American Coastal Insurance ACIC
NASDAQ ACIC
$9.40 +0.04 (+0.43%)
At close: Sep 2, 2026 · 4:00 PM EDT

American Coastal Insurance (ACIC) Interest Coverage Ratio (2010 - 2025)

American Coastal Insurance's (ACIC) quarterly Interest Coverage Ratio came in at 0.8 in Q1 2026, down 91.3% YoY from 9.25 in Q1 2025, and down 60.8% on a QoQ basis from 2.05 in Q4 2025.

Analysis

American Coastal Insurance (ACIC) Interest Coverage Ratio (2010 - 2025) Analysis & Trends

American Coastal Insurance (ACIC) has 17 years of Interest Coverage Ratio data on file, last reported at 0.8 in Q1 2026.

  • Quarterly Interest Coverage Ratio fell 91.3% year-over-year to 0.8 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.61 (down 66.83% YoY) and the FY2025 annual result came in at 2.07, down 10.07% from the prior year.
  • Interest Coverage Ratio declined to 0.8 in Q1 2026, from 2.05 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 23.34 in Q4 2024 to a low of 15.02 in Q3 2022.
  • A 5-year average of 4.66 and a median of 6.73 in 2023 frame the typical range for Interest Coverage Ratio.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio sank 128.74% — and 2023, when it jumped 1343.12%.
  • Tracing ACIC's Interest Coverage Ratio over 5 years: stood at 4.3 in 2022, then jumped by 263.55% to 7.03 in 2023, then surged by 231.86% to 23.34 in 2024, then sank by 91.21% to 2.05 in 2025, then sank by 60.8% to 0.8 in 2026.
  • The last three Interest Coverage Ratio figures came in at 0.8 (Q1 2026), 2.05 (Q4 2025), and 1.0 (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Chubb 131.15 Bn 117.38 Bn 9.13 Bn 26.67
2 Progressive 128.80 Bn 123.80 Bn 9.04 Bn -19.05
3 Travelers Companies 76.99 Bn 53.24 Bn 6.23 Bn 17.54
4 Allstate 66.35 Bn 27.62 Bn 16.28 Bn 10.51
5 Fairfax Financial Holdings 35.82 Bn 35.82 Bn - 4.78
6 Cincinnati Financial 26.40 Bn 24.51 Bn 2.39 Bn 17.72
7 Markel 22.75 Bn 5.86 Bn 2.83 Bn 29.78
8 Loews 22.37 Bn 67.62 Mn 2.57 Bn 7.39
9 Assurant 14.04 Bn 12.01 Bn 2.71 Bn 5.01
10 American Coastal Insurance 451.60 Mn 77.33 Mn 63.76 Mn -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2025 761.33
Dec 31, 2024 342.23
Sep 30, 2024 2,121.41
Jun 30, 2024 491.35
Mar 31, 2024 1,175.31
Dec 31, 2023 390.27
Sep 30, 2023 914.70
Jun 30, 2023 771.14
Mar 31, 2023 1,231.70
Dec 31, 2022 3,969.68
Sep 30, 2022 -4,329.90
Jun 30, 2022 -2,652.53
Mar 31, 2022 -193.42
Dec 31, 2021 4,202.19
Sep 30, 2021 -748.04
Jun 30, 2021 -520.44
Mar 31, 2021 -461.26
Dec 31, 2020 -323.16
Sep 30, 2020 -761.90
Jun 30, 2020 153.48