American Coastal Insurance (ACIC) Debt to Equity (2011 - 2026)
American Coastal Insurance (ACIC) reported Debt to Equity of $0.45 for Q1 2026, down 21.18% on a YoY basis from $0.57 in Q1 2025, and down 4.21% quarter-over-quarter from $0.47 in Q4 2025.
American Coastal Insurance (ACIC) Debt to Equity (2011 - 2026) Analysis & Trends
American Coastal Insurance has reported Debt to Equity for 16 years, with the latest figure at $0.45 in Q1 2026.
- For the quarter ending Q1 2026, Debt to Equity fell 21.18% year-over-year to $0.45; the trailing twelve-month figure through Mar 2026 stood at $0.45 (down 21.18% YoY), and the FY2025 full-year result was $0.47, down 25.63% from the prior year.
- Debt to Equity for Q1 2026 stood at $0.45, down from $0.47 in the prior quarter.
- The five-year high for Debt to Equity was $1.9 in Q3 2022, with the low at -$0.81 in Q4 2022.
- Historically, Debt to Equity has averaged $0.75 across 5 years, with a median of $0.63 in 2024.
- Annual changes were most pronounced in 2022 — Debt to Equity soared 311.48% — and 2024, when it sank 55.84%.
- American Coastal Insurance's Debt to Equity stood at -$0.81 in 2022, then jumped by 208.11% to $0.88 in 2023, then dropped by 28.23% to $0.63 in 2024, then fell by 25.63% to $0.47 in 2025, then declined by 4.21% to $0.45 in 2026.
- The last three Debt to Equity figures came in at $0.45 (Q1 2026), $0.47 (Q4 2025), and $0.46 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.03 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | - |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | - |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | - |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.17 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.05 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.48 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.38 |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | 0.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.45 |
| Dec 31, 2025 | 0.47 |
| Sep 30, 2025 | 0.46 |
| Jun 30, 2025 | 0.51 |
| Mar 31, 2025 | 0.57 |
| Dec 31, 2024 | 0.63 |
| Sep 30, 2024 | 0.57 |
| Jun 30, 2024 | 0.67 |
| Mar 31, 2024 | 0.73 |
| Dec 31, 2023 | 0.88 |
| Sep 30, 2023 | 1.23 |
| Jun 30, 2023 | 1.32 |
| Mar 31, 2023 | 1.65 |
| Dec 31, 2022 | -0.81 |
| Sep 30, 2022 | 1.90 |
| Jun 30, 2022 | 0.93 |
| Mar 31, 2022 | 0.56 |
| Dec 31, 2021 | -2.09 |
| Sep 30, 2021 | 0.46 |
| Jun 30, 2021 | 0.44 |