Umb Financial (UMBF) FCF Margin (2010 - 2026)
Umb Financial recorded quarterly FCF Margin of 48.27% in Q1 2026, up 265.02% quarter-over-quarter from 13.22% in Q4 2025, and down 1455.0% year-over-year from 3.56% in Q1 2025.
Umb Financial's FCF Margin history runs 14 years deep, the most recent figure standing at 48.27% for Q1 2026.
- In Q1 2026, FCF Margin fell 1455.0% year-over-year to 48.27%; the TTM figure through Mar 2026 stood at 34.68% (up 650.0% YoY), while the FY2025 annual figure was 36.88%, up 2428.0% from the prior year.
- FCF Margin came in at 48.27% for Q1 2026 at Umb Financial, up from 13.22% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 63.6% in Q3 2023 to a low of 17.75% in Q4 2024.
- A 5-year average of 33.86% and a median of 38.01% in 2025 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin tumbled 5818 bps in 2023 and surged 4933 bps in 2025, its largest moves.
- Umb Financial's FCF Margin stood at 34.28% in 2022, then tumbled by 33 bps to 22.93% in 2023, then plunged by 177 bps to 17.75% in 2024, then surged by 175 bps to 13.22% in 2025, then jumped by 265 bps to 48.27% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 48.27%, 13.22%, and 38.01% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Umb Financial | 9.98 Bn | 1.79 Bn | - | 48.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.27% |
| Dec 31, 2025 | 13.22% |
| Sep 30, 2025 | 38.01% |
| Jun 30, 2025 | 39.29% |
| Mar 31, 2025 | 62.82% |
| Dec 31, 2024 | -17.75% |
| Sep 30, 2024 | 29.39% |
| Jun 30, 2024 | 28.00% |
| Mar 31, 2024 | 13.49% |
| Dec 31, 2023 | 22.93% |
| Sep 30, 2023 | 63.60% |
| Jun 30, 2023 | 40.16% |
| Mar 31, 2023 | -2.08% |
| Dec 31, 2022 | 34.28% |
| Sep 30, 2022 | 55.73% |
| Jun 30, 2022 | 50.24% |
| Mar 31, 2022 | 56.10% |
| Dec 31, 2021 | 48.20% |
| Sep 30, 2021 | 56.60% |
| Jun 30, 2021 | 15.60% |
| Mar 31, 2021 | 36.30% |
| Dec 31, 2020 | 34.28% |
| Sep 30, 2020 | 34.34% |
| Jun 30, 2020 | 24.99% |
| Mar 31, 2020 | -3.07% |
| Dec 31, 2019 | 745.22% |
| Sep 30, 2019 | 109.83% |
| Jun 30, 2019 | 136,361.82% |
| Mar 31, 2019 | 135.41% |
| Dec 31, 2018 | -351.72% |
| Sep 30, 2018 | 2,574.23% |
| Jun 30, 2018 | 1,130.91% |
| Mar 31, 2018 | 3,647.84% |
| Dec 31, 2017 | 158.55% |
| Sep 30, 2017 | 1,588.87% |
| Jun 30, 2017 | 344.18% |
| Mar 31, 2017 | 4.92% |
| Dec 31, 2016 | 49.97% |
| Mar 31, 2012 | 1.55% |
| Dec 31, 2011 | 40.26% |
| Sep 30, 2011 | 1.43% |
| Jun 30, 2011 | 20.80% |
| Mar 31, 2011 | 34.62% |
| Dec 31, 2010 | 16.28% |
| Sep 30, 2010 | 21.85% |
| Jun 30, 2010 | 23.67% |
| Mar 31, 2010 | 26.42% |