Growth Metrics

American Coastal Insurance (ACIC) Operating Margin (2016 - 2025)

American Coastal Insurance's Operating Margin history spans 16 years, with the latest figure at 22.52% for Q4 2025.

  • For Q4 2025, Operating Margin rose 14505.0% year-over-year to 22.52%; the TTM value through Dec 2025 reached 40.11%, up 5003.0%, while the annual FY2025 figure was 9.77%, 198.0% up from the prior year.
  • Operating Margin reached 22.52% in Q4 2025 per ACIC's latest filing, down from 51.6% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 51.6% in Q3 2025 to a low of 32700.0% in Q2 2022.
  • Average Operating Margin over 5 years is 2403.97%, with a median of 3.71% recorded in 2022.
  • Peak YoY movement for Operating Margin: crashed -3267891bps in 2022, then soared 3272936bps in 2023.
  • A 5-year view of Operating Margin shows it stood at 25.97% in 2021, then skyrocketed by 99bps to 0.16% in 2022, then plummeted by -64682bps to 106.44% in 2023, then fell by -15bps to 122.53% in 2024, then surged by 118bps to 22.52% in 2025.
  • Per Business Quant, the three most recent readings for ACIC's Operating Margin are 22.52% (Q4 2025), 51.6% (Q3 2025), and 46.11% (Q2 2025).