Growth Metrics

American Coastal Insurance (ACIC) Debt Ratio (2016 - 2026)

American Coastal Insurance filings provide 15 years of Debt Ratio readings, the most recent being 0.14 for Q4 2025.

  • On a quarterly basis, Debt Ratio rose 13.62% to 0.14 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.14, a 13.62% increase, with the full-year FY2025 number at 0.14, up 13.62% from a year prior.
  • Debt Ratio hit 0.14 in Q4 2025 for American Coastal Insurance, up from 0.13 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.67 in Q3 2022 to a low of 0.0 in Q4 2022.
  • Median Debt Ratio over the past 5 years was 0.12 (2024), compared with a mean of 0.15.
  • Biggest five-year swings in Debt Ratio: plummeted 97.5% in 2022 and later skyrocketed 9543.75% in 2023.
  • American Coastal Insurance's Debt Ratio stood at 0.06 in 2021, then plummeted by 97.5% to 0.0 in 2022, then skyrocketed by 9543.75% to 0.14 in 2023, then fell by 12.45% to 0.12 in 2024, then rose by 13.62% to 0.14 in 2025.
  • The last three reported values for Debt Ratio were 0.14 (Q4 2025), 0.13 (Q3 2025), and 0.11 (Q2 2025) per Business Quant data.