American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026)
American Coastal Insurance (ACIC) reported Operating Expenses of $45.7 million for Q1 2026, up 51229.21% on a YoY basis from N/an in Q1 2025, and up 131.35% quarter-over-quarter from -$145.7 million in Q4 2025.
American Coastal Insurance (ACIC) Operating Expenses (2010 - 2026) Analysis & Trends
American Coastal Insurance has reported Operating Expenses for 17 years, with the latest figure at $45.7 million in Q1 2026.
- For the quarter ending Q1 2026, Operating Expenses rose 51229.21% year-over-year to $45.7 million; the trailing twelve-month figure through Mar 2026 stood at -$1.1 million (down 445.6% YoY), and the FY2025 full-year result was $334000.0, up 26.04% from the prior year.
- Operating Expenses for Q1 2026 stood at $45.7 million, up from -$145.7 million in the prior quarter.
- The five-year high for Operating Expenses was $163.6 million in Q4 2023, with the low at -$145.7 million in Q4 2025.
- Historically, Operating Expenses has averaged $26.8 million across 5 years, with a median of $3.1 million in 2022.
- The largest YoY upside for Operating Expenses was 162138.71% in 2025 against a maximum downside of 194404.0% in 2025.
- American Coastal Insurance's Operating Expenses stood at $151.6 million in 2022, then gained by 7.89% to $163.6 million in 2023, then plunged by 99.95% to $75000.0 in 2024, then plunged by 194404.0% to -$145.7 million in 2025, then soared by 131.35% to $45.7 million in 2026.
- The last three Operating Expenses figures came in at $45.7 million (Q1 2026), -$145.7 million (Q4 2025), and $48.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.78 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 18.62 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 9.81 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 13.83 Bn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 3.07 Bn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 2.54 Bn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 3.10 Bn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 4.09 Bn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 3.08 Bn |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | 45.68 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 45.68 Mn |
| Dec 31, 2025 | -145.73 Mn |
| Sep 30, 2025 | 48.69 Mn |
| Jun 30, 2025 | 50.29 Mn |
| Mar 31, 2025 | 89,000.00 |
| Dec 31, 2024 | 75,000.00 |
| Sep 30, 2024 | 112,000.00 |
| Jun 30, 2024 | 31,000.00 |
| Mar 31, 2024 | 36.04 Mn |
| Dec 31, 2023 | 163.59 Mn |
| Sep 30, 2023 | 34.24 Mn |
| Jun 30, 2023 | 3.05 Mn |
| Mar 31, 2023 | 2.17 Mn |
| Dec 31, 2022 | 151.62 Mn |
| Sep 30, 2022 | 3.12 Mn |
| Jun 30, 2022 | 1.13 Mn |
| Mar 31, 2022 | 60.75 Mn |
| Dec 31, 2021 | -318.53 Mn |
| Sep 30, 2021 | 15.43 Mn |
| Jun 30, 2021 | 13.48 Mn |