American Coastal Insurance (ACIC) EBT Margin (2010 - 2026)
American Coastal Insurance (ACIC) reported EBT Margin of 36.16% for Q1 2026, down 12.0% on a YoY basis from 41.09% in Q1 2025, and down 42.94% quarter-over-quarter from 63.37% in Q4 2025.
American Coastal Insurance (ACIC) EBT Margin (2010 - 2026) Analysis & Trends
American Coastal Insurance has reported EBT Margin for 17 years, with the latest figure at 36.16% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin fell 12.0% year-over-year to 36.16%; the trailing twelve-month figure through Mar 2026 stood at 47.77% (up 1502.0% YoY), and the FY2025 full-year result was 46.52%, up 1225.0% from the prior year.
- EBT Margin for Q1 2026 stood at 36.16%, down from 63.37% in the prior quarter.
- The five-year high for EBT Margin was 63.37% in Q4 2025, with the low at 24.78% in Q3 2022.
- Historically, EBT Margin has averaged 29.31% across 5 years, with a median of 36.25% in 2024.
- Annual changes were most pronounced in 2023 — EBT Margin soared 5915 bps — and 2024, when it slumped 2819 bps.
- American Coastal Insurance's EBT Margin stood at 13.39% in 2022, then jumped by 194 bps to 39.4% in 2023, then sank by 72 bps to 11.21% in 2024, then jumped by 465 bps to 63.37% in 2025, then slumped by 43 bps to 36.16% in 2026.
- The last three EBT Margin figures came in at 36.16% (Q1 2026), 63.37% (Q4 2025), and 46.87% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | 36.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 36.16% |
| Dec 31, 2025 | 63.37% |
| Sep 30, 2025 | 46.87% |
| Jun 30, 2025 | 47.87% |
| Mar 31, 2025 | 36.28% |
| Dec 31, 2024 | 11.21% |
| Sep 30, 2024 | 49.03% |
| Jun 30, 2024 | 36.25% |
| Mar 31, 2024 | 47.10% |
| Dec 31, 2023 | 39.40% |
| Sep 30, 2023 | 34.37% |
| Jun 30, 2023 | 30.46% |
| Mar 31, 2023 | 37.47% |
| Dec 31, 2022 | 13.39% |
| Sep 30, 2022 | -24.78% |
| Jun 30, 2022 | -4.52% |
| Mar 31, 2022 | -1.69% |
| Dec 31, 2021 | -25.98% |
| Sep 30, 2021 | -11.43% |
| Jun 30, 2021 | -21.08% |