Umb Financial (UMBF) EBT Margin (2009 - 2026)
Umb Financial (UMBF) posted EBT Margin of 53.18% for Q2 2026, up 0.58% sequentially from 52.87% in Q1 2026, and up 1327.0% YoY from 3.73% in Q2 2025.
Umb Financial (UMBF) EBT Margin (2009 - 2026) Analysis & Trends
Umb Financial has reported EBT Margin for 18 years, with the latest figure at 53.18% in Q2 2026.
- Quarterly EBT Margin rose 1327.0% year-over-year to 53.18% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 44.9% (up 1385.0% YoY) and the FY2025 annual result came in at 32.99%, down 96.0% from the prior year.
- EBT Margin rose to 53.18% in Q2 2026 per UMBF's latest filing, from 52.87% in the prior quarter.
- Over five years, EBT Margin peaked at 53.18% in Q2 2026 and troughed at 16.5% in Q1 2025.
- A 5-year average of 35.08% and a median of 33.63% in 2024 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2025 and 2026: EBT Margin sank 1708 bps in 2025, then surged 3637 bps in 2026.
- Over 5 years, EBT Margin stood at 34.39% in 2022, then sank by 37 bps to 21.79% in 2023, then jumped by 55 bps to 33.69% in 2024, then increased by 7 bps to 36.19% in 2025, then surged by 47 bps to 53.18% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 53.18%, 52.87%, and 36.19% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Umb Financial | 11.09 Bn | -833.36 Mn | - | 45.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 53.18% |
| Mar 31, 2026 | 75.89% |
| Dec 31, 2025 | 21.54% |
| Sep 30, 2025 | 34.87% |
| Jun 30, 2025 | 94.75% |
| Mar 31, 2025 | 16.50% |
| Dec 31, 2024 | -86.40% |
| Sep 30, 2024 | 53.31% |
| Jun 30, 2024 | 50.48% |
| Mar 31, 2024 | 33.58% |
| Dec 31, 2023 | 25.75% |
| Sep 30, 2023 | 51.68% |
| Jun 30, 2023 | 30.25% |
| Mar 31, 2023 | 30.01% |
| Dec 31, 2022 | -100.15% |
| Sep 30, 2022 | 44.49% |
| Jun 30, 2022 | 73.17% |
| Mar 31, 2022 | 57.73% |
| Dec 31, 2021 | -93.90% |
| Sep 30, 2021 | 51.68% |