Umb Financial (UMBF) Debt Ratio (2009 - 2026)

Umb Financial (UMBF) reported Debt Ratio of 0.05 for Q1 2026, up 412.07% on a YoY basis from 0.01 in Q1 2025, and up 644.78% sequentially from 0.01 in Q4 2025.

Umb Financial (UMBF) Debt Ratio (2009 - 2026) Analysis & Trends

Umb Financial (UMBF) has 18 years of Debt Ratio data on file, last reported at 0.05 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio rose 412.07% year-over-year to 0.05; the trailing twelve-month figure through Mar 2026 stood at 0.05 (up 412.07% YoY), and the FY2025 full-year result was 0.01, down 15.12% from the prior year.
  • Debt Ratio advanced to 0.05 in Q1 2026, from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.12 in Q1 2023 to a low of 0.01 in Q4 2025.
  • A 5-year average of 0.04 and a median of 0.04 in 2025 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio soared 1658.5% in 2023 and sank 91.39% in 2024, its largest moves.
  • Tracing UMBF's Debt Ratio over 5 years: stood at 0.06 in 2022, then soared by 58.25% to 0.09 in 2023, then sank by 91.39% to 0.01 in 2024, then dropped by 15.12% to 0.01 in 2025, then soared by 644.78% to 0.05 in 2026.
  • Business Quant data shows UMBF's Debt Ratio at 0.05 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Umb Financial 10.94 Bn 3.00 Bn - 0.05

Historic Data

Download Data
DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.04
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.03
Jun 30, 2024 0.04
Mar 31, 2024 0.09
Dec 31, 2023 0.09
Sep 30, 2023 0.06
Jun 30, 2023 0.05
Mar 31, 2023 0.12
Dec 31, 2022 0.06
Sep 30, 2022 0.06
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.07
Sep 30, 2021 0.06
Jun 30, 2021 0.01