Umb Financial (UMBF) EBT Margin (2009 - 2026)
Umb Financial's (UMBF) quarterly EBT Margin came in at 45.04% in Q2 2026, up 513.0% year-over-year from 7.35% in Q2 2025, and little changed quarter-over-quarter from 44.82% in Q1 2026.
Analysis
Umb Financial (UMBF) EBT Margin (2009 - 2026) Analysis & Trends
Umb Financial has disclosed EBT Margin across 18 years of filings, most recently posting 45.04% for Q2 2026.
- In Q2 2026, EBT Margin rose 513.0% year-over-year to 45.04%; the TTM figure through Jun 2026 stood at 40.75% (up 977.0% YoY), while the FY2025 annual figure was 32.99%, down 24.0% from the prior year.
- EBT Margin came in at 45.04% for Q2 2026 at Umb Financial, roughly flat from 44.82% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 45.04% in Q2 2026 to a low of 16.5% in Q1 2025.
- Average EBT Margin over 5 years is 33.97%, with a median of 33.46% recorded in 2022.
- Year-over-year, EBT Margin plunged 1708 bps in 2025 and surged 2831 bps in 2026.
- Over 5 years, EBT Margin stood at 33.41% in 2022, then sank by 35 bps to 21.79% in 2023, then soared by 53 bps to 33.36% in 2024, then advanced by 12 bps to 37.5% in 2025, then climbed by 20 bps to 45.04% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 45.04% in Q2 2026, 44.82% in Q1 2026, and 37.5% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.58 Bn | 950.58 Bn | - | - |
| 2 | Truist Financial | 61.22 Bn | 61.22 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.28 Bn | 25.56 Bn | - | 31.64% |
| 4 | M&T Bank | 34.65 Bn | 34.65 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.56 Bn | 29.04 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.25 Bn | 29.25 Bn | - | 33.07% |
| 7 | Regions Financial | 25.44 Bn | 25.44 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 24.86 Bn | 24.34 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.19 Bn | -24.51 Bn | - | 33.08% |
| 10 | Umb Financial | 10.55 Bn | -1.38 Bn | - | 45.04% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.04% |
| Mar 31, 2026 | 44.82% |
| Dec 31, 2025 | 37.50% |
| Sep 30, 2025 | 34.87% |
| Jun 30, 2025 | 39.91% |
| Mar 31, 2025 | 16.50% |
| Dec 31, 2024 | 33.36% |
| Sep 30, 2024 | 33.41% |
| Jun 30, 2024 | 32.54% |
| Mar 31, 2024 | 33.58% |
| Dec 31, 2023 | 21.79% |
| Sep 30, 2023 | 33.52% |
| Jun 30, 2023 | 30.25% |
| Mar 31, 2023 | 30.01% |
| Dec 31, 2022 | 33.41% |
| Sep 30, 2022 | 30.04% |
| Jun 30, 2022 | 43.28% |
| Mar 31, 2022 | 37.65% |
| Dec 31, 2021 | 29.87% |
| Sep 30, 2021 | 35.82% |