Umb Financial (UMBF) EBIT Margin (2009 - 2026)
Umb Financial (UMBF) posted EBIT Margin of 122.68% for Q2 2026, down 1.01% sequentially from 123.93% in Q1 2026, and up 2712.0% YoY from 4.36% in Q2 2025.
Umb Financial (UMBF) EBIT Margin (2009 - 2026) Analysis & Trends
Umb Financial has reported EBIT Margin for 18 years, with the latest figure at 122.68% in Q2 2026.
- Quarterly EBIT Margin rose 2712.0% year-over-year to 122.68% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 109.45% (up 1501.0% YoY) and the FY2025 annual result came in at 89.25%, down 2026.0% from the prior year.
- EBIT Margin slipped to 122.68% in Q2 2026 per UMBF's latest filing, from 123.93% in the prior quarter.
- Over five years, EBIT Margin peaked at 123.93% in Q1 2026 and troughed at 41.75% in Q1 2022.
- A 5-year average of 89.75% and a median of 95.31% in 2023 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2023 and 2025: EBIT Margin surged 5523 bps in 2023, then slumped 2711 bps in 2025.
- Over 5 years, EBIT Margin stood at 71.08% in 2022, then soared by 32 bps to 93.56% in 2023, then climbed by 8 bps to 101.2% in 2024, then fell by 19 bps to 81.5% in 2025, then jumped by 51 bps to 122.68% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 122.68%, 123.93%, and 81.5% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 111.11% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 66.98% |
| 10 | Umb Financial | 11.09 Bn | -833.36 Mn | - | 88.59% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 122.68% |
| Mar 31, 2026 | 177.90% |
| Dec 31, 2025 | 50.57% |
| Sep 30, 2025 | 94.41% |
| Jun 30, 2025 | 293.92% |
| Mar 31, 2025 | 76.86% |
| Dec 31, 2024 | -259.55% |
| Sep 30, 2024 | 175.24% |
| Jun 30, 2024 | 167.08% |
| Mar 31, 2024 | 103.97% |
| Dec 31, 2023 | 86.91% |
| Sep 30, 2023 | 159.93% |
| Jun 30, 2023 | 95.08% |
| Mar 31, 2023 | 74.93% |
| Dec 31, 2022 | -185.00% |
| Sep 30, 2022 | 71.83% |
| Jun 30, 2022 | 83.19% |
| Mar 31, 2022 | 63.72% |
| Dec 31, 2021 | -105.47% |
| Sep 30, 2021 | 56.93% |