American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026)

American Coastal Insurance (ACIC) reported Operating Expenses of $45.7 million for Q1 2026, up 51229.21% on a YoY basis from N/an in Q1 2025, and up 131.35% quarter-over-quarter from -$145.7 million in Q4 2025.

American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026) Analysis & Trends

American Coastal Insurance has reported Operating Expenses for 17 years, with the latest figure at $45.7 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Expenses rose 51229.21% year-over-year to $45.7 million; the trailing twelve-month figure through Mar 2026 stood at -$1.1 million (down 445.6% YoY), and the FY2025 full-year result was $334000.0, up 26.04% from the prior year.
  • Operating Expenses for Q1 2026 stood at $45.7 million, up from -$145.7 million in the prior quarter.
  • The five-year high for Operating Expenses was $163.6 million in Q4 2023, with the low at -$145.7 million in Q4 2025.
  • Historically, Operating Expenses has averaged $26.8 million across 5 years, with a median of $3.1 million in 2022.
  • The largest YoY upside for Operating Expenses was 162138.71% in 2025 against a maximum downside of 194404.0% in 2025.
  • American Coastal Insurance's Operating Expenses stood at $151.6 million in 2022, then gained by 7.89% to $163.6 million in 2023, then plunged by 99.95% to $75000.0 in 2024, then plunged by 194404.0% to -$145.7 million in 2025, then soared by 131.35% to $45.7 million in 2026.
  • The last three Operating Expenses figures came in at $45.7 million (Q1 2026), -$145.7 million (Q4 2025), and $48.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 11.78 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 18.62 Bn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 9.81 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 13.83 Bn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 3.07 Bn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 2.54 Bn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 3.10 Bn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 4.09 Bn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 3.08 Bn
10 American Coastal Insurance 499.06 Mn 195.39 Mn 60.98 Mn 45.68 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 45.68 Mn
Dec 31, 2025 -145.73 Mn
Sep 30, 2025 48.69 Mn
Jun 30, 2025 50.29 Mn
Mar 31, 2025 89,000.00
Dec 31, 2024 75,000.00
Sep 30, 2024 112,000.00
Jun 30, 2024 31,000.00
Mar 31, 2024 36.04 Mn
Dec 31, 2023 163.59 Mn
Sep 30, 2023 34.24 Mn
Jun 30, 2023 3.05 Mn
Mar 31, 2023 2.17 Mn
Dec 31, 2022 151.62 Mn
Sep 30, 2022 3.12 Mn
Jun 30, 2022 1.13 Mn
Mar 31, 2022 60.75 Mn
Dec 31, 2021 -318.53 Mn
Sep 30, 2021 15.43 Mn
Jun 30, 2021 13.48 Mn