American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026)
American Coastal Insurance (ACIC) reported Operating Expenses of $54.15 million for Q2 2026, up 7.7% from $50.29 million a year earlier and up 18.5% from the prior quarter.
American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, American Coastal Insurance's Operating Expenses came in at $197.62 million, down 7.6% year-over-year; for FY2025, it came in at $195.16 million, down 1.0% from FY2024.
- Operating Expenses has a five-year compound annual growth rate of -27.6% (FY2020 to FY2025).
- By year, Operating Expenses came in at $197.06 million in FY2024 (+15.5%), $170.55 million in FY2023 (-26.0%), $230.33 million in FY2022 (-3.7%) and $239.23 million in FY2021 (-75.6%).
- The Q2 2026 figure ranks as the highest quarterly Operating Expenses since Q4 2024.
- Year over year, Operating Expenses gained in six of the last eight quarters, with growth averaging 22.1%.
- The high point for year-over-year Operating Expenses in five years was Q4 2024 (growth of 119.0%); the low point was Q3 2023 (a decline of 82.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $45.68 million (Q1 2026), $49.1 million (Q4 2025) and $48.69 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 5.65 Bn |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 9.39 Bn |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | -902.21 Mn |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 3.59 Bn |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 18.12 Bn |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 14.45 Bn |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 3.33 Bn |
| 10 | American Coastal Insurance | 532.64 Mn | -911.55 Mn | 63.76 Mn | 54.15 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.15 Mn |
| Mar 31, 2026 | 45.68 Mn |
| Dec 31, 2025 | 49.10 Mn |
| Sep 30, 2025 | 48.69 Mn |
| Jun 30, 2025 | 50.29 Mn |
| Mar 31, 2025 | 47.08 Mn |
| Dec 31, 2024 | 70.37 Mn |
| Sep 30, 2024 | 46.07 Mn |
| Jun 30, 2024 | 44.58 Mn |
| Mar 31, 2024 | 36.04 Mn |
| Dec 31, 2023 | 32.13 Mn |
| Sep 30, 2023 | 34.24 Mn |
| Jun 30, 2023 | 51.95 Mn |
| Mar 31, 2023 | 57.06 Mn |
| Dec 31, 2022 | -261.22 Mn |
| Sep 30, 2022 | 194.57 Mn |
| Jun 30, 2022 | 148.97 Mn |
| Mar 31, 2022 | 60.75 Mn |
| Dec 31, 2021 | -318.53 Mn |
| Sep 30, 2021 | 181.44 Mn |
American Coastal Insurance Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=ACIC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "ACIC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=ACIC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();