American Coastal Insurance (ACIC) Operating Margin (2010 - 2026)
American Coastal Insurance's (ACIC) quarterly Operating Margin came in at 7.22% in Q1 2026, down 2958.0% YoY from 0.25% in Q1 2025, and up 39.64% on a QoQ basis from 5.17% in Q4 2025.
American Coastal Insurance (ACIC) Operating Margin (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has 17 years of Operating Margin data on file, last reported at 7.22% in Q1 2026.
- Quarterly Operating Margin fell 2958.0% year-over-year to 7.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.82% (down 4081.0% YoY) and the FY2025 annual result came in at 6.72%, down 2963.0% from the prior year.
- Operating Margin grew to 7.22% in Q1 2026, from 5.17% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 208711.11% in Q2 2022 to a low of 62.63% in Q4 2022.
- A 5-year average of 12294.85% and a median of 29.36% in 2023 frame the typical range for Operating Margin.
- Annual changes were most pronounced in 2022 — Operating Margin surged 20873220 bps — and 2023, when it sank 20868175 bps.
- Tracing ACIC's Operating Margin over 5 years: stood at 62.63% in 2022, then soared by 160 bps to 37.31% in 2023, then surged by 206 bps to 114.21% in 2024, then slumped by 95 bps to 5.17% in 2025, then soared by 40 bps to 7.22% in 2026.
- The last three Operating Margin figures came in at 7.22% (Q1 2026), 5.17% (Q4 2025), and 8.02% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 9.95% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 7.46% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 16.08% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 38.83% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 4.12% |
| 10 | American Coastal Insurance | 471.80 Mn | 97.53 Mn | 63.76 Mn | 34.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 34.45% |
| Mar 31, 2026 | 7.22% |
| Dec 31, 2025 | 5.17% |
| Sep 30, 2025 | 8.02% |
| Jun 30, 2025 | 7.49% |
| Mar 31, 2025 | 36.80% |
| Dec 31, 2024 | 114.21% |
| Sep 30, 2024 | 7.58% |
| Jun 30, 2024 | 35.07% |
| Mar 31, 2024 | 45.88% |
| Dec 31, 2023 | 37.31% |
| Sep 30, 2023 | 34.82% |
| Jun 30, 2023 | 29.36% |
| Mar 31, 2023 | 36.82% |
| Dec 31, 2022 | -62.63% |
| Sep 30, 2022 | -37.78% |
| Jun 30, 2022 | 208,711.11% |
| Mar 31, 2022 | -3.97% |
| Dec 31, 2021 | -25.97% |
| Sep 30, 2021 | -11.49% |