American Coastal Insurance (ACIC) EBITDA (2010 - 2026)
American Coastal Insurance (ACIC) reported EBITDA of $18.0 million for Q1 2026, down 25.54% on a YoY basis from $24.2 million in Q1 2025, and down 35.06% quarter-over-quarter from $27.7 million in Q4 2025.
American Coastal Insurance (ACIC) EBITDA (2010 - 2026) Analysis & Trends
American Coastal Insurance has reported EBITDA for 17 years, with the latest figure at $18.0 million in Q1 2026.
- For the quarter ending Q1 2026, EBITDA fell 25.54% year-over-year to $18.0 million; the trailing twelve-month figure through Mar 2026 stood at $109.1 million (up 36.4% YoY), and the FY2025 full-year result was $115.3 million, up 45.54% from the prior year.
- EBITDA for Q1 2026 stood at $18.0 million, down from $27.7 million in the prior quarter.
- The five-year high for EBITDA was $271.6 million in Q1 2023, with the low at -$262.9 million in Q4 2022.
- Historically, EBITDA has averaged $2.4 million across 5 years, with a median of $21.0 million in 2023.
- Annual changes were most pronounced in 2022 — EBITDA tumbled 4401.15% — and 2025, when it soared 2990.86%.
- American Coastal Insurance's EBITDA stood at -$262.9 million in 2022, then surged by 107.98% to $21.0 million in 2023, then sank by 95.72% to $897000.0 in 2024, then soared by 2990.86% to $27.7 million in 2025, then tumbled by 35.06% to $18.0 million in 2026.
- The last three EBITDA figures came in at $18.0 million (Q1 2026), $27.7 million (Q4 2025), and $33.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 1.38 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 2.24 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 1.01 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 938.00 Mn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 404.33 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 318.00 Mn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -332.46 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 613.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 159.60 Mn |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | 18.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.00 Mn |
| Dec 31, 2025 | 27.73 Mn |
| Sep 30, 2025 | 33.87 Mn |
| Jun 30, 2025 | 29.48 Mn |
| Mar 31, 2025 | 24.18 Mn |
| Dec 31, 2024 | 897,000.00 |
| Sep 30, 2024 | 35.65 Mn |
| Jun 30, 2024 | 19.25 Mn |
| Mar 31, 2024 | 23.40 Mn |
| Dec 31, 2023 | 20.98 Mn |
| Sep 30, 2023 | 7.81 Mn |
| Jun 30, 2023 | 22.34 Mn |
| Mar 31, 2023 | 271.59 Mn |
| Dec 31, 2022 | -262.91 Mn |
| Sep 30, 2022 | -86.83 Mn |
| Jun 30, 2022 | -91.75 Mn |
| Mar 31, 2022 | -52.30 Mn |
| Dec 31, 2021 | -5.84 Mn |
| Sep 30, 2021 | -17.51 Mn |
| Jun 30, 2021 | -17.23 Mn |