Umb Financial (UMBF) Debt Ratio (2009 - 2026)
Umb Financial recorded quarterly Debt Ratio of 0.05 in Q1 2026, up 8.44% quarter-over-quarter from 0.05 in Q4 2025, and up 35.65% year-over-year from 0.04 in Q1 2025.
Umb Financial's Debt Ratio history runs 18 years deep, the most recent figure standing at 0.05 for Q1 2026.
- In Q1 2026, Debt Ratio rose 35.65% year-over-year to 0.05; the TTM figure through Mar 2026 stood at 0.05 (up 35.65% YoY), while the FY2025 annual figure was 0.05, down 9.3% from the prior year.
- Debt Ratio came in at 0.05 for Q1 2026 at Umb Financial, up from 0.05 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.09 in Q2 2023 to a low of 0.04 in Q1 2025.
- A 5-year average of 0.06 and a median of 0.05 in 2024 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio soared 45.53% in 2023 and plunged 45.81% in 2025, its largest moves.
- Umb Financial's Debt Ratio stood at 0.06 in 2022, then soared by 45.53% to 0.09 in 2023, then slumped by 41.72% to 0.05 in 2024, then decreased by 9.3% to 0.05 in 2025, then advanced by 8.44% to 0.05 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.05, 0.05, and 0.04 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 0.02 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 0.05 |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.01 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.36 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 0.01 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | Umb Financial | 9.98 Bn | 1.79 Bn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.07 |
| Mar 31, 2021 | 0.08 |
| Dec 31, 2020 | 0.07 |
| Sep 30, 2020 | 0.06 |
| Jun 30, 2020 | 0.07 |
| Mar 31, 2020 | 0.07 |
| Dec 31, 2019 | 0.07 |
| Sep 30, 2019 | 0.07 |
| Jun 30, 2019 | 0.07 |
| Mar 31, 2019 | 0.06 |
| Dec 31, 2018 | 0.06 |
| Sep 30, 2018 | 0.06 |
| Jun 30, 2018 | 0.06 |
| Mar 31, 2018 | 0.06 |
| Dec 31, 2017 | 0.06 |
| Sep 30, 2017 | 0.05 |
| Dec 31, 2016 | 0.07 |
| Dec 31, 2015 | 0.10 |
| Dec 31, 2014 | 0.12 |
| Dec 31, 2013 | 0.09 |
| Dec 31, 2012 | 0.12 |
| Mar 31, 2012 | 0.11 |
| Dec 31, 2011 | 0.14 |
| Sep 30, 2011 | 0.11 |
| Jun 30, 2011 | 0.12 |
| Mar 31, 2011 | 0.13 |
| Dec 31, 2010 | 0.17 |
| Dec 31, 2009 | 0.17 |