American Coastal Insurance (ACIC) Gross Margin (2023 - 2026)
American Coastal Insurance's (ACIC) quarterly Gross Margin came in at 85.62% in Q1 2026, up 230.0% YoY from 25.95% in Q1 2025, and down 5.73% on a QoQ basis from 90.83% in Q4 2025.
American Coastal Insurance (ACIC) Gross Margin (2023 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has 4 years of Gross Margin data on file, last reported at 85.62% in Q1 2026.
- Quarterly Gross Margin rose 230.0% year-over-year to 85.62% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 86.73% (up 1006.0% YoY) and the FY2025 annual result came in at 86.27%, up 1157.0% from the prior year.
- Gross Margin slipped to 85.62% in Q1 2026, from 90.83% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 90.83% in Q4 2025 to a low of 59.46% in Q4 2024.
- A 4-year average of 81.59% and a median of 81.83% in 2023 frame the typical range for Gross Margin.
- Annual changes were most pronounced in 2024 — Gross Margin slumped 2745 bps — and 2025, when it soared 3137 bps.
- Tracing ACIC's Gross Margin over 4 years: stood at 86.91% in 2023, then tumbled by 32 bps to 59.46% in 2024, then jumped by 53 bps to 90.83% in 2025, then retreated by 6 bps to 85.62% in 2026.
- The last three Gross Margin figures came in at 85.62% (Q1 2026), 90.83% (Q4 2025), and 88.6% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 78.34% |
| 10 | American Coastal Insurance | 471.80 Mn | 97.53 Mn | 63.76 Mn | 77.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 77.20% |
| Mar 31, 2026 | 85.62% |
| Dec 31, 2025 | 90.83% |
| Sep 30, 2025 | 88.60% |
| Jun 30, 2025 | 80.19% |
| Mar 31, 2025 | 83.32% |
| Dec 31, 2024 | 59.46% |
| Sep 30, 2024 | 85.67% |
| Jun 30, 2024 | 77.75% |
| Mar 31, 2024 | 81.27% |
| Dec 31, 2023 | 86.91% |
| Sep 30, 2023 | 81.30% |
| Jun 30, 2023 | 77.91% |
| Mar 31, 2023 | 81.83% |