Umb Financial (UMBF) EBT Margin (2009 - 2026)
Umb Financial (UMBF) reported EBT Margin of 75.89% for Q1 2026, up 5939.0% on a YoY basis from 1.26% in Q1 2025, and up 252.41% sequentially from 21.54% in Q4 2025.
Umb Financial (UMBF) EBT Margin (2009 - 2026) Analysis & Trends
Umb Financial (UMBF) has 18 years of EBT Margin data on file, last reported at 75.89% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 5939.0% year-over-year to 75.89%; the trailing twelve-month figure through Mar 2026 stood at 41.84% (down 1337.0% YoY), and the FY2025 full-year result was 32.99%, down 2131.0% from the prior year.
- EBT Margin rose to 75.89% in Q1 2026, from 21.54% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 94.75% in Q2 2025 to a low of 88.65% in Q4 2024.
- A 5-year average of 32.15% and a median of 44.49% in 2022 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin jumped 13105 bps in 2023 and sank 13763 bps in 2024, its largest moves.
- Tracing UMBF's EBT Margin over 5 years: stood at 82.07% in 2022, then soared by 160 bps to 48.98% in 2023, then sank by 281 bps to 88.65% in 2024, then soared by 124 bps to 21.54% in 2025, then soared by 252 bps to 75.89% in 2026.
- Business Quant data shows UMBF's EBT Margin at 75.89% in Q1 2026, 21.54% in Q4 2025, and 34.87% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | Umb Financial | 10.94 Bn | 3.00 Bn | - | 75.89% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 75.89% |
| Dec 31, 2025 | 21.54% |
| Sep 30, 2025 | 34.87% |
| Jun 30, 2025 | 94.75% |
| Mar 31, 2025 | 16.50% |
| Dec 31, 2024 | -88.65% |
| Sep 30, 2024 | 53.31% |
| Jun 30, 2024 | 50.48% |
| Mar 31, 2024 | 33.58% |
| Dec 31, 2023 | 48.98% |
| Sep 30, 2023 | 51.68% |
| Jun 30, 2023 | 30.25% |
| Mar 31, 2023 | 30.01% |
| Dec 31, 2022 | -82.07% |
| Sep 30, 2022 | 44.49% |
| Jun 30, 2022 | 73.17% |
| Mar 31, 2022 | 57.73% |
| Dec 31, 2021 | -94.90% |
| Sep 30, 2021 | 51.68% |
| Jun 30, 2021 | 32.26% |