Growth Metrics

American Coastal Insurance (ACIC) Gross Margin (2023 - 2026)

American Coastal Insurance filings provide 3 years of Gross Margin readings, the most recent being 82.87% for Q4 2025.

  • On a quarterly basis, Gross Margin rose 3551.0% to 82.87% in Q4 2025 year-over-year; TTM through Dec 2025 was 84.08%, a 938.0% increase, with the full-year FY2025 number at 85.0%, up 1030.0% from a year prior.
  • Gross Margin hit 82.87% in Q4 2025 for American Coastal Insurance, down from 88.6% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 88.6% in Q3 2025 to a low of 47.36% in Q4 2024.
  • Median Gross Margin over the past 3 years was 81.57% (2023), compared with a mean of 79.66%.
  • Biggest five-year swings in Gross Margin: tumbled -3955bps in 2024 and later surged 3551bps in 2025.
  • American Coastal Insurance's Gross Margin stood at 86.91% in 2023, then plummeted by -46bps to 47.36% in 2024, then skyrocketed by 75bps to 82.87% in 2025.
  • The last three reported values for Gross Margin were 82.87% (Q4 2025), 88.6% (Q3 2025), and 80.19% (Q2 2025) per Business Quant data.