Umb Financial Ratios (2009-2020) | UMBF

1Y3Y5Y7Y10YAll
Download Data
Ratios Mar2009 Jun2009 Sep2009 Dec2009 Mar2010 Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020
Profitability
Gross Margin 88.74%90.95%90.48%91.45%90.32%89.57%91.24%90.77%90.01%90.58%86.59%
EBT Margin 21.84%17.37%21.01%18.51%22.51%19.52%17.89%15.94%23.41%19.49%20.05%16.97%30.74%21.73%19.43%22.34%18.42%14.25%3.95%22.61%21.68%21.94%23.66%22.94%132.25%137.25%144.28%153.56%154.74%150.24%58.45%162.72%157.16%161.44%164.98%-1.56%22.98%28.04%45.18%
EBIT Margin 32.16%26.30%29.34%25.83%28.88%24.95%22.94%20.54%27.45%23.02%23.69%20.33%33.41%24.34%21.91%24.01%20.50%16.69%6.23%25.48%24.67%25.13%26.95%27.31%-327.19%-290.36%-322.23%-308.25%-323.30%-325.82%-348.76%-363.57%-360.74%-332.70%-347.81%12.20%27.85%32.29%48.17%
EBITDA Margin 41.18%34.22%36.49%32.95%35.58%31.68%29.54%27.30%33.32%28.76%29.48%26.31%38.46%30.11%27.44%30.58%27.61%24.56%13.17%33.02%32.13%32.15%34.58%34.68%-284.98%-250.68%-279.98%-265.46%-279.33%-283.14%-303.44%-316.65%-316.87%-288.97%-303.39%19.99%35.05%39.34%53.37%
Operating Margin -327.19%-290.36%-322.23%-308.25%-323.30%-325.82%-348.76%-363.57%-360.74%-332.70%-347.81%
Net Margin 15.68%12.56%15.34%11.10%16.14%13.80%13.52%10.97%30.23%24.96%25.66%20.81%39.55%28.15%24.87%15.66%13.93%10.25%-0.60%17.40%1.43%1.68%-0.16%1.23%-6.11%-2.29%230.47%-2.08%129.36%133.22%60.76%137.63%132.76%137.96%142.02%-1.26%20.27%24.58%35.81%
FCF Margin 23.18%19.40%32.32%6.15%26.42%23.67%21.85%16.28%34.62%20.80%1.43%40.26%1.55%3.46%31.72%25.16%11.80%8.90%20.42%28.85%49.97%4.92%226.23%247.71%159.46%24.95%153.30%254.90%120.31%86.13%174.81%69.98%266.55%-3.07%24.99%34.34%34.28%
Efficiency
Assets Average 11.19B10.89B11.20B11.87B12.88B13.06B12.45B12.84B13.59B13.41B13.23B15.01B17.57B18.51B18.85B19.20B19.52B19.73B20.20B20.63B20.46B20.32B21.03B21.38B20.76B21.00B22.41B23.45B23.79B24.08B25.35B26.40B28.00B30.00B
Equity Average 1.02B1.05B1.08B1.08B1.07B1.11B1.15B1.18B1.20B1.23B1.27B1.49B1.77B1.88B1.90B1.92B1.98B2.01B1.99B1.99B2.04B2.09B2.14B2.17B2.18B2.20B2.22B2.29B2.41B2.52B2.59B2.63B2.72B2.82B
Invested Capital 1.04B1.05B1.08B1.10B1.07B1.09B1.14B1.18B1.20B1.22B1.26B1.30B1.69B1.95B1.98B1.98B2.03B2.09B2.10B2.04B2.09B2.15B2.18B2.26B2.25B2.28B2.28B2.31B2.43B2.57B2.65B2.68B2.79B2.85B3.12B
Asset Utilization Ratio 0.060.060.060.060.050.050.060.060.060.060.060.050.050.050.050.050.050.050.040.040.040.030.020.010.010.010.010.010.010.010.010.020.020.03
Leverage & Solvency
Interest Coverage Ratio 3.122.943.523.534.544.594.544.466.796.526.516.0412.519.328.8614.399.836.852.748.888.267.898.196.25-10.07-7.68-8.50-6.87-5.28-4.09-3.57-3.22-3.08-2.96-3.750.895.727.6016.15
Debt to Equity 1.931.301.341.342.011.591.351.171.651.251.130.901.030.960.710.970.880.911.010.951.190.910.890.580.630.760.550.6818.170.690.700.730.720.710.68
Debt Ratio 0.170.120.130.130.170.130.120.110.140.110.110.090.100.100.070.100.090.090.100.090.120.090.090.060.060.080.060.071.810.070.070.070.070.070.06
Equity Ratio 0.090.100.100.100.090.080.090.100.090.090.090.100.100.100.100.100.100.100.100.090.100.100.100.100.100.110.100.100.100.100.110.100.100.090.09
Times Interest Earned 3.122.943.523.534.544.594.544.466.796.526.516.0412.519.328.8614.399.836.852.748.888.267.898.196.25-10.07-7.68-8.50-6.87-5.28-4.09-3.57-3.22-3.08-2.96-3.750.895.727.6016.15
Dividends & Payouts
FCF Payout Ratio 0.210.240.140.750.170.190.200.280.120.203.050.122.541.440.170.210.440.630.270.180.111.090.130.110.191.320.220.130.290.410.200.470.12-1.820.200.150.11
Valuation
Enterprise Value 1.74B1.55B1.64B1.55B1.61B1.39B1.40B1.61B1.46B-0.11B0.65B-4.48B-4.29B-4.12B-4.35B1.15B1.29B1.20B1.11B1.63B1.64B1.83B2.72B2.73B2.77B2.83B1.82B2.48B3.19B2.25B1.31B1.31B1.57B1.80B1.65B-0.10B-1.20B-0.92B3.31B
Market Capitalization 1.59B1.64B1.44B1.44B1.67B1.51B1.70B1.51B1.50B1.81B2.08B1.98B2.42B2.61B2.51B2.29B2.56B2.63B2.94B3.82B3.75B3.73B3.73B3.59B3.62B3.82B3.55B3.04B3.14B3.23B3.17B3.37B2.28B2.48B2.35B
Return Ratios
Return on Sales 0.14%0.14%0.14%0.14%0.14%0.17%0.20%0.23%0.25%0.28%0.29%0.29%0.27%0.20%0.16%0.10%0.10%0.07%0.05%0.05%0.01%0.01%0.00%0.27%0.55%0.88%1.23%0.80%1.15%1.16%1.18%1.38%0.45%0.28%0.21%0.22%
Return on Invested Capital 0.12%0.11%0.11%0.11%0.14%0.10%0.08%0.05%0.05%0.05%0.06%0.09%0.09%0.02%-0.05%-0.12%-0.19%-0.19%-0.20%-0.21%-0.21%-0.21%-0.20%-0.20%-0.14%-0.06%0.01%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.02%0.02%0.02%0.01%0.01%0.01%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.09%0.09%0.08%0.08%0.11%0.13%0.15%0.16%0.18%0.18%0.17%0.15%0.09%0.07%0.04%0.05%0.03%0.02%0.02%0.00%0.00%0.00%0.05%0.04%0.07%0.10%0.06%0.09%0.08%0.08%0.09%0.07%0.07%0.07%