American Coastal Insurance (ACIC) FCF Margin (2010 - 2026)

American Coastal Insurance (ACIC) reported FCF Margin of 8.24% for Q1 2026, down 4474.0% on a YoY basis from 0.19% in Q1 2025, and up 90.04% quarter-over-quarter from 82.74% in Q4 2025.

American Coastal Insurance (ACIC) FCF Margin (2010 - 2026) Analysis & Trends

American Coastal Insurance has reported FCF Margin for 17 years, with the latest figure at 8.24% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin fell 4474.0% year-over-year to 8.24%; the trailing twelve-month figure through Mar 2026 stood at 12.98% (down 3636.0% YoY), and the FY2025 full-year result was 23.1%, down 5898.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 8.24%, up from 82.74% in the prior quarter.
  • The five-year high for FCF Margin was 186.92% in Q1 2024, with the low at 955.31% in Q3 2022.
  • Historically, FCF Margin has averaged 43.58% across 5 years, with a median of 8.24% in 2026.
  • Annual changes were most pronounced in 2022 — FCF Margin sank 90453 bps — and 2023, when it surged 104670 bps.
  • American Coastal Insurance's FCF Margin stood at 117.92% in 2022, then soared by 181 bps to 95.39% in 2023, then tumbled by 98 bps to 2.01% in 2024, then plunged by 4222 bps to 82.74% in 2025, then surged by 90 bps to 8.24% in 2026.
  • The last three FCF Margin figures came in at 8.24% (Q1 2026), 82.74% (Q4 2025), and 39.4% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 26.72%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 19.40%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 18.33%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 20.79%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 18.85%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 25.12%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -0.88%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -15.38%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 6.92%
10 American Coastal Insurance 499.06 Mn 195.39 Mn 60.98 Mn -8.24%

Historic Data

Download Data
DateValue
Mar 31, 2026 -8.24%
Dec 31, 2025 -82.74%
Sep 30, 2025 -39.40%
Jun 30, 2025 163.11%
Mar 31, 2025 36.49%
Dec 31, 2024 2.01%
Sep 30, 2024 -12.07%
Jun 30, 2024 184.11%
Mar 31, 2024 186.92%
Dec 31, 2023 95.39%
Sep 30, 2023 91.39%
Jun 30, 2023 -175.11%
Mar 31, 2023 -115.50%
Dec 31, 2022 -117.92%
Sep 30, 2022 -955.31%
Jun 30, 2022 44.16%
Mar 31, 2022 -38.16%
Dec 31, 2021 72.36%
Sep 30, 2021 -50.77%
Jun 30, 2021 23.66%