American Coastal Insurance (ACIC) Net Margin (2010 - 2026)
American Coastal Insurance's (ACIC) quarterly Net Margin came in at 27.03% in Q1 2026, down 424.0% YoY from 8.34% in Q1 2025, and down 52.88% on a QoQ basis from 57.36% in Q4 2025.
American Coastal Insurance (ACIC) Net Margin (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has 17 years of Net Margin data on file, last reported at 27.03% in Q1 2026.
- Quarterly Net Margin fell 424.0% year-over-year to 27.03% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.4% (up 1492.0% YoY) and the FY2025 annual result came in at 42.38%, up 1329.0% from the prior year.
- Net Margin fell to 27.03% in Q1 2026, from 57.36% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 295.93% in Q1 2023 to a low of 74444.44% in Q2 2022.
- A 5-year average of 4368.84% and a median of 27.03% in 2026 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin plunged 7442938 bps — and 2023, when it jumped 7446862 bps.
- Tracing ACIC's Net Margin over 5 years: stood at 416.96% in 2022, then surged by 102 bps to 9.72% in 2023, then climbed by 25 bps to 12.16% in 2024, then jumped by 372 bps to 57.36% in 2025, then slumped by 53 bps to 27.03% in 2026.
- The last three Net Margin figures came in at 27.03% (Q1 2026), 57.36% (Q4 2025), and 40.19% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 8.64% |
| 10 | American Coastal Insurance | 471.80 Mn | 97.53 Mn | 63.76 Mn | 26.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 26.51% |
| Mar 31, 2026 | 27.03% |
| Dec 31, 2025 | 57.36% |
| Sep 30, 2025 | 40.19% |
| Jun 30, 2025 | 33.71% |
| Mar 31, 2025 | 31.27% |
| Dec 31, 2024 | 12.16% |
| Sep 30, 2024 | 34.23% |
| Jun 30, 2024 | 27.75% |
| Mar 31, 2024 | 35.43% |
| Dec 31, 2023 | 9.72% |
| Sep 30, 2023 | 20.12% |
| Jun 30, 2023 | 24.18% |
| Mar 31, 2023 | 295.93% |
| Dec 31, 2022 | -416.96% |
| Sep 30, 2022 | -57.50% |
| Jun 30, 2022 | -74,444.44% |
| Mar 31, 2022 | -0.47% |
| Dec 31, 2021 | -20.58% |
| Sep 30, 2021 | -9.29% |