American Coastal Insurance (ACIC) Retained Earnings (2010 - 2026)
American Coastal Insurance (ACIC) reported Retained Earnings of -$95.3 million for Q1 2026, down 642.09% on a YoY basis from $17.6 million in Q1 2025, and up 16.81% quarter-over-quarter from -$114.5 million in Q4 2025.
American Coastal Insurance (ACIC) Retained Earnings (2010 - 2026) Analysis & Trends
American Coastal Insurance has reported Retained Earnings for 17 years, with the latest figure at -$95.3 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 642.09% year-over-year to -$95.3 million; the trailing twelve-month figure through Mar 2026 stood at -$95.3 million (down 642.09% YoY), and the FY2025 full-year result was -$114.5 million, down 630.94% from the prior year.
- Retained Earnings for Q1 2026 stood at -$95.3 million, up from -$114.5 million in the prior quarter.
- The five-year high for Retained Earnings was -$8.4 million in Q3 2025, with the low at -$251.7 million in Q3 2023.
- Historically, Retained Earnings has averaged -$86.8 million across 5 years, with a median of -$25.7 million in 2022.
- Annual changes were most pronounced in 2022 — Retained Earnings tumbled 26885.2% — and 2024, when it surged 95.38%.
- American Coastal Insurance's Retained Earnings stood at -$30.9 million in 2022, then soared by 44.62% to -$17.1 million in 2023, then advanced by 8.58% to -$15.7 million in 2024, then tumbled by 630.94% to -$114.5 million in 2025, then grew by 16.81% to -$95.3 million in 2026.
- The last three Retained Earnings figures came in at -$95.3 million (Q1 2026), -$114.5 million (Q4 2025), and -$8.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | -5.91 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -471.00 Mn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | -3.08 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | -292.00 Mn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | -601.28 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 16.85 Bn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -237.60 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 17.70 Bn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | -629.00 Mn |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | -95.26 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -95.26 Mn |
| Dec 31, 2025 | -114.51 Mn |
| Sep 30, 2025 | -8.40 Mn |
| Jun 30, 2025 | -9.79 Mn |
| Mar 31, 2025 | -12.84 Mn |
| Dec 31, 2024 | -15.67 Mn |
| Sep 30, 2024 | -11.62 Mn |
| Jun 30, 2024 | -193.74 Mn |
| Mar 31, 2024 | -213.79 Mn |
| Dec 31, 2023 | -17.14 Mn |
| Sep 30, 2023 | -251.67 Mn |
| Jun 30, 2023 | -21.07 Mn |
| Mar 31, 2023 | -25.63 Mn |
| Dec 31, 2022 | -30.95 Mn |
| Sep 30, 2022 | -249.53 Mn |
| Jun 30, 2022 | -178.64 Mn |
| Mar 31, 2022 | -25.66 Mn |
| Dec 31, 2021 | -6.53 Mn |
| Sep 30, 2021 | -3.01 Mn |
| Jun 30, 2021 | -662,000.00 |