American Coastal Insurance (ACIC) Gross Margin (2023 - 2026)
American Coastal Insurance (ACIC) posted Gross Margin of 85.62% for Q1 2026, up 3.32% quarter-over-quarter from 82.87% in Q4 2025, and up 139.0% year-on-year from 35.82% in Q1 2025.
American Coastal Insurance (ACIC) Gross Margin (2023 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has reported Gross Margin for 4 consecutive years, with 85.62% the latest figure, recorded in Q1 2026.
- Gross Margin for Q1 2026 came in at 85.62%, up 139.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 84.93% (up 809.0% YoY), and the FY2025 annual result was 85.0%, up 836.0% from the prior year.
- Gross Margin was 85.62% for Q1 2026 at American Coastal Insurance, up from 82.87% in the prior quarter.
- Over five years, Gross Margin peaked at 89.81% in Q3 2025 and troughed at 62.41% in Q4 2024.
- Average Gross Margin over 4 years is 81.25%, with a median of 81.83% recorded in 2023.
- Year-over-year, Gross Margin plunged 2449 bps in 2024 and jumped 2046 bps in 2025.
- Over 4 years, Gross Margin stood at 86.91% in 2023, then dropped by 28 bps to 62.41% in 2024, then surged by 33 bps to 82.87% in 2025, then gained by 3 bps to 85.62% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 85.62% in Q1 2026, 82.87% in Q4 2025, and 89.81% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 67.14% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 37.68% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 58.50% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 99.65% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 46.48% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 86.87% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -153.50% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 39.99% |
| 10 | American Coastal Insurance | 56,900.00 | -303.61 Mn | 60.98 Mn | 85.62% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 85.62% |
| Dec 31, 2025 | 82.87% |
| Sep 30, 2025 | 89.81% |
| Jun 30, 2025 | 80.19% |
| Mar 31, 2025 | 84.23% |
| Dec 31, 2024 | 62.41% |
| Sep 30, 2024 | 84.19% |
| Jun 30, 2024 | 77.75% |
| Mar 31, 2024 | 81.27% |
| Dec 31, 2023 | 86.91% |
| Sep 30, 2023 | 81.30% |
| Jun 30, 2023 | 77.91% |
| Mar 31, 2023 | 81.83% |