Umb Financial UMBF
NASDAQ UMBF
$139.33 -1.39 (-0.99%)
As of: Sep 10, 2026 · 12:33 PM EDT

Umb Financial (UMBF) FCF Margin (2010 - 2026)

Umb Financial's (UMBF) quarterly FCF Margin came in at 42.52% in Q2 2026, up 323.0% year-over-year from 10.05% in Q2 2025, and down 11.91% quarter-over-quarter from 48.27% in Q1 2026.

Analysis

Umb Financial (UMBF) FCF Margin (2010 - 2026) Analysis & Trends

Umb Financial has disclosed FCF Margin across 14 years of filings, most recently posting 42.52% for Q2 2026.

  • In Q2 2026, FCF Margin rose 323.0% year-over-year to 42.52%; the TTM figure through Jun 2026 stood at 35.68% (up 381.0% YoY), while the FY2025 annual figure was 36.88%, up 2428.0% from the prior year.
  • FCF Margin came in at 42.52% for Q2 2026 at Umb Financial, down from 48.27% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 63.6% in Q3 2023 to a low of 17.75% in Q4 2024.
  • Average FCF Margin over 5 years is 34.34%, with a median of 38.65% recorded in 2025.
  • Year-over-year, FCF Margin tumbled 5818 bps in 2023 and surged 4933 bps in 2025.
  • Over 5 years, FCF Margin stood at 34.28% in 2022, then slumped by 33 bps to 22.93% in 2023, then tumbled by 177 bps to 17.75% in 2024, then jumped by 175 bps to 13.22% in 2025, then soared by 222 bps to 42.52% in 2026.
  • Per Business Quant data, the three most recent FCF Margin figures were 42.52% in Q2 2026, 48.27% in Q1 2026, and 13.22% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Banco Santander Chile 947.88 Bn 947.88 Bn - -
2 Truist Financial 61.34 Bn 61.34 Bn - 18.14%
3 Fifth Third Bancorp 49.41 Bn 25.69 Bn - -
4 M&T Bank 34.63 Bn 34.63 Bn - 49.25%
5 Huntington Bancshares 33.63 Bn 29.10 Bn - 34.72%
6 Citizens Financial 29.30 Bn 29.30 Bn - 29.43%
7 Regions Financial 25.44 Bn 25.44 Bn - 16.10%
8 First Citizens Bancshares 24.75 Bn 24.23 Bn 29.00 Mn 1,155.41%
9 Keycorp 23.25 Bn -24.44 Bn - 11.91%
10 Umb Financial 10.57 Bn -1.35 Bn - 42.52%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 42.52%
Mar 31, 2026 48.27%
Dec 31, 2025 13.22%
Sep 30, 2025 38.01%
Jun 30, 2025 39.29%
Mar 31, 2025 62.82%
Dec 31, 2024 -17.75%
Sep 30, 2024 29.39%
Jun 30, 2024 28.00%
Mar 31, 2024 13.49%
Dec 31, 2023 22.93%
Sep 30, 2023 63.60%
Jun 30, 2023 40.16%
Mar 31, 2023 -2.08%
Dec 31, 2022 34.28%
Sep 30, 2022 55.73%
Jun 30, 2022 50.24%
Mar 31, 2022 56.10%
Dec 31, 2021 48.20%
Sep 30, 2021 56.60%