Umb Financial (UMBF) Net Margin (2009 - 2026)

Umb Financial has disclosed Net Margin across 18 years of filings, most recently posting 34.93% for Q2 2026.

• In Q2 2026, Net Margin rose 368.0% year-over-year to 34.93%; the TTM figure through Jun 2026 stood at 31.45% (up 641.0% YoY), while the FY2025 annual figure was 25.81%, down 127.0% from the prior year.
• Net Margin came in at 34.93% for Q2 2026 at Umb Financial, up from 34.58% in the prior quarter.
• In the past five years, Net Margin ranged from a high of 34.93% in Q2 2026 to a low of 13.62% in Q4 2023.
• Average Net Margin over 5 years is 26.86%, with a median of 27.07% recorded in 2023.
• Year-over-year, Net Margin sank 1359 bps in 2025 and surged 2052 bps in 2026.
• Over 5 years, Net Margin stood at 23.95% in 2022, then sank by 43 bps to 13.62% in 2023, then jumped by 103 bps to 27.64% in 2024, then climbed by 5 bps to 29.07% in 2025, then increased by 20 bps to 34.93% in 2026.
• Per Business Quant data, the three most recent Net Margin figures were 34.93% in Q2 2026, 34.58% in Q1 2026, and 29.07% in Q4 2025.