Umb Financial (UMBF) Net Margin (2009 - 2026)
Umb Financial (UMBF) reported Net Margin of 58.56% for Q1 2026, up 4449.0% on a YoY basis from 1.29% in Q1 2025, and up 99.62% sequentially from 29.34% in Q4 2025.
Umb Financial (UMBF) Net Margin (2009 - 2026) Analysis & Trends
Umb Financial (UMBF) has 18 years of Net Margin data on file, last reported at 58.56% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 4449.0% year-over-year to 58.56%; the trailing twelve-month figure through Mar 2026 stood at 38.33% (down 1387.0% YoY), and the FY2025 full-year result was 31.8%, down 1876.0% from the prior year.
- Net Margin grew to 58.56% in Q1 2026, from 29.34% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 82.6% in Q4 2023 to a low of 126.77% in Q4 2022.
- A 5-year average of 23.05% and a median of 35.98% in 2022 frame the typical range for Net Margin.
- Across the five-year window, Net Margin jumped 20937 bps in 2023 and slumped 19446 bps in 2024, its largest moves.
- Tracing UMBF's Net Margin over 5 years: stood at 126.77% in 2022, then surged by 165 bps to 82.6% in 2023, then plunged by 235 bps to 111.87% in 2024, then jumped by 126 bps to 29.34% in 2025, then soared by 100 bps to 58.56% in 2026.
- Business Quant data shows UMBF's Net Margin at 58.56% in Q1 2026, 29.34% in Q4 2025, and 26.59% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Umb Financial | 10.94 Bn | 3.00 Bn | - | 58.56% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 58.56% |
| Dec 31, 2025 | 29.34% |
| Sep 30, 2025 | 26.59% |
| Jun 30, 2025 | 74.20% |
| Mar 31, 2025 | 14.07% |
| Dec 31, 2024 | -111.87% |
| Sep 30, 2024 | 43.08% |
| Jun 30, 2024 | 40.31% |
| Mar 31, 2024 | 27.66% |
| Dec 31, 2023 | 82.60% |
| Sep 30, 2023 | 41.86% |
| Jun 30, 2023 | 24.78% |
| Mar 31, 2023 | 24.86% |
| Dec 31, 2022 | -126.77% |
| Sep 30, 2022 | 35.98% |
| Jun 30, 2022 | 57.98% |
| Mar 31, 2022 | 48.64% |
| Dec 31, 2021 | -62.16% |
| Sep 30, 2021 | 42.90% |
| Jun 30, 2021 | 26.28% |