Upstart Holdings Balance Sheet (2020-2026)

Reported Financials

Upstart Holdings Quarterly Balance Sheet

Periods 26 quarters

Latest Jun 2026

Upstart Holdings reported total assets of $3.17B and total liabilities of $2.37B for the quarter ended Jun 2026, up 28.0% year over year. This balance sheet covers 26 quarters of results from Mar 2020 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Balance Sheet	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Assets
Current Assets
Cash & EquivalentsCash & Equiv.										0.37B				0.79B	0.60B	0.40B	0.49B	0.65B	0.47B	0.46B
Cash & Current Investments										0.37B				0.79B	0.60B	0.40B	0.49B	0.65B	0.47B	0.46B
Receivables - OtherOther Receivables		0.01B		0.00B	0.00B	0.01B	0.01B	0.00B	0.00B	0.01B	0.01B	0.01B	0.01B	0.02B	0.02B	0.05B	0.08B	0.10B
Non-Current Assets
Property, Plant & Equipment (Net)PP&E (Net)	0.02B	0.02B	0.03B	0.04B	0.04B	0.04B	0.05B	0.05B	0.05B	0.04B	0.04B	0.04B	0.04B	0.04B	0.04B	0.04B	0.04B	0.04B	0.05B	0.05B
Long-Term Investments	0.04B	0.25B	0.04B	0.62B	0.70B	1.01B	0.98B	0.84B	0.97B	1.16B	1.08B	0.82B	0.04B	0.81B	0.81B	1.02B	0.04B	0.04B	1.01B	0.04B
Goodwill	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B	0.07B
Intangibles	0.01B	0.02B	0.03B	0.04B	0.04B	0.04B	0.03B	0.03B	0.03B	0.03B	0.03B	0.03B		0.03B	0.03B	0.03B			0.05B
Goodwill & Intangibles	0.08B	0.09B	0.10B	0.10B	0.10B	0.10B	0.10B	0.10B	0.10B	0.10B	0.09B	0.09B	0.07B	0.09B	0.10B	0.10B	0.07B	0.07B	0.11B	0.07B
Other Non-Current Assets	0.13B	0.20B	0.25B	0.13B	0.15B	0.15B	0.13B	0.15B	0.14B	0.15B	0.14B	0.19B	0.21B	0.19B	0.24B	0.31B	0.35B	0.40B	0.46B	0.53B
Assets	1.61B	1.82B	1.99B	1.92B	1.92B	1.94B	1.82B	1.76B	2.00B	2.02B	1.93B	1.82B	1.81B	2.37B	2.30B	2.48B	2.90B	2.97B	2.96B	3.17B
Liabilities
Current Liabilities
Accounts Payables	0.01B	0.01B	0.01B	0.02B	0.01B	0.02B	0.01B	0.01B	0.01B	0.01B
Notes Payables	0.08B	0.11B	0.14B	0.11B	0.09B	0.09B	0.04B	0.04B	0.05B	0.05B	0.06B	0.07B	0.06B	0.06B	0.08B	0.09B	0.09B	0.11B	0.13B	0.15B
Payables	0.09B	0.11B	0.15B	0.13B	0.10B	0.11B	0.05B	0.05B	0.06B	0.07B	0.06B	0.07B	0.06B	0.06B	0.08B	0.09B	0.09B	0.11B	0.13B	0.15B
Accumulated Expenses	0.07B	0.10B	0.09B	0.08B	0.07B	0.07B	0.05B	0.05B	0.05B	0.08B	0.06B	0.08B	0.11B	0.13B	0.08B	0.13B	0.12B	0.17B	0.12B	0.17B
Non-Current Liabilities
Minority Interest										0.00B	0.01B	0.01B	0.01B	0.01B	0.00B	0.01B	0.01B	0.01B	0.00B	0.01B
Operating Leases	0.07B	0.10B	0.10B	0.10B	0.10B	0.10B	0.10B	0.10B	0.09B	0.06B	0.06B	0.06B	0.05B	0.05B	0.05B	0.04B	0.04B	0.02B	0.02B	0.02B
Other Non-Current Liabilities	0.00B	0.00B	0.01B	0.01B	0.01B	0.00B	0.00B	0.00B	0.15B	0.14B	0.13B	0.11B	0.00B	0.09B	0.08B	0.07B	0.01B	0.01B	0.04B	0.01B
Total Non-Current Liabilities	0.88B	1.01B	1.10B	1.15B	1.19B	1.26B	1.19B	1.12B	1.21B	1.24B	1.19B	1.11B	1.21B	1.65B	1.54B	1.69B	2.15B	2.17B	2.19B	2.36B
Total Liabilities	0.89B	1.01B	1.11B	1.16B	1.20B	1.26B	1.19B	1.13B	1.36B	1.38B	1.31B	1.23B	1.21B	1.73B	1.62B	1.76B	2.16B	2.18B	2.23B	2.37B
Shareholder's Equity
Common Equity	0.72B	0.81B	0.88B	0.76B	0.72B	0.67B	0.63B	0.64B	0.64B	0.64B	0.61B	0.59B	0.60B	0.63B	0.68B	0.72B	0.74B	0.80B	0.73B	0.80B
Liabilities and Shareholders Equity	1.61B	1.82B	1.99B	1.92B	1.92B	1.94B	1.82B	1.76B	2.00B	2.02B	1.93B	1.82B	1.81B	2.37B	2.30B	2.48B	2.90B	2.97B	2.96B	3.17B
Retained Earnings	0.71B	0.74B	0.78B	0.69B	0.71B	0.71B	0.80B	0.84B	0.88B	0.92B	0.96B	1.00B	1.00B	1.04B	1.09B	1.13B	1.12B	1.16B	1.10B	1.15B
Treasury Shares

Upstart Holdings UPST Balance Sheet (2020-2026)

Upstart Holdings Quarterly Balance Sheet

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