Umb Financial (UMBF) Asset Utilization Ratio (2011 - 2026)
Umb Financial's (UMBF) Asset Utilization Ratio stood at 0.04 in Q2 2026, up 35.6% from 0.03 a year earlier and up 3.7% from the prior quarter.
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Analysis
Umb Financial (UMBF) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Starting with Q1 2011, Umb Financial's Asset Utilization Ratio history includes 40 quarters.
- Across earlier years, Asset Utilization Ratio came in at 0.03 in FY2024 (-2.6%), 0.04 in FY2023 (-2.0%), 0.04 in FY2022 (+6.9%) and 0.03 in FY2021 (-21.8%).
- The Q2 2026 figure is the highest quarterly Asset Utilization Ratio since Q4 2020.
- On a year-over-year basis, Asset Utilization Ratio has increased for three consecutive quarters, with growth averaging 5.4% over the last eight quarters.
- Peak year-over-year performance for Asset Utilization Ratio in the last five years was growth of 35.6% in Q2 2026, against a decline of 21.6% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.04 (Q1 2026), 0.04 (Q4 2025) and 0.03 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 0.03 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 0.03 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 0.04 |
| 10 | Umb Financial | 10.01 Bn | 3.35 Bn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.04 |
API Access
Umb Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=UMBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();