Umb Financial (UMBF) FCF Margin (2010 - 2026)
Umb Financial (UMBF) reported FCF Margin of 81.73% for Q1 2026, up 1891.0% on a YoY basis from 4.11% in Q1 2025, and up 976.27% sequentially from 7.59% in Q4 2025.
Umb Financial (UMBF) FCF Margin (2010 - 2026) Analysis & Trends
Umb Financial (UMBF) has 14 years of FCF Margin data on file, last reported at 81.73% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 1891.0% year-over-year to 81.73%; the trailing twelve-month figure through Mar 2026 stood at 36.86% (down 1893.0% YoY), and the FY2025 full-year result was 36.88%, up 1629.0% from the prior year.
- FCF Margin advanced to 81.73% in Q1 2026, from 7.59% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 98.06% in Q3 2023 to a low of 84.21% in Q4 2022.
- A 5-year average of 46.55% and a median of 47.16% in 2024 frame the typical range for FCF Margin.
- Peak annual rise in FCF Margin reached 13574 bps in 2023, while the deepest fall reached 8811 bps in 2023.
- Tracing UMBF's FCF Margin over 5 years: stood at 84.21% in 2022, then jumped by 161 bps to 51.53% in 2023, then retreated by 8 bps to 47.16% in 2024, then sank by 84 bps to 7.59% in 2025, then soared by 976 bps to 81.73% in 2026.
- Business Quant data shows UMBF's FCF Margin at 81.73% in Q1 2026, 7.59% in Q4 2025, and 38.01% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Umb Financial | 10.94 Bn | 3.00 Bn | - | 81.73% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 81.73% |
| Dec 31, 2025 | 7.59% |
| Sep 30, 2025 | 38.01% |
| Jun 30, 2025 | 93.28% |
| Mar 31, 2025 | 62.82% |
| Dec 31, 2024 | 47.16% |
| Sep 30, 2024 | 46.90% |
| Jun 30, 2024 | 43.44% |
| Mar 31, 2024 | 13.49% |
| Dec 31, 2023 | 51.53% |
| Sep 30, 2023 | 98.06% |
| Jun 30, 2023 | 40.16% |
| Mar 31, 2023 | -2.08% |
| Dec 31, 2022 | -84.21% |
| Sep 30, 2022 | 82.53% |
| Jun 30, 2022 | 84.93% |
| Mar 31, 2022 | 86.03% |
| Dec 31, 2021 | -153.14% |
| Sep 30, 2021 | 81.65% |
| Jun 30, 2021 | 15.60% |