Umb Financial (UMBF) FCF Margin (2010 - 2026)
Umb Financial (UMBF) posted FCF Margin of 50.2% for Q2 2026, down 11.83% sequentially from 56.94% in Q1 2026, and up 1091.0% YoY from 4.22% in Q2 2025.
Umb Financial (UMBF) FCF Margin (2010 - 2026) Analysis & Trends
Umb Financial has reported FCF Margin for 14 years, with the latest figure at 50.2% in Q2 2026.
- Quarterly FCF Margin rose 1091.0% year-over-year to 50.2% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 39.31% (up 737.0% YoY) and the FY2025 annual result came in at 36.88%, up 2400.0% from the prior year.
- FCF Margin fell to 50.2% in Q2 2026 per UMBF's latest filing, from 56.94% in the prior quarter.
- Over five years, FCF Margin peaked at 63.6% in Q3 2023 and troughed at 17.92% in Q4 2024.
- A 5-year average of 35.51% and a median of 39.72% in 2023 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2023 and 2025: FCF Margin slumped 5845 bps in 2023, then soared 4933 bps in 2025.
- Over 5 years, FCF Margin stood at 35.28% in 2022, then tumbled by 35 bps to 22.93% in 2023, then plunged by 178 bps to 17.92% in 2024, then surged by 171 bps to 12.76% in 2025, then soared by 293 bps to 50.2% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 50.2%, 56.94%, and 12.76% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Umb Financial | 11.09 Bn | -833.36 Mn | - | 42.52% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 50.20% |
| Mar 31, 2026 | 81.73% |
| Dec 31, 2025 | 7.59% |
| Sep 30, 2025 | 38.01% |
| Jun 30, 2025 | 93.28% |
| Mar 31, 2025 | 62.82% |
| Dec 31, 2024 | 45.97% |
| Sep 30, 2024 | 46.90% |
| Jun 30, 2024 | 43.44% |
| Mar 31, 2024 | 13.49% |
| Dec 31, 2023 | 27.09% |
| Sep 30, 2023 | 98.06% |
| Jun 30, 2023 | 40.16% |
| Mar 31, 2023 | -2.08% |
| Dec 31, 2022 | -102.77% |
| Sep 30, 2022 | 82.53% |
| Jun 30, 2022 | 84.93% |
| Mar 31, 2022 | 86.03% |
| Dec 31, 2021 | -151.52% |
| Sep 30, 2021 | 81.65% |