Umb Financial (UMBF) FCF Margin (2010 - 2026)

Umb Financial's (UMBF) quarterly FCF Margin came in at 48.27% in Q1 2026, down 1455.0% year-on-year from 3.56% in Q1 2025, and up 265.02% quarter-over-quarter from 13.22% in Q4 2025.

Umb Financial (UMBF) FCF Margin (2010 - 2026) Analysis & Trends

Umb Financial has disclosed FCF Margin across 14 years of filings, most recently posting 48.27% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 48.27%, down 1455.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 34.68% (up 650.0% YoY), and the FY2025 annual result was 36.88%, up 2428.0% from the prior year.
  • FCF Margin came in at 48.27% for Q1 2026 at Umb Financial, up from 13.22% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 63.6% in Q3 2023 to a low of 17.75% in Q4 2024.
  • The 5-year median for FCF Margin is 38.01% (2025), against an average of 33.86%.
  • Across the five-year window, FCF Margin plunged 5818 bps in 2023 and jumped 4933 bps in 2025, its largest moves.
  • Umb Financial's FCF Margin stood at 34.28% in 2022, then plunged by 33 bps to 22.93% in 2023, then sank by 177 bps to 17.75% in 2024, then jumped by 175 bps to 13.22% in 2025, then soared by 265 bps to 48.27% in 2026.
  • The last three FCF Margin figures came in at 48.27% (Q1 2026), 13.22% (Q4 2025), and 38.01% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Umb Financial 10.29 Bn 2.11 Bn - 48.27%

Historic Data

Download Data
DateValue
Mar 31, 2026 48.27%
Dec 31, 2025 13.22%
Sep 30, 2025 38.01%
Jun 30, 2025 39.29%
Mar 31, 2025 62.82%
Dec 31, 2024 -17.75%
Sep 30, 2024 29.39%
Jun 30, 2024 28.00%
Mar 31, 2024 13.49%
Dec 31, 2023 22.93%
Sep 30, 2023 63.60%
Jun 30, 2023 40.16%
Mar 31, 2023 -2.08%
Dec 31, 2022 34.28%
Sep 30, 2022 55.73%
Jun 30, 2022 50.24%
Mar 31, 2022 56.10%
Dec 31, 2021 48.20%
Sep 30, 2021 56.60%
Jun 30, 2021 15.60%