | 266.25 Mn |
| Dec 31, 2025 | 266.25 Mn |
| Sep 30, 2025 | 107.45 Mn |
| Sep 30, 2025 | 107.45 Mn |
| Jun 30, 2025 | 132.69 Mn |
| Jun 30, 2025 | 132.69 Mn |
| Mar 31, 2025 | 131.57 Mn |
| Mar 31, 2025 | 131.57 Mn |
| Dec 31, 2024 | 122.60 Mn |
| Dec 31, 2024 | 122.60 Mn |
| Sep 30, 2024 | 112.36 Mn |
| Sep 30, 2024 | 112.36 Mn |
| Jun 30, 2024 | 115.64 Mn |
| Jun 30, 2024 | 115.64 Mn |
| Mar 31, 2024 | 118.80 Mn |
| Mar 31, 2024 | 118.80 Mn |
| Dec 31, 2023 | 132.67 Mn |
| Dec 31, 2023 | 132.67 Mn |