American Coastal Insurance ACIC
NASDAQ ACIC
$9.40 +0.04 (+0.43%)
At close: Sep 2, 2026 · 4:00 PM EDT

American Coastal Insurance (ACIC) Gross Margin (2023 - 2026)

American Coastal Insurance's (ACIC) quarterly Gross Margin came in at 85.62% in Q1 2026, up 230.0% YoY from 25.95% in Q1 2025, and down 5.73% on a QoQ basis from 90.83% in Q4 2025.

Analysis

American Coastal Insurance (ACIC) Gross Margin (2023 - 2026) Analysis & Trends

American Coastal Insurance (ACIC) has 4 years of Gross Margin data on file, last reported at 85.62% in Q1 2026.

  • Quarterly Gross Margin rose 230.0% year-over-year to 85.62% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 86.73% (up 1006.0% YoY) and the FY2025 annual result came in at 86.27%, up 1157.0% from the prior year.
  • Gross Margin slipped to 85.62% in Q1 2026, from 90.83% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 90.83% in Q4 2025 to a low of 59.46% in Q4 2024.
  • A 4-year average of 81.59% and a median of 81.83% in 2023 frame the typical range for Gross Margin.
  • Annual changes were most pronounced in 2024 — Gross Margin slumped 2745 bps — and 2025, when it soared 3137 bps.
  • Tracing ACIC's Gross Margin over 4 years: stood at 86.91% in 2023, then tumbled by 32 bps to 59.46% in 2024, then jumped by 53 bps to 90.83% in 2025, then retreated by 6 bps to 85.62% in 2026.
  • The last three Gross Margin figures came in at 85.62% (Q1 2026), 90.83% (Q4 2025), and 88.6% (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chubb 131.15 Bn 117.38 Bn 9.13 Bn 57.69%
2 Progressive 128.80 Bn 123.80 Bn 9.04 Bn 38.28%
3 Travelers Companies 76.99 Bn 53.24 Bn 6.23 Bn 51.27%
4 Allstate 66.35 Bn 27.62 Bn 16.28 Bn 87.55%
5 Fairfax Financial Holdings 35.82 Bn 35.82 Bn - -
6 Cincinnati Financial 26.40 Bn 24.51 Bn 2.39 Bn 55.85%
7 Markel 22.75 Bn 5.86 Bn 2.83 Bn 70.46%
8 Loews 22.37 Bn 67.62 Mn 2.57 Bn 54.18%
9 Assurant 14.04 Bn 12.01 Bn 2.71 Bn 78.34%
10 American Coastal Insurance 451.60 Mn 77.33 Mn 63.76 Mn 77.20%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 77.20%
Mar 31, 2026 85.62%
Dec 31, 2025 88.54%
Sep 30, 2025 89.81%
Jun 30, 2025 82.03%
Mar 31, 2025 84.23%
Dec 31, 2024 62.41%
Sep 30, 2024 85.67%
Jun 30, 2024 77.75%
Mar 31, 2024 81.27%
Dec 31, 2023 86.91%
Sep 30, 2023 81.30%
Jun 30, 2023 77.91%
Mar 31, 2023 81.83%