American Coastal Insurance (ACIC) Retained Earnings (2010 - 2026)
American Coastal Insurance's (ACIC) quarterly Retained Earnings came in at $440.9 million in Q1 2026, up 369.77% YoY from $93.8 million in Q1 2025, and up 485.01% on a QoQ basis from -$114.5 million in Q4 2025.
American Coastal Insurance (ACIC) Retained Earnings (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has 17 years of Retained Earnings data on file, last reported at $440.9 million in Q1 2026.
- Quarterly Retained Earnings rose 369.77% year-over-year to $440.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $440.9 million (up 369.77% YoY) and the FY2025 annual result came in at -$114.5 million, up 38.03% from the prior year.
- Retained Earnings grew to $440.9 million in Q1 2026, from -$114.5 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $440.9 million in Q1 2026 to a low of -$280.0 million in Q1 2023.
- A 5-year average of -$47.2 million and a median of -$64.8 million in 2022 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings slumped 2055.85% — and 2026, when it jumped 369.77%.
- Tracing ACIC's Retained Earnings over 5 years: stood at -$30.9 million in 2022, then soared by 44.62% to -$17.1 million in 2023, then plunged by 978.21% to -$184.8 million in 2024, then surged by 38.03% to -$114.5 million in 2025, then soared by 485.01% to $440.9 million in 2026.
- The last three Retained Earnings figures came in at $440.9 million (Q1 2026), -$114.5 million (Q4 2025), and -$104.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 71.68 Bn |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 32.26 Bn |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 58.35 Bn |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 67.50 Bn |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 17.96 Bn |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 18.13 Bn |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 15.59 Bn |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 5.13 Bn |
| 10 | American Coastal Insurance | 471.80 Mn | 97.53 Mn | 63.76 Mn | 442.56 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 442.56 Mn |
| Mar 31, 2026 | 440.87 Mn |
| Dec 31, 2025 | -114.51 Mn |
| Sep 30, 2025 | -104.50 Mn |
| Jun 30, 2025 | -9.79 Mn |
| Mar 31, 2025 | -163.42 Mn |
| Dec 31, 2024 | -184.77 Mn |
| Sep 30, 2024 | 437.24 Mn |
| Jun 30, 2024 | -19.15 Mn |
| Mar 31, 2024 | -17.34 Mn |
| Dec 31, 2023 | -17.14 Mn |
| Sep 30, 2023 | -251.67 Mn |
| Jun 30, 2023 | -262.24 Mn |
| Mar 31, 2023 | -280.02 Mn |
| Dec 31, 2022 | -30.95 Mn |
| Sep 30, 2022 | -64.81 Mn |
| Jun 30, 2022 | -48.86 Mn |
| Mar 31, 2022 | -110.67 Mn |
| Dec 31, 2021 | -6.53 Mn |
| Sep 30, 2021 | -3.01 Mn |