Umb Financial (UMBF) Net Margin (2009 - 2026)
Umb Financial's (UMBF) quarterly Net Margin came in at 34.58% in Q1 2026, up 2052.0% year-on-year from 1.61% in Q1 2025, and down 32.3% quarter-over-quarter from 51.08% in Q4 2025.
Umb Financial (UMBF) Net Margin (2009 - 2026) Analysis & Trends
Umb Financial has disclosed Net Margin across 18 years of filings, most recently posting 34.58% for Q1 2026.
- Net Margin for Q1 2026 came in at 34.58%, up 2052.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 36.06% (up 969.0% YoY), and the FY2025 annual result was 31.8%, up 86.0% from the prior year.
- Net Margin came in at 34.58% for Q1 2026 at Umb Financial, down from 51.08% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 51.08% in Q4 2025 to a low of 14.07% in Q1 2025.
- The 5-year median for Net Margin is 27.15% (2023), against an average of 29.92%.
- Across the five-year window, Net Margin slumped 1359 bps in 2025 and jumped 2052 bps in 2026, its largest moves.
- Umb Financial's Net Margin stood at 25.32% in 2022, then soared by 42 bps to 35.88% in 2023, then increased by 17 bps to 42.09% in 2024, then climbed by 21 bps to 51.08% in 2025, then plunged by 32 bps to 34.58% in 2026.
- The last three Net Margin figures came in at 34.58% (Q1 2026), 51.08% (Q4 2025), and 26.59% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Umb Financial | 10.29 Bn | 2.11 Bn | - | 34.58% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 34.58% |
| Dec 31, 2025 | 51.08% |
| Sep 30, 2025 | 26.59% |
| Jun 30, 2025 | 31.25% |
| Mar 31, 2025 | 14.07% |
| Dec 31, 2024 | 42.09% |
| Sep 30, 2024 | 27.00% |
| Jun 30, 2024 | 25.98% |
| Mar 31, 2024 | 27.66% |
| Dec 31, 2023 | 35.88% |
| Sep 30, 2023 | 27.15% |
| Jun 30, 2023 | 24.78% |
| Mar 31, 2023 | 24.86% |
| Dec 31, 2022 | 25.32% |
| Sep 30, 2022 | 24.29% |
| Jun 30, 2022 | 34.29% |
| Mar 31, 2022 | 31.72% |
| Dec 31, 2021 | 23.83% |
| Sep 30, 2021 | 29.74% |
| Jun 30, 2021 | 26.28% |