Umb Financial (UMBF) Net Margin (2009 - 2026)
Umb Financial recorded quarterly Net Margin of 34.58% in Q1 2026, down 32.3% quarter-over-quarter from 51.08% in Q4 2025, and up 2052.0% year-over-year from 1.61% in Q1 2025.
Umb Financial's Net Margin history runs 18 years deep, the most recent figure standing at 34.58% for Q1 2026.
- In Q1 2026, Net Margin rose 2052.0% year-over-year to 34.58%; the TTM figure through Mar 2026 stood at 36.06% (up 969.0% YoY), while the FY2025 annual figure was 31.8%, up 86.0% from the prior year.
- Net Margin came in at 34.58% for Q1 2026 at Umb Financial, down from 51.08% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 51.08% in Q4 2025 to a low of 14.07% in Q1 2025.
- A 5-year average of 29.92% and a median of 27.15% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin sank 1359 bps in 2025 and surged 2052 bps in 2026, its largest moves.
- Umb Financial's Net Margin stood at 25.32% in 2022, then jumped by 42 bps to 35.88% in 2023, then rose by 17 bps to 42.09% in 2024, then grew by 21 bps to 51.08% in 2025, then tumbled by 32 bps to 34.58% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 34.58%, 51.08%, and 26.59% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Umb Financial | 9.98 Bn | 1.79 Bn | - | 34.58% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 34.58% |
| Dec 31, 2025 | 51.08% |
| Sep 30, 2025 | 26.59% |
| Jun 30, 2025 | 31.25% |
| Mar 31, 2025 | 14.07% |
| Dec 31, 2024 | 42.09% |
| Sep 30, 2024 | 27.00% |
| Jun 30, 2024 | 25.98% |
| Mar 31, 2024 | 27.66% |
| Dec 31, 2023 | 35.88% |
| Sep 30, 2023 | 27.15% |
| Jun 30, 2023 | 24.78% |
| Mar 31, 2023 | 24.86% |
| Dec 31, 2022 | 25.32% |
| Sep 30, 2022 | 24.29% |
| Jun 30, 2022 | 34.29% |
| Mar 31, 2022 | 31.72% |
| Dec 31, 2021 | 23.83% |
| Sep 30, 2021 | 29.74% |
| Jun 30, 2021 | 26.28% |
| Mar 31, 2021 | 30.57% |
| Dec 31, 2020 | 36.96% |
| Sep 30, 2020 | 24.58% |
| Jun 30, 2020 | 20.27% |
| Mar 31, 2020 | -1.26% |
| Dec 31, 2019 | 397.06% |
| Sep 30, 2019 | 216.53% |
| Jun 30, 2019 | 103,561.82% |
| Mar 31, 2019 | 216.36% |
| Sep 30, 2018 | -3.95% |
| Jun 30, 2018 | 2.93% |
| Mar 31, 2018 | -304.65% |
| Dec 31, 2017 | 229.16% |
| Sep 30, 2017 | -14.66% |
| Jun 30, 2017 | -9.29% |
| Mar 31, 2017 | 0.93% |
| Dec 31, 2016 | -0.20% |
| Sep 30, 2016 | 1.11% |
| Jun 30, 2016 | 0.47% |
| Mar 31, 2016 | 17.40% |
| Dec 31, 2015 | -0.60% |
| Sep 30, 2015 | 10.25% |
| Jun 30, 2015 | 13.93% |
| Mar 31, 2015 | 15.66% |
| Dec 31, 2014 | 13.07% |
| Sep 30, 2014 | 16.65% |
| Jun 30, 2014 | 15.75% |
| Mar 31, 2014 | 11.09% |
| Dec 31, 2013 | 16.09% |
| Sep 30, 2013 | 16.62% |
| Jun 30, 2013 | 15.28% |
| Mar 31, 2013 | 17.43% |
| Dec 31, 2012 | 17.96% |
| Sep 30, 2012 | 24.87% |
| Jun 30, 2012 | 28.15% |
| Mar 31, 2012 | 39.55% |
| Dec 31, 2011 | 20.81% |
| Sep 30, 2011 | 25.66% |
| Jun 30, 2011 | 24.96% |
| Mar 31, 2011 | 30.23% |
| Dec 31, 2010 | 10.97% |
| Sep 30, 2010 | 13.52% |
| Jun 30, 2010 | 13.80% |
| Mar 31, 2010 | 16.14% |
| Dec 31, 2009 | 14.81% |
| Sep 30, 2009 | 15.34% |
| Jun 30, 2009 | 12.56% |
| Mar 31, 2009 | 15.68% |