Umb Financial (UMBF) Gross Margin (2017 - 2019)
Umb Financial (UMBF) posted Gross Margin of 86.59% for Q4 2019, down 4.4% sequentially from 90.58% in Q3 2019, and down 465.0% YoY from 23.72% in Q4 2018.
Umb Financial (UMBF) Gross Margin (2017 - 2019) Analysis & Trends
Umb Financial has reported Gross Margin for 3 years, with the latest figure at 86.59% in Q4 2019.
- Quarterly Gross Margin fell 465.0% year-over-year to 86.59% in Q4 2019, while the trailing twelve-month figure through Dec 2019 was 89.43% (down 122.0% YoY) and the FY2019 annual result came in at 89.43%, down 122.0% from the prior year.
- Gross Margin retreated to 86.59% in Q4 2019 per UMBF's latest filing, from 90.58% in the prior quarter.
- Over five years, Gross Margin peaked at 91.45% in Q1 2018 and troughed at 86.59% in Q4 2019.
- A 3-year average of 90.12% and a median of 90.48% in 2017 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2018 and 2019: Gross Margin surged 102 bps in 2018, then sank 465 bps in 2019.
- Over 3 years, Gross Margin stood at 90.48% in 2017, then increased by 1 bps to 91.24% in 2018, then fell by 5 bps to 86.59% in 2019.
- According to Business Quant data, Gross Margin over the past three periods registered 86.59%, 90.58%, and 90.01% for Q4 2019, Q3 2019, and Q2 2019 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.97 Bn | 84.77 Bn | - | - |
| 2 | Pnc Financial Services | 97.71 Bn | 97.71 Bn | - | - |
| 3 | Us Bancorp | 96.02 Bn | 96.02 Bn | - | - |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.00 Bn | -81.31 Bn | - | - |
| 7 | Nu Holdings | 71.16 Bn | 57.48 Bn | 2.35 Bn | 42.56% |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | - |
| 9 | Fifth Third Bancorp | 49.59 Bn | 25.87 Bn | - | - |
| 10 | Umb Financial | 11.04 Bn | -879.71 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2019 | 52.42% |
| Sep 30, 2019 | -50.67% |
| Jun 30, 2019 | -5.28% |
| Mar 31, 2019 | -43.02% |
| Dec 31, 2018 | 108.17% |
| Sep 30, 2018 | -120.56% |
| Jun 30, 2018 | 45.62% |
| Mar 31, 2018 | 29.23% |
| Dec 31, 2017 | 3,826.55% |
| Sep 30, 2017 | -10.52% |
| Jun 30, 2017 | 64.28% |