Growth Metrics

American Coastal Insurance (ACIC) Operating Margin (2016 - 2025)

American Coastal Insurance (ACIC) has disclosed Operating Margin for 16 consecutive years, with 103.95% as the latest value for Q4 2025.

  • For the quarter ending Q4 2025, Operating Margin rose 22647.0% year-over-year to 103.95%, compared with a TTM value of 45.71% through Dec 2025, up 3770.0%, and an annual FY2025 reading of 45.71%, up 3792.0% over the prior year.
  • Operating Margin was 103.95% for Q4 2025 at American Coastal Insurance, up from 7.17% in the prior quarter.
  • Across five years, Operating Margin topped out at 188.99% in Q4 2022 and bottomed at 246.72% in Q2 2022.
  • Average Operating Margin over 5 years is 3.48%, with a median of 2.06% recorded in 2025.
  • Peak annual rise in Operating Margin hit 24367bps in 2023, while the deepest fall reached -32443bps in 2023.
  • Year by year, Operating Margin stood at 26.76% in 2021, then skyrocketed by 806bps to 188.99% in 2022, then tumbled by -172bps to 135.44% in 2023, then grew by 10bps to 122.53% in 2024, then surged by 185bps to 103.95% in 2025.
  • Business Quant data shows Operating Margin for ACIC at 103.95% in Q4 2025, 7.17% in Q3 2025, and 48.55% in Q2 2025.