American Coastal Insurance (ACIC) Net Margin (2010 - 2025)
American Coastal Insurance (ACIC) reported Net Margin of 2.03% for Q2 2025, down 201.0% on a YoY basis from 2.01% in Q2 2024, and down 189.68% quarter-over-quarter from 2.27% in Q1 2025.
American Coastal Insurance (ACIC) Net Margin (2010 - 2025) Analysis & Trends
American Coastal Insurance has reported Net Margin for 16 years, with the latest figure at 2.03% in Q2 2025.
- For the quarter ending Q2 2025, Net Margin fell 201.0% year-over-year to 2.03%; the trailing twelve-month figure through Mar 2026 stood at 0.54% (down 92.0% YoY), and the FY2025 full-year result was 0.01%, up 22.0% from the prior year.
- Net Margin for Q2 2025 stood at 2.03%, down from 2.27% in the prior quarter.
- The five-year high for Net Margin was 262.3% in Q1 2023, with the low at 490.52% in Q4 2022.
- Historically, Net Margin has averaged 42.73% across 5 years, with a median of 5.38% in 2023.
- Annual changes were most pronounced in 2022 — Net Margin slumped 47749 bps — and 2023, when it surged 48448 bps.
- American Coastal Insurance's Net Margin stood at 13.03% in 2021, then plunged by 3664 bps to 490.52% in 2022, then jumped by 99 bps to 6.04% in 2023, then soared by 81 bps to 1.16% in 2024, then sank by 75 bps to 2.03% in 2025.
- The last three Net Margin figures came in at 2.03% (Q2 2025), 2.27% (Q1 2025), and 1.16% (Q4 2024), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | -2.03% |
| Mar 31, 2025 | 2.27% |
| Dec 31, 2024 | -1.16% |
| Sep 30, 2024 | 0.60% |
| Jun 30, 2024 | -0.03% |
| Mar 31, 2024 | -0.17% |
| Dec 31, 2023 | -6.04% |
| Sep 30, 2023 | -8.47% |
| Jun 30, 2023 | -4.71% |
| Mar 31, 2023 | 262.30% |
| Dec 31, 2022 | -490.52% |
| Sep 30, 2022 | -388.60% |
| Jun 30, 2022 | -44.39% |
| Mar 31, 2022 | -0.47% |
| Dec 31, 2021 | -13.03% |
| Sep 30, 2021 | -21.73% |
| Jun 30, 2021 | -28.63% |
| Mar 31, 2021 | -24.35% |
| Dec 31, 2020 | -34.58% |
| Sep 30, 2020 | -44.81% |