KPIs & Operating Metrics(New)

Umb Financial (UMBF) EBIT Margin (2009 - 2026)

Umb Financial recorded quarterly EBIT Margin of 89.83% in Q1 2026, up 2.03% quarter-over-quarter from 88.04% in Q4 2025, and up 1297.0% year-over-year from 6.43% in Q1 2025.

Umb Financial's EBIT Margin history runs 18 years deep, the most recent figure standing at 89.83% for Q1 2026.

  • In Q1 2026, EBIT Margin rose 1297.0% year-over-year to 89.83%; the TTM figure through Mar 2026 stood at 91.87% (down 457.0% YoY), while the FY2025 annual figure was 6.93%, down 5.0% from the prior year.
  • EBIT Margin came in at 89.83% for Q1 2026 at Umb Financial, up from 88.04% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 109.82% in Q3 2024 to a low of 41.07% in Q1 2022.
  • A 5-year average of 84.57% and a median of 93.56% in 2023 frame the typical range for EBIT Margin.
  • Across the five-year window, EBIT Margin jumped 5523 bps in 2023 and sank 2711 bps in 2025, its largest moves.
  • Umb Financial's EBIT Margin stood at 66.23% in 2022, then soared by 41 bps to 93.56% in 2023, then gained by 6 bps to 99.22% in 2024, then retreated by 11 bps to 88.04% in 2025, then increased by 2 bps to 89.83% in 2026.
  • According to Business Quant data, EBIT Margin over the past three periods registered 89.83%, 88.04%, and 94.41% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 515.04%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 61.45%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 115.04%
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 75.75%
10 Umb Financial 9.98 Bn 1.79 Bn - 89.83%

Historic Data

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DateValue
Mar 31, 2026 89.83%
Dec 31, 2025 88.04%
Sep 30, 2025 94.41%
Jun 30, 2025 95.55%
Mar 31, 2025 76.86%
Dec 31, 2024 99.22%
Sep 30, 2024 109.82%
Jun 30, 2024 107.71%
Mar 31, 2024 103.97%
Dec 31, 2023 93.56%
Sep 30, 2023 103.73%
Jun 30, 2023 95.08%
Mar 31, 2023 74.93%
Dec 31, 2022 66.23%
Sep 30, 2022 48.50%
Jun 30, 2022 49.21%
Mar 31, 2022 41.07%
Dec 31, 2021 33.21%
Sep 30, 2021 39.46%
Jun 30, 2021 35.74%
Mar 31, 2021 40.07%
Dec 31, 2020 48.17%
Sep 30, 2020 32.29%
Jun 30, 2020 27.85%
Mar 31, 2020 12.20%
Dec 31, 2019 -1,151.97%
Sep 30, 2019 -579.13%
Jun 30, 2019 -359,303.64%
Mar 31, 2019 -628.76%
Dec 31, 2018 1,411.86%
Sep 30, 2018 -4,200.30%
Jun 30, 2018 -3,022.66%
Mar 31, 2018 -59,579.73%
Dec 31, 2017 -319.82%
Sep 30, 2017 -2,403.87%
Jun 30, 2017 -549.92%
Mar 31, 2017 27.31%
Dec 31, 2016 26.95%
Sep 30, 2016 25.13%
Jun 30, 2016 24.67%
Mar 31, 2016 25.48%
Dec 31, 2015 6.23%
Sep 30, 2015 16.69%
Jun 30, 2015 20.50%
Mar 31, 2015 24.01%
Dec 31, 2014 19.44%
Sep 30, 2014 24.13%
Jun 30, 2014 23.89%
Mar 31, 2014 16.92%
Dec 31, 2013 23.15%
Sep 30, 2013 24.69%
Jun 30, 2013 22.71%
Mar 31, 2013 26.20%
Dec 31, 2012 16.85%
Sep 30, 2012 21.91%
Jun 30, 2012 24.34%
Mar 31, 2012 33.41%
Dec 31, 2011 20.33%
Sep 30, 2011 23.69%
Jun 30, 2011 23.02%
Mar 31, 2011 27.45%
Dec 31, 2010 20.54%
Sep 30, 2010 22.94%
Jun 30, 2010 24.95%
Mar 31, 2010 28.88%
Dec 31, 2009 25.83%
Sep 30, 2009 29.34%
Jun 30, 2009 26.30%
Mar 31, 2009 32.16%