American Coastal Insurance (ACIC) EBT Margin (2010 - 2026)
American Coastal Insurance (ACIC) posted EBT Margin of 36.16% for Q1 2026, down 42.94% quarter-over-quarter from 63.37% in Q4 2025, and down 12.0% year-on-year from 41.09% in Q1 2025.
American Coastal Insurance (ACIC) EBT Margin (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has reported EBT Margin for 17 consecutive years, with 36.16% the latest figure, recorded in Q1 2026.
- EBT Margin for Q1 2026 came in at 36.16%, down 12.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 47.77% (up 1502.0% YoY), and the FY2025 annual result was 46.52%, up 1225.0% from the prior year.
- EBT Margin was 36.16% for Q1 2026 at American Coastal Insurance, down from 63.37% in the prior quarter.
- Over five years, EBT Margin peaked at 63.37% in Q4 2025 and troughed at 24.78% in Q3 2022.
- Average EBT Margin over 5 years is 29.31%, with a median of 36.25% recorded in 2024.
- Year-over-year, EBT Margin surged 5915 bps in 2023 and plunged 2819 bps in 2024.
- Over 5 years, EBT Margin stood at 13.39% in 2022, then jumped by 194 bps to 39.4% in 2023, then plunged by 72 bps to 11.21% in 2024, then jumped by 465 bps to 63.37% in 2025, then sank by 43 bps to 36.16% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 36.16% in Q1 2026, 63.37% in Q4 2025, and 46.87% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.60% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 16.07% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 20.26% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 17.77% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 18.35% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 53.96% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 9.14% |
| 10 | American Coastal Insurance | 56,900.00 | -303.61 Mn | 60.98 Mn | 36.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 36.16% |
| Dec 31, 2025 | 63.37% |
| Sep 30, 2025 | 46.87% |
| Jun 30, 2025 | 47.87% |
| Mar 31, 2025 | 36.28% |
| Dec 31, 2024 | 11.21% |
| Sep 30, 2024 | 49.03% |
| Jun 30, 2024 | 36.25% |
| Mar 31, 2024 | 47.10% |
| Dec 31, 2023 | 39.40% |
| Sep 30, 2023 | 34.37% |
| Jun 30, 2023 | 30.46% |
| Mar 31, 2023 | 37.47% |
| Dec 31, 2022 | 13.39% |
| Sep 30, 2022 | -24.78% |
| Jun 30, 2022 | -4.52% |
| Mar 31, 2022 | -1.69% |
| Dec 31, 2021 | -25.98% |
| Sep 30, 2021 | -11.43% |
| Jun 30, 2021 | -21.08% |