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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

American Coastal Insurance (ACIC) Interest Coverage Ratio (2016 - 2026)

American Coastal Insurance filings provide 16 years of Interest Coverage Ratio readings, the most recent being 4.89 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 119.64% to 4.89 in Q4 2025 year-over-year; TTM through Dec 2025 was 10.73, a 573.25% increase, with the full-year FY2025 number at 2.77, up 55.74% from a year prior.
  • Interest Coverage Ratio hit 4.89 in Q4 2025 for American Coastal Insurance, down from 15.34 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 29.32 in Q4 2021 to a low of 24.91 in Q4 2024.
  • Median Interest Coverage Ratio over the past 5 years was 3.46 (2025), compared with a mean of 1.9.
  • Biggest five-year swings in Interest Coverage Ratio: tumbled 150762.42% in 2023 and later soared 747.5% in 2025.
  • American Coastal Insurance's Interest Coverage Ratio stood at 29.32 in 2021, then plummeted by 100.05% to 0.01 in 2022, then tumbled by 150762.42% to 20.06 in 2023, then decreased by 24.16% to 24.91 in 2024, then surged by 119.64% to 4.89 in 2025.
  • The last three reported values for Interest Coverage Ratio were 4.89 (Q4 2025), 15.34 (Q3 2025), and 13.3 (Q2 2025) per Business Quant data.