KPIs & Operating Metrics(New)

Umb Financial (UMBF) Debt Ratio (2009 - 2026)

Umb Financial recorded quarterly Debt Ratio of 0.05 in Q1 2026, up 8.44% quarter-over-quarter from 0.05 in Q4 2025, and up 35.65% year-over-year from 0.04 in Q1 2025.

Umb Financial's Debt Ratio history runs 18 years deep, the most recent figure standing at 0.05 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 35.65% year-over-year to 0.05; the TTM figure through Mar 2026 stood at 0.05 (up 35.65% YoY), while the FY2025 annual figure was 0.05, down 9.3% from the prior year.
  • Debt Ratio came in at 0.05 for Q1 2026 at Umb Financial, up from 0.05 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.09 in Q2 2023 to a low of 0.04 in Q1 2025.
  • A 5-year average of 0.06 and a median of 0.05 in 2024 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio soared 45.53% in 2023 and plunged 45.81% in 2025, its largest moves.
  • Umb Financial's Debt Ratio stood at 0.06 in 2022, then soared by 45.53% to 0.09 in 2023, then slumped by 41.72% to 0.05 in 2024, then decreased by 9.3% to 0.05 in 2025, then advanced by 8.44% to 0.05 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.05, 0.05, and 0.04 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 Umb Financial 9.98 Bn 1.79 Bn - 0.05

Historic Data

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DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.05
Sep 30, 2025 0.04
Jun 30, 2025 0.04
Mar 31, 2025 0.04
Dec 31, 2024 0.05
Sep 30, 2024 0.04
Jun 30, 2024 0.08
Mar 31, 2024 0.05
Dec 31, 2023 0.09
Sep 30, 2023 0.04
Jun 30, 2023 0.09
Mar 31, 2023 0.06
Dec 31, 2022 0.06
Sep 30, 2022 0.07
Jun 30, 2022 0.07
Mar 31, 2022 0.07
Dec 31, 2021 0.08
Sep 30, 2021 0.07
Jun 30, 2021 0.07
Mar 31, 2021 0.08
Dec 31, 2020 0.07
Sep 30, 2020 0.06
Jun 30, 2020 0.07
Mar 31, 2020 0.07
Dec 31, 2019 0.07
Sep 30, 2019 0.07
Jun 30, 2019 0.07
Mar 31, 2019 0.06
Dec 31, 2018 0.06
Sep 30, 2018 0.06
Jun 30, 2018 0.06
Mar 31, 2018 0.06
Dec 31, 2017 0.06
Sep 30, 2017 0.05
Dec 31, 2016 0.07
Dec 31, 2015 0.10
Dec 31, 2014 0.12
Dec 31, 2013 0.09
Dec 31, 2012 0.12
Mar 31, 2012 0.11
Dec 31, 2011 0.14
Sep 30, 2011 0.11
Jun 30, 2011 0.12
Mar 31, 2011 0.13
Dec 31, 2010 0.17
Dec 31, 2009 0.17