Umb Financial (UMBF) Debt Ratio (2009 - 2026)

Umb Financial has disclosed Debt Ratio across 18 years of filings, most recently posting 0.04 for Q2 2026.

• In Q2 2026, Debt Ratio rose 5.71% year-over-year to 0.04; the TTM figure through Jun 2026 stood at 0.04 (up 5.71% YoY), while the FY2025 annual figure was 0.05, down 10.65% from the prior year.
• Debt Ratio came in at 0.04 for Q2 2026 at Umb Financial, down from 0.05 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.19 in Q1 2023 to a low of 0.04 in Q1 2025.
• Average Debt Ratio over 5 years is 0.08, with a median of 0.07 recorded in 2022.
• Year-over-year, Debt Ratio jumped 171.06% in 2023 and plunged 70.57% in 2025.
• Over 5 years, Debt Ratio stood at 0.06 in 2022, then surged by 114.62% to 0.13 in 2023, then sank by 59.5% to 0.05 in 2024, then dropped by 10.65% to 0.05 in 2025, then fell by 5.38% to 0.04 in 2026.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.04 in Q2 2026, 0.05 in Q1 2026, and 0.05 in Q4 2025.