Umb Financial (UMBF) FCF Margin (2010 - 2026)
Umb Financial's (UMBF) quarterly FCF Margin came in at 48.27% in Q1 2026, down 1455.0% year-on-year from 3.56% in Q1 2025, and up 265.02% quarter-over-quarter from 13.22% in Q4 2025.
Umb Financial (UMBF) FCF Margin (2010 - 2026) Analysis & Trends
Umb Financial has disclosed FCF Margin across 14 years of filings, most recently posting 48.27% for Q1 2026.
- FCF Margin for Q1 2026 came in at 48.27%, down 1455.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 34.68% (up 650.0% YoY), and the FY2025 annual result was 36.88%, up 2428.0% from the prior year.
- FCF Margin came in at 48.27% for Q1 2026 at Umb Financial, up from 13.22% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 63.6% in Q3 2023 to a low of 17.75% in Q4 2024.
- The 5-year median for FCF Margin is 38.01% (2025), against an average of 33.86%.
- Across the five-year window, FCF Margin plunged 5818 bps in 2023 and jumped 4933 bps in 2025, its largest moves.
- Umb Financial's FCF Margin stood at 34.28% in 2022, then plunged by 33 bps to 22.93% in 2023, then sank by 177 bps to 17.75% in 2024, then jumped by 175 bps to 13.22% in 2025, then soared by 265 bps to 48.27% in 2026.
- The last three FCF Margin figures came in at 48.27% (Q1 2026), 13.22% (Q4 2025), and 38.01% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Umb Financial | 10.29 Bn | 2.11 Bn | - | 48.27% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.27% |
| Dec 31, 2025 | 13.22% |
| Sep 30, 2025 | 38.01% |
| Jun 30, 2025 | 39.29% |
| Mar 31, 2025 | 62.82% |
| Dec 31, 2024 | -17.75% |
| Sep 30, 2024 | 29.39% |
| Jun 30, 2024 | 28.00% |
| Mar 31, 2024 | 13.49% |
| Dec 31, 2023 | 22.93% |
| Sep 30, 2023 | 63.60% |
| Jun 30, 2023 | 40.16% |
| Mar 31, 2023 | -2.08% |
| Dec 31, 2022 | 34.28% |
| Sep 30, 2022 | 55.73% |
| Jun 30, 2022 | 50.24% |
| Mar 31, 2022 | 56.10% |
| Dec 31, 2021 | 48.20% |
| Sep 30, 2021 | 56.60% |
| Jun 30, 2021 | 15.60% |