American Coastal Insurance (ACIC) Operating Margin (2010 - 2026)
American Coastal Insurance (ACIC) reported Operating Margin of 34.45% for Q2 2026, down 7.39 percentage points from 41.83% a year earlier and down 1.41 percentage points from the prior quarter.
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Analysis
American Coastal Insurance (ACIC) Operating Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, American Coastal Insurance's Operating Margin came in at 40.22%, up 7.02 percentage points year-over-year; for FY2025, it was 41.82%, up 8.25 percentage points from FY2024.
- Operating Margin has a five-year change of +57.43 percentage points (FY2020 to FY2025).
- By year, Operating Margin came in at 33.57% in FY2024 (-1.92 pp), 35.50% in FY2023 (+39.38 pp), -3.89% in FY2022 (+0.73 pp) and -4.61% in FY2021 (+11.00 pp).
- The Q2 2026 figure ranks as the lowest quarterly Operating Margin since Q4 2024.
- Year over year, Operating Margin gained in five of the last eight quarters, with an average year-over-year change of +0.81 percentage points.
- The high point for year-over-year Operating Margin in five years was Q3 2023 (a gain of 92.00 percentage points); the low point was Q3 2022 (a drop of 45.69 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 35.86% (Q1 2026), 43.15% (Q4 2025) and 46.14% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | -29.67% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | -19.39% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | -43.89% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 25.65% |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | -25.96% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | - |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | -53.77% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 21.55% |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | - |
| 10 | American Coastal Insurance | 436.79 Mn | -1.01 Bn | 63.76 Mn | 34.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.45% |
| Mar 31, 2026 | 35.86% |
| Dec 31, 2025 | 43.15% |
| Sep 30, 2025 | 46.14% |
| Jun 30, 2025 | 41.83% |
| Mar 31, 2025 | 34.80% |
| Dec 31, 2024 | 11.23% |
| Sep 30, 2024 | 43.91% |
| Jun 30, 2024 | 35.07% |
| Mar 31, 2024 | 45.88% |
| Dec 31, 2023 | 37.31% |
| Sep 30, 2023 | 34.82% |
| Jun 30, 2023 | 29.36% |
| Mar 31, 2023 | 36.82% |
| Sep 30, 2022 | -57.18% |
| Jun 30, 2022 | -28.65% |
| Mar 31, 2022 | -3.97% |
| Sep 30, 2021 | -11.49% |
| Jun 30, 2021 | -21.09% |
| Mar 31, 2021 | -16.25% |
API Access
American Coastal Insurance Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "ACIC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();