American Coastal Insurance (ACIC) EBT Margin (2010 - 2026)
American Coastal Insurance's EBT Margin was 34.39% in Q2 2026, down 9.04 percentage points from 43.43% a year earlier and down 1.77 percentage points from the prior quarter.
American Coastal Insurance (ACIC) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, American Coastal Insurance's EBT Margin was 40.27% through Jun 30, 2026, up 6.17 percentage points year-over-year; for FY2025, it came in at 42.55%, up 8.28 percentage points from FY2024.
- EBT Margin shows a five-year change of +58.15 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 34.27% in FY2024 (-2.07 pp), 36.34% in FY2023 (+35.58 pp), 0.75% in FY2022 (+5.31 pp) and -4.56% in FY2021 (+11.05 pp).
- The Q2 2026 figure marks the lowest quarterly EBT Margin since Q4 2024.
- Compared with a year earlier, EBT Margin was higher in four of the last eight quarters, with an average year-over-year change of +0.34 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q3 2023 (a gain of 91.57 percentage points); the worst was Q3 2022 (a drop of 45.76 percentage points).
- Per Business Quant data, ACIC's EBT Margin in the three quarters before Q2 2026 was 36.16% (Q1 2026), 42.39% (Q4 2025) and 46.87% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | 31.49% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 22.91% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 17.83% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 22.99% |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 22.77% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 13.82% |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 5.40% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 17.05% |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | 10.34% |
| 10 | American Coastal Insurance | 436.79 Mn | -1.01 Bn | 63.76 Mn | 34.39% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.39% |
| Mar 31, 2026 | 36.16% |
| Dec 31, 2025 | 42.39% |
| Sep 30, 2025 | 46.87% |
| Jun 30, 2025 | 43.43% |
| Mar 31, 2025 | 36.28% |
| Dec 31, 2024 | 11.21% |
| Sep 30, 2024 | 44.46% |
| Jun 30, 2024 | 36.25% |
| Mar 31, 2024 | 47.10% |
| Dec 31, 2023 | 39.40% |
| Sep 30, 2023 | 34.37% |
| Jun 30, 2023 | 30.46% |
| Mar 31, 2023 | 37.47% |
| Sep 30, 2022 | -57.19% |
| Jun 30, 2022 | -28.42% |
| Mar 31, 2022 | -1.69% |
| Sep 30, 2021 | -11.43% |
| Jun 30, 2021 | -21.08% |
| Mar 31, 2021 | -16.24% |
American Coastal Insurance EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "ACIC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=ACIC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();