American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026)
American Coastal Insurance's (ACIC) quarterly Operating Expenses came in at $66000.0 in Q1 2026, down 25.84% YoY from $89000.0 in Q1 2025, and down 99.87% on a QoQ basis from $49.1 million in Q4 2025.
American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has 17 years of Operating Expenses data on file, last reported at $66000.0 in Q1 2026.
- Quarterly Operating Expenses fell 25.84% year-over-year to $66000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $97.9 million (down 59.47% YoY) and the FY2025 annual result came in at $195.2 million, down 0.96% from the prior year.
- Operating Expenses declined to $66000.0 in Q1 2026, from $49.1 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $230.0 million in Q4 2022 to a low of -$138.2 million in Q4 2023.
- A 5-year average of $46.4 million and a median of $44.6 million in 2024 frame the typical range for Operating Expenses.
- Annual changes were most pronounced in 2023 — Operating Expenses slumped 160.09% — and 2025, when it soared 43373.21%.
- Tracing ACIC's Operating Expenses over 5 years: stood at $230.0 million in 2022, then tumbled by 160.09% to -$138.2 million in 2023, then surged by 242.42% to $196.9 million in 2024, then tumbled by 75.06% to $49.1 million in 2025, then slumped by 99.87% to $66000.0 in 2026.
- The last three Operating Expenses figures came in at $66000.0 (Q1 2026), $49.1 million (Q4 2025), and $48.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.01 Bn | 121.24 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 124.83 Bn | 119.83 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Travelers Companies | 79.46 Bn | 55.71 Bn | 4.83 Bn | 9.39 Bn |
| 4 | Allstate | 68.25 Bn | 29.52 Bn | 16.28 Bn | 14.45 Bn |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | -134.80 Mn |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 2.70 Bn |
| 7 | Loews | 23.29 Bn | 995.49 Mn | 2.57 Bn | 4.12 Bn |
| 8 | Markel | 23.23 Bn | 6.35 Bn | 2.83 Bn | 3.63 Bn |
| 9 | Assurant | 14.11 Bn | 12.08 Bn | 2.71 Bn | 3.08 Bn |
| 10 | American Coastal Insurance | 476.18 Mn | 101.91 Mn | 63.76 Mn | 54.15 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 54.15 Mn |
| Mar 31, 2026 | 66,000.00 |
| Dec 31, 2025 | 49.10 Mn |
| Sep 30, 2025 | 48.69 Mn |
| Jun 30, 2025 | 80,000.00 |
| Mar 31, 2025 | 89,000.00 |
| Dec 31, 2024 | 196.87 Mn |
| Sep 30, 2024 | 112,000.00 |
| Jun 30, 2024 | 44.58 Mn |
| Mar 31, 2024 | 36.04 Mn |
| Dec 31, 2023 | -138.24 Mn |
| Sep 30, 2023 | 34.24 Mn |
| Jun 30, 2023 | 51.95 Mn |
| Mar 31, 2023 | 57.06 Mn |
| Dec 31, 2022 | 230.05 Mn |
| Sep 30, 2022 | 100.24 Mn |
| Jun 30, 2022 | 17.37 Mn |
| Mar 31, 2022 | 60.75 Mn |
| Dec 31, 2021 | -541.51 Mn |
| Sep 30, 2021 | 15.43 Mn |