Umb Financial Corp (UMBF) Times Interest Earned (2009 - 2026)
Umb Financial's Times Interest Earned came in at 2.03 for Q2 2026, up 18.5% from 1.72 a year earlier and up 1.9% from the prior quarter.
Umb Financial Corp (UMBF) Times Interest Earned (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Umb Financial reported Times Interest Earned of 1.83, up 22.4% year-over-year; for FY2025, it came in at 1.59, up 8.5% from FY2024.
- Going back by year, Times Interest Earned was 1.46 in FY2024 (+0.2%), 1.46 in FY2023 (-56.8%), 3.38 in FY2022 (-67.3%) and 10.33 in FY2021 (+91.7%).
- The Q2 2026 figure represents the highest quarterly Times Interest Earned since Q3 2022.
- Year-over-year, Times Interest Earned has increased for five consecutive quarters, with growth averaging 15.0% over the last eight quarters.
- The fastest year-over-year change in Times Interest Earned over five years came in Q1 2026 (growth of 56.7%), and the weakest in Q1 2023 (a decline of 86.1%).
- Business Quant data shows UMBF's Times Interest Earned at 2.00 (Q1 2026), 1.74 (Q4 2025) and 1.59 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.03 |
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.59 |
| Jun 30, 2025 | 1.72 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 1.51 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 2.02 |
| Sep 30, 2022 | 2.63 |
| Jun 30, 2022 | 8.30 |
| Mar 31, 2022 | 11.99 |
| Dec 31, 2021 | 9.93 |
| Sep 30, 2021 | 10.84 |
Umb Financial Corp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UMBF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();