Umb Financial UMBF
NASDAQ UMBF
$138.83 -1.89 (-1.34%)
As of: Sep 10, 2026 · 2:03 PM EDT

Umb Financial (UMBF) EBT Margin (2009 - 2026)

Umb Financial's (UMBF) quarterly EBT Margin came in at 45.04% in Q2 2026, up 513.0% year-over-year from 7.35% in Q2 2025, and little changed quarter-over-quarter from 44.82% in Q1 2026.

Analysis

Umb Financial (UMBF) EBT Margin (2009 - 2026) Analysis & Trends

Umb Financial has disclosed EBT Margin across 18 years of filings, most recently posting 45.04% for Q2 2026.

  • In Q2 2026, EBT Margin rose 513.0% year-over-year to 45.04%; the TTM figure through Jun 2026 stood at 40.75% (up 977.0% YoY), while the FY2025 annual figure was 32.99%, down 24.0% from the prior year.
  • EBT Margin came in at 45.04% for Q2 2026 at Umb Financial, roughly flat from 44.82% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 45.04% in Q2 2026 to a low of 16.5% in Q1 2025.
  • Average EBT Margin over 5 years is 33.97%, with a median of 33.46% recorded in 2022.
  • Year-over-year, EBT Margin plunged 1708 bps in 2025 and surged 2831 bps in 2026.
  • Over 5 years, EBT Margin stood at 33.41% in 2022, then sank by 35 bps to 21.79% in 2023, then soared by 53 bps to 33.36% in 2024, then advanced by 12 bps to 37.5% in 2025, then climbed by 20 bps to 45.04% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 45.04% in Q2 2026, 44.82% in Q1 2026, and 37.5% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Banco Santander Chile 950.58 Bn 950.58 Bn - -
2 Truist Financial 61.22 Bn 61.22 Bn - 34.47%
3 Fifth Third Bancorp 49.28 Bn 25.56 Bn - 31.64%
4 M&T Bank 34.65 Bn 34.65 Bn - 41.98%
5 Huntington Bancshares 33.56 Bn 29.04 Bn - 31.58%
6 Citizens Financial 29.25 Bn 29.25 Bn - 33.07%
7 Regions Financial 25.44 Bn 25.44 Bn - 37.65%
8 First Citizens Bancshares 24.86 Bn 24.34 Bn 29.00 Mn 1,204.05%
9 Keycorp 23.19 Bn -24.51 Bn - 33.08%
10 Umb Financial 10.55 Bn -1.38 Bn - 45.04%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 45.04%
Mar 31, 2026 44.82%
Dec 31, 2025 37.50%
Sep 30, 2025 34.87%
Jun 30, 2025 39.91%
Mar 31, 2025 16.50%
Dec 31, 2024 33.36%
Sep 30, 2024 33.41%
Jun 30, 2024 32.54%
Mar 31, 2024 33.58%
Dec 31, 2023 21.79%
Sep 30, 2023 33.52%
Jun 30, 2023 30.25%
Mar 31, 2023 30.01%
Dec 31, 2022 33.41%
Sep 30, 2022 30.04%
Jun 30, 2022 43.28%
Mar 31, 2022 37.65%
Dec 31, 2021 29.87%
Sep 30, 2021 35.82%