American Coastal Insurance (ACIC) FCF Margin (2010 - 2026)
American Coastal Insurance's FCF Margin came in at 70.54% for Q2 2026, down 77.44 percentage points from 147.97% a year earlier but up 78.78 percentage points from the prior quarter.
American Coastal Insurance (ACIC) FCF Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, American Coastal Insurance reported FCF Margin of -9.39%, down 55.28 percentage points year-over-year; for FY2025, it came in at 21.13%, down 60.95 percentage points from FY2024.
- FCF Margin carries a five-year change of +23.65 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 82.08% in FY2024 (+133.59 pp), -51.51% in FY2023 (+27.51 pp), -79.02% in FY2022 (+52.45 pp) and -131.47% in FY2021 (-128.96 pp).
- The five-year range for quarterly FCF Margin is -175.11% (Q2 2023) to 186.92% (Q1 2024).
- Year-over-year, FCF Margin has declined for eight consecutive quarters, with an average year-over-year change of -73.78 percentage points over the last eight quarters.
- The fastest year-over-year change in FCF Margin over five years came in Q2 2024 (a gain of 359.22 percentage points), and the weakest in Q2 2023 (a drop of 199.48 percentage points).
- Business Quant data shows ACIC's FCF Margin at -8.24% (Q1 2026), -55.35% (Q4 2025) and -39.40% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.65 Bn | 87.23 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 133.70 Bn | 109.53 Bn | 9.04 Bn | 14.69% |
| 3 | Marsh & Mclennan Companies | 94.75 Bn | 86.91 Bn | - | 20.36% |
| 4 | Travelers Companies | 85.38 Bn | 61.63 Bn | 6.23 Bn | 15.68% |
| 5 | Manulife Financial | 77.63 Bn | -17.25 Bn | - | 20.72% |
| 6 | Arthur J. Gallagher | 69.27 Bn | 63.67 Bn | - | -1.02% |
| 7 | Metlife | 66.42 Bn | -40.36 Bn | 7.82 Bn | 10.15% |
| 8 | Allstate | 66.13 Bn | 27.40 Bn | 8.73 Bn | 13.93% |
| 9 | Aon | 65.25 Bn | 58.47 Bn | - | 11.38% |
| 10 | American Coastal Insurance | 547.07 Mn | -897.13 Mn | 63.76 Mn | 70.54% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 70.54% |
| Mar 31, 2026 | -8.24% |
| Dec 31, 2025 | -55.35% |
| Sep 30, 2025 | -39.40% |
| Jun 30, 2025 | 147.97% |
| Mar 31, 2025 | 36.49% |
| Dec 31, 2024 | 2.01% |
| Sep 30, 2024 | -10.95% |
| Jun 30, 2024 | 184.11% |
| Mar 31, 2024 | 186.92% |
| Dec 31, 2023 | 95.39% |
| Sep 30, 2023 | 91.39% |
| Jun 30, 2023 | -175.11% |
| Mar 31, 2023 | -115.50% |
| Sep 30, 2022 | -86.26% |
| Jun 30, 2022 | 24.38% |
| Mar 31, 2022 | -38.16% |
| Sep 30, 2021 | -50.77% |
| Jun 30, 2021 | 23.66% |
| Mar 31, 2021 | -41.73% |
American Coastal Insurance FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ACIC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();