Umb Financial (UMBF) EBT Margin (2009 - 2026)

Umb Financial (UMBF) reported EBT Margin of 75.89% for Q1 2026, up 5939.0% on a YoY basis from 1.26% in Q1 2025, and up 252.41% sequentially from 21.54% in Q4 2025.

Umb Financial (UMBF) EBT Margin (2009 - 2026) Analysis & Trends

Umb Financial (UMBF) has 18 years of EBT Margin data on file, last reported at 75.89% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 5939.0% year-over-year to 75.89%; the trailing twelve-month figure through Mar 2026 stood at 41.84% (down 1337.0% YoY), and the FY2025 full-year result was 32.99%, down 2131.0% from the prior year.
  • EBT Margin rose to 75.89% in Q1 2026, from 21.54% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 94.75% in Q2 2025 to a low of 88.65% in Q4 2024.
  • A 5-year average of 32.15% and a median of 44.49% in 2022 frame the typical range for EBT Margin.
  • Across the five-year window, EBT Margin jumped 13105 bps in 2023 and sank 13763 bps in 2024, its largest moves.
  • Tracing UMBF's EBT Margin over 5 years: stood at 82.07% in 2022, then soared by 160 bps to 48.98% in 2023, then sank by 281 bps to 88.65% in 2024, then soared by 124 bps to 21.54% in 2025, then soared by 252 bps to 75.89% in 2026.
  • Business Quant data shows UMBF's EBT Margin at 75.89% in Q1 2026, 21.54% in Q4 2025, and 34.87% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 558,628.45%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 7.80%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 167.25%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 46.65%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 39.06%
7 First Capital 200.03 Bn 199.69 Bn - 311.44%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 36.05%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 35.47%
10 Umb Financial 10.94 Bn 3.00 Bn - 75.89%

Historic Data

Download Data
DateValue
Mar 31, 2026 75.89%
Dec 31, 2025 21.54%
Sep 30, 2025 34.87%
Jun 30, 2025 94.75%
Mar 31, 2025 16.50%
Dec 31, 2024 -88.65%
Sep 30, 2024 53.31%
Jun 30, 2024 50.48%
Mar 31, 2024 33.58%
Dec 31, 2023 48.98%
Sep 30, 2023 51.68%
Jun 30, 2023 30.25%
Mar 31, 2023 30.01%
Dec 31, 2022 -82.07%
Sep 30, 2022 44.49%
Jun 30, 2022 73.17%
Mar 31, 2022 57.73%
Dec 31, 2021 -94.90%
Sep 30, 2021 51.68%
Jun 30, 2021 32.26%