American Coastal Insurance (ACIC) Free Cash Flow (2010 - 2026)
American Coastal Insurance (ACIC) reported Free Cash Flow of -$5.9 million for Q1 2026, down 122.29% on a YoY basis from $26.3 million in Q1 2025, and up 87.72% quarter-over-quarter from -$47.8 million in Q4 2025.
American Coastal Insurance (ACIC) Free Cash Flow (2010 - 2026) Analysis & Trends
American Coastal Insurance has reported Free Cash Flow for 17 years, with the latest figure at -$5.9 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow fell 122.29% year-over-year to -$5.9 million; the trailing twelve-month figure through Mar 2026 stood at $38.7 million (down 73.41% YoY), and the FY2025 full-year result was $70.9 million, down 70.89% from the prior year.
- Free Cash Flow for Q1 2026 stood at -$5.9 million, up from -$47.8 million in the prior quarter.
- The five-year high for Free Cash Flow was $127.9 million in Q2 2025, with the low at -$128.8 million in Q2 2023.
- Historically, Free Cash Flow has averaged -$227882.4 across 5 years, with a median of -$5.9 million in 2026.
- Annual changes were most pronounced in 2024 — Free Cash Flow soared 219.33% — and 2025, when it sank 3105.09%.
- American Coastal Insurance's Free Cash Flow stood at -$75.3 million in 2022, then soared by 164.92% to $48.9 million in 2023, then plunged by 96.75% to $1.6 million in 2024, then slumped by 3105.09% to -$47.8 million in 2025, then jumped by 87.72% to -$5.9 million in 2026.
- The last three Free Cash Flow figures came in at -$5.9 million (Q1 2026), -$47.8 million (Q4 2025), and -$35.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 3.95 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 4.30 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 2.19 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 3.52 Bn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 695.53 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 654.00 Mn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -31.35 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -132.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 192.60 Mn |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | -5.87 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -5.87 Mn |
| Mar 31, 2026 | -5.87 Mn |
| Dec 31, 2025 | -47.81 Mn |
| Dec 31, 2025 | -47.81 Mn |
| Sep 30, 2025 | -35.62 Mn |
| Sep 30, 2025 | -35.62 Mn |
| Jun 30, 2025 | 127.95 Mn |
| Jun 30, 2025 | 127.95 Mn |
| Mar 31, 2025 | 26.35 Mn |
| Mar 31, 2025 | 26.35 Mn |
| Dec 31, 2024 | 1.59 Mn |
| Dec 31, 2024 | 1.59 Mn |
| Sep 30, 2024 | -8.99 Mn |
| Sep 30, 2024 | -8.99 Mn |
| Jun 30, 2024 | 126.40 Mn |
| Jun 30, 2024 | 126.40 Mn |
| Mar 31, 2024 | 124.48 Mn |
| Mar 31, 2024 | 124.48 Mn |
| Dec 31, 2023 | 48.89 Mn |
| Dec 31, 2023 | 48.89 Mn |