American Coastal Insurance (ACIC) FCF Margin (2010 - 2026)
American Coastal Insurance (ACIC) reported FCF Margin of 8.24% for Q1 2026, down 4474.0% on a YoY basis from 0.19% in Q1 2025, and up 90.04% quarter-over-quarter from 82.74% in Q4 2025.
American Coastal Insurance (ACIC) FCF Margin (2010 - 2026) Analysis & Trends
American Coastal Insurance has reported FCF Margin for 17 years, with the latest figure at 8.24% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 4474.0% year-over-year to 8.24%; the trailing twelve-month figure through Mar 2026 stood at 12.98% (down 3636.0% YoY), and the FY2025 full-year result was 23.1%, down 5898.0% from the prior year.
- FCF Margin for Q1 2026 stood at 8.24%, up from 82.74% in the prior quarter.
- The five-year high for FCF Margin was 186.92% in Q1 2024, with the low at 955.31% in Q3 2022.
- Historically, FCF Margin has averaged 43.58% across 5 years, with a median of 8.24% in 2026.
- Annual changes were most pronounced in 2022 — FCF Margin sank 90453 bps — and 2023, when it surged 104670 bps.
- American Coastal Insurance's FCF Margin stood at 117.92% in 2022, then soared by 181 bps to 95.39% in 2023, then tumbled by 98 bps to 2.01% in 2024, then plunged by 4222 bps to 82.74% in 2025, then surged by 90 bps to 8.24% in 2026.
- The last three FCF Margin figures came in at 8.24% (Q1 2026), 82.74% (Q4 2025), and 39.4% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 26.72% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 19.40% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 18.33% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 20.79% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 18.85% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 25.12% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -0.88% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -15.38% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 6.92% |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | -8.24% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -8.24% |
| Dec 31, 2025 | -82.74% |
| Sep 30, 2025 | -39.40% |
| Jun 30, 2025 | 163.11% |
| Mar 31, 2025 | 36.49% |
| Dec 31, 2024 | 2.01% |
| Sep 30, 2024 | -12.07% |
| Jun 30, 2024 | 184.11% |
| Mar 31, 2024 | 186.92% |
| Dec 31, 2023 | 95.39% |
| Sep 30, 2023 | 91.39% |
| Jun 30, 2023 | -175.11% |
| Mar 31, 2023 | -115.50% |
| Dec 31, 2022 | -117.92% |
| Sep 30, 2022 | -955.31% |
| Jun 30, 2022 | 44.16% |
| Mar 31, 2022 | -38.16% |
| Dec 31, 2021 | 72.36% |
| Sep 30, 2021 | -50.77% |
| Jun 30, 2021 | 23.66% |