Umb Financial (UMBF) Times Interest Earned (2009 - 2026)
Umb Financial (UMBF) posted Times Interest Earned of $1.77 for Q2 2026, up 1.21% sequentially from $1.74 in Q1 2026, and up 2.79% YoY from $1.72 in Q2 2025.
Umb Financial (UMBF) Times Interest Earned (2009 - 2026) Analysis & Trends
Umb Financial has reported Times Interest Earned for 18 years, with the latest figure at $1.77 in Q2 2026.
- Quarterly Times Interest Earned rose 2.79% year-over-year to $1.77 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $6.33 (up 324.72% YoY) and the FY2025 annual result came in at $1.59, up 9.46% from the prior year.
- Times Interest Earned improved to $1.77 in Q2 2026 per UMBF's latest filing, from $1.74 in the prior quarter.
- Over five years, Times Interest Earned peaked at $10.64 in Q1 2022 and troughed at $1.27 in Q1 2025.
- A 5-year average of $2.5 and a median of $1.59 in 2023 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2023 and 2026: Times Interest Earned slumped 84.33% in 2023, then jumped 36.96% in 2026.
- Over 5 years, Times Interest Earned stood at $1.94 in 2022, then tumbled by 32.7% to $1.3 in 2023, then increased by 14.98% to $1.5 in 2024, then climbed by 20.0% to $1.8 in 2025, then slipped by 1.87% to $1.77 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $1.77, $1.74, and $1.8 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Umb Financial | 11.03 Bn | -894.90 Mn | - | 2.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.77 |
| Mar 31, 2026 | 1.74 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.59 |
| Jun 30, 2025 | 1.48 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 1.50 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.42 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 2.18 |
| Sep 30, 2022 | 2.63 |
| Jun 30, 2022 | 8.30 |
| Mar 31, 2022 | 10.64 |
| Dec 31, 2021 | 9.12 |
| Sep 30, 2021 | 10.84 |