American Coastal Insurance (ACIC) EBITDA Margin (2010 - 2026)
American Coastal Insurance (ACIC) reported EBITDA Margin of 25.28% for Q1 2026, down 821.0% on a YoY basis from 3.51% in Q1 2025, and down 47.31% quarter-over-quarter from 47.98% in Q4 2025.
American Coastal Insurance (ACIC) EBITDA Margin (2010 - 2026) Analysis & Trends
American Coastal Insurance has reported EBITDA Margin for 17 years, with the latest figure at 25.28% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 821.0% year-over-year to 25.28%; the trailing twelve-month figure through Mar 2026 stood at 36.62% (up 948.0% YoY), and the FY2025 full-year result was 37.56%, up 1087.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 25.28%, down from 47.98% in the prior quarter.
- The five-year high for EBITDA Margin was 300.7% in Q1 2023, with the low at 776.78% in Q3 2022.
- Historically, EBITDA Margin has averaged 43.57% across 5 years, with a median of 30.37% in 2023.
- Annual changes were most pronounced in 2022 — EBITDA Margin plunged 76602 bps — and 2023, when it jumped 79163 bps.
- American Coastal Insurance's EBITDA Margin stood at 411.7% in 2022, then soared by 110 bps to 40.94% in 2023, then plunged by 97 bps to 1.13% in 2024, then surged by 4140 bps to 47.98% in 2025, then slumped by 47 bps to 25.28% in 2026.
- The last three EBITDA Margin figures came in at 25.28% (Q1 2026), 47.98% (Q4 2025), and 37.47% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 9.37% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 10.11% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -9.36% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | American Coastal Insurance | 499.06 Mn | 195.39 Mn | 60.98 Mn | 25.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.28% |
| Dec 31, 2025 | 47.98% |
| Sep 30, 2025 | 37.47% |
| Jun 30, 2025 | 37.59% |
| Mar 31, 2025 | 33.49% |
| Dec 31, 2024 | 1.13% |
| Sep 30, 2024 | 47.86% |
| Jun 30, 2024 | 28.04% |
| Mar 31, 2024 | 35.14% |
| Dec 31, 2023 | 40.94% |
| Sep 30, 2023 | 14.86% |
| Jun 30, 2023 | 30.37% |
| Mar 31, 2023 | 300.70% |
| Dec 31, 2022 | -411.70% |
| Sep 30, 2022 | -776.78% |
| Jun 30, 2022 | -143.57% |
| Mar 31, 2022 | -89.50% |
| Dec 31, 2021 | 2.26% |
| Sep 30, 2021 | -10.76% |
| Jun 30, 2021 | -11.08% |