American Coastal Insurance (ACIC) Times Interest Earned (2010 - 2026)
American Coastal Insurance's (ACIC) quarterly Times Interest Earned came in at $0.8 in Q1 2026, down 91.3% YoY from $9.25 in Q1 2025, and down 60.8% on a QoQ basis from $2.05 in Q4 2025.
American Coastal Insurance (ACIC) Times Interest Earned (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has 17 years of Times Interest Earned data on file, last reported at $0.8 in Q1 2026.
- Quarterly Times Interest Earned fell 91.3% year-over-year to $0.8 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $3.61 (down 66.83% YoY) and the FY2025 annual result came in at $2.07, down 10.07% from the prior year.
- Times Interest Earned declined to $0.8 in Q1 2026, from $2.05 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $23.34 in Q4 2024 to a low of -$15.02 in Q3 2022.
- A 5-year average of $4.66 and a median of $6.73 in 2023 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned sank 128.74% — and 2023, when it jumped 1343.12%.
- Tracing ACIC's Times Interest Earned over 5 years: stood at -$4.3 in 2022, then jumped by 263.55% to $7.03 in 2023, then surged by 231.86% to $23.34 in 2024, then sank by 91.21% to $2.05 in 2025, then sank by 60.8% to $0.8 in 2026.
- The last three Times Interest Earned figures came in at $0.8 (Q1 2026), $2.05 (Q4 2025), and $1.0 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 8.42 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -8.43 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.35 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 1.88 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | -3.55 |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.67 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.32 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 3.60 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.59 |
| 10 | American Coastal Insurance | 471.80 Mn | 97.53 Mn | 63.76 Mn | 2.72 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.72 |
| Mar 31, 2026 | 0.80 |
| Dec 31, 2025 | 2.05 |
| Sep 30, 2025 | 1.00 |
| Jun 30, 2025 | 0.93 |
| Mar 31, 2025 | 9.25 |
| Dec 31, 2024 | 23.34 |
| Sep 30, 2024 | 2.03 |
| Jun 30, 2024 | 7.03 |
| Mar 31, 2024 | 11.24 |
| Dec 31, 2023 | 7.03 |
| Sep 30, 2023 | 6.73 |
| Jun 30, 2023 | 7.94 |
| Mar 31, 2023 | 12.23 |
| Dec 31, 2022 | -4.30 |
| Sep 30, 2022 | -15.02 |
| Jun 30, 2022 | 7.95 |
| Mar 31, 2022 | -0.98 |
| Dec 31, 2021 | 14.96 |
| Sep 30, 2021 | -7.86 |