KPIs & Operating Metrics(New)

Umb Financial (UMBF) Debt to Equity (2009 - 2026)

Umb Financial recorded quarterly Debt to Equity of $0.47 in Q1 2026, up 5.97% quarter-over-quarter from $0.45 in Q4 2025, and up 22.56% year-over-year from $0.39 in Q1 2025.

Umb Financial's Debt to Equity history runs 17 years deep, the most recent figure standing at $0.47 for Q1 2026.

  • In Q1 2026, Debt to Equity rose 22.56% year-over-year to $0.47; the TTM figure through Mar 2026 stood at $0.47 (up 22.56% YoY), while the FY2025 annual figure was $0.45, down 40.74% from the prior year.
  • Debt to Equity came in at $0.47 for Q1 2026 at Umb Financial, up from $0.45 in the prior quarter.
  • In the past five years, Debt to Equity ranged from a high of $1.33 in Q2 2023 to a low of $0.39 in Q1 2025.
  • A 5-year average of $0.78 and a median of $0.75 in 2024 frame the typical range for Debt to Equity.
  • Across the five-year window, Debt to Equity jumped 43.07% in 2023 and plunged 61.26% in 2025, its largest moves.
  • Umb Financial's Debt to Equity stood at $0.88 in 2022, then surged by 43.07% to $1.26 in 2023, then slumped by 40.29% to $0.75 in 2024, then sank by 40.74% to $0.45 in 2025, then grew by 5.97% to $0.47 in 2026.
  • According to Business Quant data, Debt to Equity over the past three periods registered $0.47, $0.45, and $0.39 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.66
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.13
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 7.86
8 KB Financial 150.02 Bn 142.15 Bn - 0.20
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.34
10 Umb Financial 9.98 Bn 1.79 Bn - 0.47

Historic Data

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DateValue
Mar 31, 2026 0.47
Dec 31, 2025 0.45
Sep 30, 2025 0.39
Jun 30, 2025 0.42
Mar 31, 2025 0.39
Dec 31, 2024 0.75
Sep 30, 2024 0.59
Jun 30, 2024 1.09
Mar 31, 2024 0.74
Dec 31, 2023 1.26
Sep 30, 2023 0.66
Jun 30, 2023 1.33
Mar 31, 2023 0.80
Dec 31, 2022 0.88
Sep 30, 2022 0.97
Jun 30, 2022 1.01
Mar 31, 2022 1.05
Dec 31, 2021 1.03
Sep 30, 2021 0.81
Jun 30, 2021 0.85
Mar 31, 2021 0.94
Dec 31, 2020 0.75
Sep 30, 2020 0.67
Jun 30, 2020 0.70
Mar 31, 2020 0.71
Dec 31, 2019 0.73
Sep 30, 2019 0.70
Jun 30, 2019 0.67
Mar 31, 2019 0.64
Dec 31, 2018 0.68
Sep 30, 2018 0.55
Jun 30, 2018 0.59
Mar 31, 2018 0.63
Dec 31, 2017 0.58
Sep 30, 2017 0.50
Dec 31, 2016 0.72
Dec 31, 2015 0.97
Dec 31, 2014 1.24
Mar 31, 2012 1.25
Dec 31, 2011 1.65
Sep 30, 2011 1.17
Jun 30, 2011 1.35
Mar 31, 2011 1.59
Dec 31, 2010 2.00
Dec 31, 2009 1.93