American Coastal Insurance (ACIC) Interest Coverage Ratio (2010 - 2026)
American Coastal Insurance's (ACIC) Interest Coverage Ratio stood at 12.14 in Q2 2026, down 8.8% from 13.30 a year earlier but up 11.4% from the prior quarter.
American Coastal Insurance (ACIC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a TTM basis, American Coastal Insurance's Interest Coverage Ratio came in at 13.21 as of Jun 30, 2026, up 40.3% year-over-year; for FY2025, it was 12.97, up 56.2% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 8.30 in FY2024 (-3.8%), 8.63 in FY2023, -0.91 in FY2022 and -1.13 in FY2021.
- Quarterly Interest Coverage Ratio has ranged from -29.59 in Q3 2022 to 60.81 in Q4 2022 over the past five years.
- On a year-over-year basis, Interest Coverage Ratio rose in five of the last eight quarters, with growth averaging 58.7%.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 338.4% in Q4 2025, against a decline of 88.4% in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 10.90 (Q1 2026), 14.01 (Q4 2025) and 15.34 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | -22.63 |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | -15.34 |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | -117.76 |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 7.60 |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | -27.92 |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 6.14 |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | -3.36 |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 5.11 |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | 3.46 |
| 10 | American Coastal Insurance | 436.79 Mn | -1.01 Bn | 63.76 Mn | 12.14 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.14 |
| Mar 31, 2026 | 10.90 |
| Dec 31, 2025 | 14.01 |
| Sep 30, 2025 | 15.34 |
| Jun 30, 2025 | 13.30 |
| Mar 31, 2025 | 9.25 |
| Dec 31, 2024 | 3.20 |
| Sep 30, 2024 | 11.76 |
| Jun 30, 2024 | 7.03 |
| Mar 31, 2024 | 11.24 |
| Dec 31, 2023 | 7.03 |
| Sep 30, 2023 | 6.73 |
| Jun 30, 2023 | 7.94 |
| Mar 31, 2023 | 12.23 |
| Dec 31, 2022 | 60.81 |
| Sep 30, 2022 | -29.59 |
| Jun 30, 2022 | -13.86 |
| Mar 31, 2022 | -0.98 |
| Dec 31, 2021 | 29.32 |
| Sep 30, 2021 | -7.86 |
American Coastal Insurance Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ACIC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "ACIC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ACIC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();