American Coastal Insurance (ACIC) Retained Earnings (2010 - 2026)

American Coastal Insurance (ACIC) reported Retained Earnings of -$95.3 million for Q1 2026, down 642.09% on a YoY basis from $17.6 million in Q1 2025, and up 16.81% quarter-over-quarter from -$114.5 million in Q4 2025.

American Coastal Insurance (ACIC) Retained Earnings (2010 - 2026) Analysis & Trends

American Coastal Insurance has reported Retained Earnings for 17 years, with the latest figure at -$95.3 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings fell 642.09% year-over-year to -$95.3 million; the trailing twelve-month figure through Mar 2026 stood at -$95.3 million (down 642.09% YoY), and the FY2025 full-year result was -$114.5 million, down 630.94% from the prior year.
  • Retained Earnings for Q1 2026 stood at -$95.3 million, up from -$114.5 million in the prior quarter.
  • The five-year high for Retained Earnings was -$8.4 million in Q3 2025, with the low at -$251.7 million in Q3 2023.
  • Historically, Retained Earnings has averaged -$86.8 million across 5 years, with a median of -$25.7 million in 2022.
  • Annual changes were most pronounced in 2022 — Retained Earnings tumbled 26885.2% — and 2024, when it surged 95.38%.
  • American Coastal Insurance's Retained Earnings stood at -$30.9 million in 2022, then soared by 44.62% to -$17.1 million in 2023, then advanced by 8.58% to -$15.7 million in 2024, then tumbled by 630.94% to -$114.5 million in 2025, then grew by 16.81% to -$95.3 million in 2026.
  • The last three Retained Earnings figures came in at -$95.3 million (Q1 2026), -$114.5 million (Q4 2025), and -$8.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn -5.91 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -471.00 Mn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn -3.08 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn -292.00 Mn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn -601.28 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 16.85 Bn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -237.60 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 17.70 Bn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn -629.00 Mn
10 American Coastal Insurance 499.06 Mn 195.39 Mn 60.98 Mn -95.26 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -95.26 Mn
Dec 31, 2025 -114.51 Mn
Sep 30, 2025 -8.40 Mn
Jun 30, 2025 -9.79 Mn
Mar 31, 2025 -12.84 Mn
Dec 31, 2024 -15.67 Mn
Sep 30, 2024 -11.62 Mn
Jun 30, 2024 -193.74 Mn
Mar 31, 2024 -213.79 Mn
Dec 31, 2023 -17.14 Mn
Sep 30, 2023 -251.67 Mn
Jun 30, 2023 -21.07 Mn
Mar 31, 2023 -25.63 Mn
Dec 31, 2022 -30.95 Mn
Sep 30, 2022 -249.53 Mn
Jun 30, 2022 -178.64 Mn
Mar 31, 2022 -25.66 Mn
Dec 31, 2021 -6.53 Mn
Sep 30, 2021 -3.01 Mn
Jun 30, 2021 -662,000.00