Growth Metrics

American Coastal Insurance (ACIC) EBITDA (2016 - 2026)

American Coastal Insurance filings provide 16 years of EBITDA readings, the most recent being $27.7 million for Q4 2025.

  • On a quarterly basis, EBITDA rose 2990.86% to $27.7 million in Q4 2025 year-over-year; TTM through Dec 2025 was $115.3 million, a 45.54% increase, with the full-year FY2025 number at $115.3 million, up 45.54% from a year prior.
  • EBITDA hit $27.7 million in Q4 2025 for American Coastal Insurance, down from $33.9 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $271.6 million in Q1 2023 to a low of -$262.9 million in Q4 2022.
  • Median EBITDA over the past 5 years was $13.5 million (2023), compared with a mean of -$2.6 million.
  • Biggest five-year swings in EBITDA: tumbled 3923.14% in 2022 and later surged 2990.86% in 2025.
  • American Coastal Insurance's EBITDA stood at -$6.5 million in 2021, then tumbled by 3923.14% to -$262.9 million in 2022, then skyrocketed by 107.98% to $21.0 million in 2023, then crashed by 95.72% to $897000.0 in 2024, then surged by 2990.86% to $27.7 million in 2025.
  • The last three reported values for EBITDA were $27.7 million (Q4 2025), $33.9 million (Q3 2025), and $29.5 million (Q2 2025) per Business Quant data.