American Coastal Insurance (ACIC) Debt to Equity (2011 - 2026)

American Coastal Insurance (ACIC) reported Debt to Equity of $0.45 for Q1 2026, down 21.18% on a YoY basis from $0.57 in Q1 2025, and down 4.21% quarter-over-quarter from $0.47 in Q4 2025.

American Coastal Insurance (ACIC) Debt to Equity (2011 - 2026) Analysis & Trends

American Coastal Insurance has reported Debt to Equity for 16 years, with the latest figure at $0.45 in Q1 2026.

  • For the quarter ending Q1 2026, Debt to Equity fell 21.18% year-over-year to $0.45; the trailing twelve-month figure through Mar 2026 stood at $0.45 (down 21.18% YoY), and the FY2025 full-year result was $0.47, down 25.63% from the prior year.
  • Debt to Equity for Q1 2026 stood at $0.45, down from $0.47 in the prior quarter.
  • The five-year high for Debt to Equity was $1.9 in Q3 2022, with the low at -$0.81 in Q4 2022.
  • Historically, Debt to Equity has averaged $0.75 across 5 years, with a median of $0.63 in 2024.
  • Annual changes were most pronounced in 2022 — Debt to Equity soared 311.48% — and 2024, when it sank 55.84%.
  • American Coastal Insurance's Debt to Equity stood at -$0.81 in 2022, then jumped by 208.11% to $0.88 in 2023, then dropped by 28.23% to $0.63 in 2024, then fell by 25.63% to $0.47 in 2025, then declined by 4.21% to $0.45 in 2026.
  • The last three Debt to Equity figures came in at $0.45 (Q1 2026), $0.47 (Q4 2025), and $0.46 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.03
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn -
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn -
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.17
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.05
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.48
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.38
10 American Coastal Insurance 499.06 Mn 195.39 Mn 60.98 Mn 0.45

Historic Data

Download Data
DateValue
Mar 31, 2026 0.45
Dec 31, 2025 0.47
Sep 30, 2025 0.46
Jun 30, 2025 0.51
Mar 31, 2025 0.57
Dec 31, 2024 0.63
Sep 30, 2024 0.57
Jun 30, 2024 0.67
Mar 31, 2024 0.73
Dec 31, 2023 0.88
Sep 30, 2023 1.23
Jun 30, 2023 1.32
Mar 31, 2023 1.65
Dec 31, 2022 -0.81
Sep 30, 2022 1.90
Jun 30, 2022 0.93
Mar 31, 2022 0.56
Dec 31, 2021 -2.09
Sep 30, 2021 0.46
Jun 30, 2021 0.44