American Coastal Insurance (ACIC) Interest Coverage Ratio (2010 - 2026)
American Coastal Insurance (ACIC) posted Interest Coverage Ratio of 2.19 for Q1 2026, up 107.26% quarter-over-quarter from 30.25 in Q4 2025, and up 29.65% year-on-year from 1.69 in Q1 2025.
American Coastal Insurance (ACIC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has reported Interest Coverage Ratio for 17 consecutive years, with 2.19 the latest figure, recorded in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.19, up 29.65% year-over-year; the trailing twelve-month figure through Mar 2026 was 6.03 (down 278.2% YoY), and the FY2025 annual result was 2.08, up 17.11% from the prior year.
- Interest Coverage Ratio was 2.19 for Q1 2026 at American Coastal Insurance, up from 30.25 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 51.53 in Q3 2022 and troughed at 116.05 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 3.33, with a median of 2.29 recorded in 2025.
- Year-over-year, Interest Coverage Ratio jumped 755.24% in 2022 and sank 1581.58% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 3.84 in 2022, then tumbled by 622.58% to 20.06 in 2023, then soared by 110.18% to 2.04 in 2024, then tumbled by 1581.58% to 30.25 in 2025, then jumped by 107.26% to 2.19 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.19 in Q1 2026, 30.25 in Q4 2025, and 2.39 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.37 |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -146.59 |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 8.63 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 24.46 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.69 |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 9.57 |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | -3.92 |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 5.42 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.77 |
| 10 | American Coastal Insurance | 56,900.00 | -303.61 Mn | 60.98 Mn | 2.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.19 |
| Dec 31, 2025 | -30.25 |
| Sep 30, 2025 | 2.39 |
| Jun 30, 2025 | 2.16 |
| Mar 31, 2025 | 1.69 |
| Dec 31, 2024 | 2.04 |
| Sep 30, 2024 | 2.03 |
| Jun 30, 2024 | 7.03 |
| Mar 31, 2024 | 11.24 |
| Dec 31, 2023 | -20.06 |
| Sep 30, 2023 | 6.73 |
| Jun 30, 2023 | 7.94 |
| Mar 31, 2023 | 12.23 |
| Dec 31, 2022 | 3.84 |
| Sep 30, 2022 | 51.53 |
| Mar 31, 2022 | -116.05 |
| Dec 31, 2021 | 29.32 |
| Sep 30, 2021 | -7.86 |
| Jun 30, 2021 | -14.53 |
| Mar 31, 2021 | -11.07 |