American Coastal Insurance (ACIC) Gross Margin (2023 - 2026)
American Coastal Insurance (ACIC) reported Gross Margin of 85.62% for Q1 2026, up 139.0% on a YoY basis from 35.82% in Q1 2025, and up 3.32% quarter-over-quarter from 82.87% in Q4 2025.
American Coastal Insurance (ACIC) Gross Margin (2023 - 2026) Analysis & Trends
American Coastal Insurance has reported Gross Margin for 4 years, with the latest figure at 85.62% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin rose 139.0% year-over-year to 85.62%; the trailing twelve-month figure through Mar 2026 stood at 84.93% (up 809.0% YoY), and the FY2025 full-year result was 85.0%, up 836.0% from the prior year.
- Gross Margin for Q1 2026 stood at 85.62%, up from 82.87% in the prior quarter.
- The five-year high for Gross Margin was 89.81% in Q3 2025, with the low at 62.41% in Q4 2024.
- Historically, Gross Margin has averaged 81.25% across 4 years, with a median of 81.83% in 2023.
- Annual changes were most pronounced in 2024 — Gross Margin slumped 2449 bps — and 2025, when it surged 2046 bps.
- American Coastal Insurance's Gross Margin stood at 86.91% in 2023, then retreated by 28 bps to 62.41% in 2024, then surged by 33 bps to 82.87% in 2025, then grew by 3 bps to 85.62% in 2026.
- The last three Gross Margin figures came in at 85.62% (Q1 2026), 82.87% (Q4 2025), and 89.81% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 58.50% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 37.68% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 46.48% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 86.87% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 73.70% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 99.65% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 67.14% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -153.50% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 72.35% |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | 85.62% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 85.62% |
| Dec 31, 2025 | 82.87% |
| Sep 30, 2025 | 89.81% |
| Jun 30, 2025 | 80.19% |
| Mar 31, 2025 | 84.23% |
| Dec 31, 2024 | 62.41% |
| Sep 30, 2024 | 84.19% |
| Jun 30, 2024 | 77.75% |
| Mar 31, 2024 | 81.27% |
| Dec 31, 2023 | 86.91% |
| Sep 30, 2023 | 81.30% |
| Jun 30, 2023 | 77.91% |
| Mar 31, 2023 | 81.83% |