Umb Financial (UMBF) EBT Margin (2009 - 2026)
Umb Financial recorded quarterly EBT Margin of 44.82% in Q1 2026, up 19.52% quarter-over-quarter from 37.5% in Q4 2025, and up 2831.0% year-over-year from 1.53% in Q1 2025.
Umb Financial's EBT Margin history runs 18 years deep, the most recent figure standing at 44.82% for Q1 2026.
- In Q1 2026, EBT Margin rose 2831.0% year-over-year to 44.82%; the TTM figure through Mar 2026 stood at 39.37% (up 1148.0% YoY), while the FY2025 annual figure was 32.99%, down 24.0% from the prior year.
- EBT Margin came in at 44.82% for Q1 2026 at Umb Financial, up from 37.5% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 44.82% in Q1 2026 to a low of 16.5% in Q1 2025.
- A 5-year average of 33.32% and a median of 33.41% in 2022 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin plunged 1708 bps in 2025 and surged 2831 bps in 2026, its largest moves.
- Umb Financial's EBT Margin stood at 33.41% in 2022, then slumped by 35 bps to 21.79% in 2023, then jumped by 53 bps to 33.36% in 2024, then climbed by 12 bps to 37.5% in 2025, then climbed by 20 bps to 44.82% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 44.82%, 37.5%, and 34.87% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | Umb Financial | 9.98 Bn | 1.79 Bn | - | 44.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.82% |
| Dec 31, 2025 | 37.50% |
| Sep 30, 2025 | 34.87% |
| Jun 30, 2025 | 39.91% |
| Mar 31, 2025 | 16.50% |
| Dec 31, 2024 | 33.36% |
| Sep 30, 2024 | 33.41% |
| Jun 30, 2024 | 32.54% |
| Mar 31, 2024 | 33.58% |
| Dec 31, 2023 | 21.79% |
| Sep 30, 2023 | 33.52% |
| Jun 30, 2023 | 30.25% |
| Mar 31, 2023 | 30.01% |
| Dec 31, 2022 | 33.41% |
| Sep 30, 2022 | 30.04% |
| Jun 30, 2022 | 43.28% |
| Mar 31, 2022 | 37.65% |
| Dec 31, 2021 | 29.87% |
| Sep 30, 2021 | 35.82% |
| Jun 30, 2021 | 32.26% |
| Mar 31, 2021 | 36.16% |
| Dec 31, 2020 | 45.18% |
| Sep 30, 2020 | 28.04% |
| Jun 30, 2020 | 22.98% |
| Mar 31, 2020 | -1.56% |
| Dec 31, 2019 | 461.25% |
| Sep 30, 2019 | 253.38% |
| Jun 30, 2019 | 122,590.91% |
| Mar 31, 2019 | 255.81% |
| Dec 31, 2018 | -170.87% |
| Sep 30, 2018 | 1,517.21% |
| Jun 30, 2018 | 1,141.48% |
| Mar 31, 2018 | 22,448.84% |
| Dec 31, 2017 | 143.45% |
| Sep 30, 2017 | 880.33% |
| Jun 30, 2017 | 201.21% |
| Mar 31, 2017 | 22.94% |
| Dec 31, 2016 | 23.66% |
| Sep 30, 2016 | 21.94% |
| Jun 30, 2016 | 21.68% |
| Mar 31, 2016 | 22.61% |
| Dec 31, 2015 | 3.95% |
| Sep 30, 2015 | 14.25% |
| Jun 30, 2015 | 18.42% |
| Mar 31, 2015 | 22.34% |
| Dec 31, 2014 | 17.83% |
| Sep 30, 2014 | 22.59% |
| Jun 30, 2014 | 22.24% |
| Mar 31, 2014 | 15.20% |
| Dec 31, 2013 | 21.70% |
| Sep 30, 2013 | 22.98% |
| Jun 30, 2013 | 20.72% |
| Mar 31, 2013 | 24.00% |
| Dec 31, 2012 | 14.53% |
| Sep 30, 2012 | 19.43% |
| Jun 30, 2012 | 21.73% |
| Mar 31, 2012 | 30.74% |
| Dec 31, 2011 | 16.97% |
| Sep 30, 2011 | 20.05% |
| Jun 30, 2011 | 19.49% |
| Mar 31, 2011 | 23.41% |
| Dec 31, 2010 | 15.94% |
| Sep 30, 2010 | 17.89% |
| Jun 30, 2010 | 19.52% |
| Mar 31, 2010 | 22.51% |
| Dec 31, 2009 | 18.51% |
| Sep 30, 2009 | 21.01% |
| Jun 30, 2009 | 17.37% |
| Mar 31, 2009 | 21.84% |