Umb Financial UMBF
NASDAQ UMBF
$145.86 -0.24 (-0.16%)
At close: Aug 20, 2026 · 4:00 PM EDT

Umb Financial (UMBF) EBT Margin (2009 - 2026)

Umb Financial (UMBF) posted EBT Margin of 53.18% for Q2 2026, up 0.58% sequentially from 52.87% in Q1 2026, and up 1327.0% YoY from 3.73% in Q2 2025.

Umb Financial (UMBF) EBT Margin (2009 - 2026) Analysis & Trends

Umb Financial has reported EBT Margin for 18 years, with the latest figure at 53.18% in Q2 2026.

  • Quarterly EBT Margin rose 1327.0% year-over-year to 53.18% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 44.9% (up 1385.0% YoY) and the FY2025 annual result came in at 32.99%, down 96.0% from the prior year.
  • EBT Margin rose to 53.18% in Q2 2026 per UMBF's latest filing, from 52.87% in the prior quarter.
  • Over five years, EBT Margin peaked at 53.18% in Q2 2026 and troughed at 16.5% in Q1 2025.
  • A 5-year average of 35.08% and a median of 33.63% in 2024 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2025 and 2026: EBT Margin sank 1708 bps in 2025, then surged 3637 bps in 2026.
  • Over 5 years, EBT Margin stood at 34.39% in 2022, then sank by 37 bps to 21.79% in 2023, then jumped by 55 bps to 33.69% in 2024, then increased by 7 bps to 36.19% in 2025, then surged by 47 bps to 53.18% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 53.18%, 52.87%, and 36.19% for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Hdfc Bank 119.58 Bn 83.39 Bn - -
2 Pnc Financial Services 97.75 Bn 97.75 Bn - 37.61%
3 Us Bancorp 96.33 Bn 96.33 Bn - 35.39%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 73.86 Bn -145.23 Bn - 55.27%
6 Deutsche Bank Aktiengesellschaft 71.72 Bn -81.60 Bn - 36.74%
7 Nu Holdings 68.51 Bn 54.82 Bn 2.35 Bn 22.42%
8 Truist Financial 61.69 Bn 61.69 Bn - 34.47%
9 Fifth Third Bancorp 49.73 Bn 26.00 Bn - 31.64%
10 Umb Financial 11.09 Bn -833.36 Mn - 45.04%

Historic Data

Download Data
DateValue
Jun 30, 2026 53.18%
Mar 31, 2026 75.89%
Dec 31, 2025 21.54%
Sep 30, 2025 34.87%
Jun 30, 2025 94.75%
Mar 31, 2025 16.50%
Dec 31, 2024 -86.40%
Sep 30, 2024 53.31%
Jun 30, 2024 50.48%
Mar 31, 2024 33.58%
Dec 31, 2023 25.75%
Sep 30, 2023 51.68%
Jun 30, 2023 30.25%
Mar 31, 2023 30.01%
Dec 31, 2022 -100.15%
Sep 30, 2022 44.49%
Jun 30, 2022 73.17%
Mar 31, 2022 57.73%
Dec 31, 2021 -93.90%
Sep 30, 2021 51.68%