American Coastal Insurance (ACIC) Equity Ratio (2010 - 2026)

American Coastal Insurance (ACIC) reported Equity Ratio of 0.33 for Q1 2026, up 47.89% on a YoY basis from 0.22 in Q1 2025, and up 12.38% quarter-over-quarter from 0.3 in Q4 2025.

American Coastal Insurance (ACIC) Equity Ratio (2010 - 2026) Analysis & Trends

American Coastal Insurance has reported Equity Ratio for 17 years, with the latest figure at 0.33 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio rose 47.89% year-over-year to 0.33; the trailing twelve-month figure through Mar 2026 stood at 0.33 (up 47.89% YoY), and the FY2025 full-year result was 0.3, up 52.77% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.33, up from 0.3 in the prior quarter.
  • The five-year high for Equity Ratio was 0.33 in Q1 2026, with the low at 0.06 in Q4 2022.
  • Historically, Equity Ratio has averaged 0.17 across 5 years, with a median of 0.19 in 2024.
  • Annual changes were most pronounced in 2022 — Equity Ratio tumbled 131.13% — and 2023, when it jumped 347.61%.
  • American Coastal Insurance's Equity Ratio stood at 0.06 in 2022, then soared by 347.61% to 0.16 in 2023, then advanced by 21.99% to 0.19 in 2024, then surged by 52.77% to 0.3 in 2025, then gained by 12.38% to 0.33 in 2026.
  • The last three Equity Ratio figures came in at 0.33 (Q1 2026), 0.3 (Q4 2025), and 0.28 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.27
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 0.26
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 0.22
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 0.25
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.22
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.38
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 0.26
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.22
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.16
10 American Coastal Insurance 499.06 Mn 195.39 Mn 60.98 Mn 0.33

Historic Data

Download Data
DateValue
Mar 31, 2026 0.33
Dec 31, 2025 0.30
Sep 30, 2025 0.28
Jun 30, 2025 0.22
Mar 31, 2025 0.22
Dec 31, 2024 0.19
Sep 30, 2024 0.23
Jun 30, 2024 0.17
Mar 31, 2024 0.19
Dec 31, 2023 0.16
Sep 30, 2023 0.10
Jun 30, 2023 0.08
Mar 31, 2023 0.06
Dec 31, 2022 -0.06
Sep 30, 2022 0.06
Jun 30, 2022 0.14
Mar 31, 2022 0.25
Dec 31, 2021 -0.03
Sep 30, 2021 0.10
Jun 30, 2021 0.11