American Coastal Insurance (ACIC) Debt Ratio (2011 - 2026)

American Coastal Insurance (ACIC) reported Debt Ratio of 0.15 for Q1 2026, up 16.57% on a YoY basis from 0.13 in Q1 2025, and up 7.66% quarter-over-quarter from 0.14 in Q4 2025.

American Coastal Insurance (ACIC) Debt Ratio (2011 - 2026) Analysis & Trends

American Coastal Insurance has reported Debt Ratio for 16 years, with the latest figure at 0.15 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio rose 16.57% year-over-year to 0.15; the trailing twelve-month figure through Mar 2026 stood at 0.15 (up 16.57% YoY), and the FY2025 full-year result was 0.14, up 13.62% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.15, up from 0.14 in the prior quarter.
  • The five-year high for Debt Ratio was 0.15 in Q1 2026, with the low at 0.05 in Q4 2022.
  • Historically, Debt Ratio has averaged 0.12 across 5 years, with a median of 0.13 in 2025.
  • The largest YoY upside for Debt Ratio was 167.69% in 2023 against a maximum downside of 26.28% in 2023.
  • American Coastal Insurance's Debt Ratio stood at 0.05 in 2022, then jumped by 167.69% to 0.14 in 2023, then retreated by 12.45% to 0.12 in 2024, then gained by 13.62% to 0.14 in 2025, then rose by 7.66% to 0.15 in 2026.
  • The last three Debt Ratio figures came in at 0.15 (Q1 2026), 0.14 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.01
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn -
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn -
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.04
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.02
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.10
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.06
10 American Coastal Insurance 499.06 Mn 195.39 Mn 60.98 Mn 0.15

Historic Data

Download Data
DateValue
Mar 31, 2026 0.15
Dec 31, 2025 0.14
Sep 30, 2025 0.13
Jun 30, 2025 0.11
Mar 31, 2025 0.13
Dec 31, 2024 0.12
Sep 30, 2024 0.13
Jun 30, 2024 0.11
Mar 31, 2024 0.14
Dec 31, 2023 0.14
Sep 30, 2023 0.13
Jun 30, 2023 0.10
Mar 31, 2023 0.10
Dec 31, 2022 0.05
Sep 30, 2022 0.11
Jun 30, 2022 0.13
Mar 31, 2022 0.14
Dec 31, 2021 0.06
Sep 30, 2021 0.05
Jun 30, 2021 0.05