Growth Metrics

American Coastal Insurance (ACIC) EBITDA Margin (2016 - 2026)

American Coastal Insurance filings provide 16 years of EBITDA Margin readings, the most recent being 47.98% for Q4 2025.

  • On a quarterly basis, EBITDA Margin rose 4639.0% to 47.98% in Q4 2025 year-over-year; TTM through Dec 2025 was 39.85%, a 1094.0% increase, with the full-year FY2025 number at 37.56%, up 866.0% from a year prior.
  • EBITDA Margin hit 47.98% in Q4 2025 for American Coastal Insurance, up from 41.91% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 300.7% in Q1 2023 to a low of 1024811.11% in Q2 2022.
  • Median EBITDA Margin over the past 5 years was 21.45% (2024), compared with a mean of 75350.4%.
  • Biggest five-year swings in EBITDA Margin: crashed -102480003bps in 2022 and later soared 102484148bps in 2023.
  • American Coastal Insurance's EBITDA Margin stood at 2.52% in 2021, then plummeted by -13789bps to 345.59% in 2022, then soared by 112bps to 40.94% in 2023, then tumbled by -96bps to 1.58% in 2024, then surged by 2927bps to 47.98% in 2025.
  • The last three reported values for EBITDA Margin were 47.98% (Q4 2025), 41.91% (Q3 2025), and 37.59% (Q2 2025) per Business Quant data.