American Coastal Insurance (ACIC) EBITDA Margin (2010 - 2026)
American Coastal Insurance (ACIC) posted EBITDA Margin of 25.28% for Q1 2026, down 47.31% quarter-over-quarter from 47.98% in Q4 2025, and down 821.0% year-on-year from 3.51% in Q1 2025.
American Coastal Insurance (ACIC) EBITDA Margin (2010 - 2026) Analysis & Trends
American Coastal Insurance (ACIC) has reported EBITDA Margin for 17 consecutive years, with 25.28% the latest figure, recorded in Q1 2026.
- EBITDA Margin for Q1 2026 came in at 25.28%, down 821.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 36.62% (up 948.0% YoY), and the FY2025 annual result was 37.56%, up 1087.0% from the prior year.
- EBITDA Margin was 25.28% for Q1 2026 at American Coastal Insurance, down from 47.98% in the prior quarter.
- Over five years, EBITDA Margin peaked at 300.7% in Q1 2023 and troughed at 776.78% in Q3 2022.
- Average EBITDA Margin over 5 years is 43.57%, with a median of 30.37% recorded in 2023.
- Year-over-year, EBITDA Margin slumped 76602 bps in 2022 and soared 79163 bps in 2023.
- Over 5 years, EBITDA Margin stood at 411.7% in 2022, then soared by 110 bps to 40.94% in 2023, then tumbled by 97 bps to 1.13% in 2024, then surged by 4140 bps to 47.98% in 2025, then sank by 47 bps to 25.28% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 25.28% in Q1 2026, 47.98% in Q4 2025, and 37.47% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -9.36% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 10.11% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 9.37% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | American Coastal Insurance | 56,900.00 | -303.61 Mn | 60.98 Mn | 25.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.28% |
| Dec 31, 2025 | 47.98% |
| Sep 30, 2025 | 37.47% |
| Jun 30, 2025 | 37.59% |
| Mar 31, 2025 | 33.49% |
| Dec 31, 2024 | 1.13% |
| Sep 30, 2024 | 47.86% |
| Jun 30, 2024 | 28.04% |
| Mar 31, 2024 | 35.14% |
| Dec 31, 2023 | 40.94% |
| Sep 30, 2023 | 14.86% |
| Jun 30, 2023 | 30.37% |
| Mar 31, 2023 | 300.70% |
| Dec 31, 2022 | -411.70% |
| Sep 30, 2022 | -776.78% |
| Jun 30, 2022 | -143.57% |
| Mar 31, 2022 | -89.50% |
| Dec 31, 2021 | 2.26% |
| Sep 30, 2021 | -10.76% |
| Jun 30, 2021 | -11.08% |