Umb Financial (UMBF) Debt Ratio (2009 - 2026)

Umb Financial (UMBF) posted Debt Ratio of 0.04 for Q2 2026, down 12.38% sequentially from 0.05 in Q1 2026, and up 5.85% YoY from 0.04 in Q2 2025.

Umb Financial (UMBF) Debt Ratio (2009 - 2026) Analysis & Trends

Umb Financial has reported Debt Ratio for 18 years, with the latest figure at 0.04 in Q2 2026.

Quarterly Debt Ratio rose 5.85% year-over-year to 0.04 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.04 (up 5.85% YoY) and the FY2025 annual result came in at 0.05, down 10.57% from the prior year.
Debt Ratio retreated to 0.04 in Q2 2026 per UMBF's latest filing, from 0.05 in the prior quarter.
Over five years, Debt Ratio peaked at 0.12 in Q1 2023 and troughed at 0.04 in Q1 2025.
A 5-year average of 0.07 and a median of 0.06 in 2022 frame the typical range for Debt Ratio.
The sharpest annual moves came in 2023 and 2025: Debt Ratio surged 73.65% in 2023, then slumped 59.65% in 2025.
Over 5 years, Debt Ratio stood at 0.06 in 2022, then surged by 55.35% to 0.09 in 2023, then tumbled by 43.24% to 0.05 in 2024, then retreated by 10.57% to 0.05 in 2025, then dropped by 6.02% to 0.04 in 2026.
According to Business Quant data, Debt Ratio over the past three periods registered 0.04, 0.05, and 0.05 for Q2 2026, Q1 2026, and Q4 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Hdfc Bank	119.58 Bn	83.39 Bn	-	0.12
2	Pnc Financial Services	97.75 Bn	97.75 Bn	-	0.14
3	Us Bancorp	96.33 Bn	96.33 Bn	-	0.05
4	Lloyds Banking	93.61 Bn	93.91 Bn	-	-
5	NatWest	73.86 Bn	-145.23 Bn	-	0.10
6	Deutsche Bank Aktiengesellschaft	71.72 Bn	-81.60 Bn	-	0.07
7	Nu Holdings	68.51 Bn	54.82 Bn	2.35 Bn	0.01
8	Truist Financial	61.69 Bn	61.69 Bn	-	0.13
9	Fifth Third Bancorp	49.73 Bn	26.00 Bn	-	0.07
10	Umb Financial	11.09 Bn	-833.36 Mn	-	0.04

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