American Coastal Insurance (ACIC) Gross Margin (2023 - 2026)
American Coastal Insurance's Gross Margin was 77.20% in Q2 2026, down 4.83 percentage points from 82.03% a year earlier and down 8.42 percentage points from the prior quarter.
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Analysis
American Coastal Insurance (ACIC) Gross Margin (2023 - 2026) Analysis & Trends
On a trailing twelve-month basis, American Coastal Insurance's Gross Margin was 85.42% through Jun 30, 2026, up 6.82 percentage points year-over-year; for FY2025, it came in at 86.27%, up 9.64 percentage points from FY2024.
- Gross Margin shows a three-year change of +29.39 percentage points (FY2022 to FY2025).
- In earlier years, Gross Margin was 76.63% in FY2024 (-5.71 pp), 82.35% in FY2023 (+25.46 pp) and 56.89% in FY2022.
- The Q2 2026 figure marks the lowest quarterly Gross Margin since Q4 2024.
- Compared with a year earlier, Gross Margin was higher in six of the last eight quarters, with an average year-over-year change of +1.74 percentage points.
- The best year-over-year quarter for Gross Margin over five years was Q4 2025 (a gain of 26.13 percentage points); the worst was Q4 2024 (a drop of 24.49 percentage points).
- Per Business Quant data, ACIC's Gross Margin in the three quarters before Q2 2026 was 85.62% (Q1 2026), 88.54% (Q4 2025) and 89.81% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | 54.87% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 57.69% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 38.28% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | - |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 51.27% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | - |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 40.82% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | - |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | - |
| 10 | American Coastal Insurance | 436.79 Mn | -1.01 Bn | 63.76 Mn | 77.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 77.20% |
| Mar 31, 2026 | 85.62% |
| Dec 31, 2025 | 88.54% |
| Sep 30, 2025 | 89.81% |
| Jun 30, 2025 | 82.03% |
| Mar 31, 2025 | 84.23% |
| Dec 31, 2024 | 62.41% |
| Sep 30, 2024 | 85.67% |
| Jun 30, 2024 | 77.75% |
| Mar 31, 2024 | 81.27% |
| Dec 31, 2023 | 86.91% |
| Sep 30, 2023 | 81.30% |
| Jun 30, 2023 | 77.91% |
| Mar 31, 2023 | 81.83% |
API Access
American Coastal Insurance Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "ACIC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();