Umb Financial (UMBF) Net Margin (2009 - 2026)

Umb Financial's (UMBF) quarterly Net Margin came in at 34.58% in Q1 2026, up 2052.0% year-on-year from 1.61% in Q1 2025, and down 32.3% quarter-over-quarter from 51.08% in Q4 2025.

Umb Financial (UMBF) Net Margin (2009 - 2026) Analysis & Trends

Umb Financial has disclosed Net Margin across 18 years of filings, most recently posting 34.58% for Q1 2026.

  • Net Margin for Q1 2026 came in at 34.58%, up 2052.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 36.06% (up 969.0% YoY), and the FY2025 annual result was 31.8%, up 86.0% from the prior year.
  • Net Margin came in at 34.58% for Q1 2026 at Umb Financial, down from 51.08% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 51.08% in Q4 2025 to a low of 14.07% in Q1 2025.
  • The 5-year median for Net Margin is 27.15% (2023), against an average of 29.92%.
  • Across the five-year window, Net Margin slumped 1359 bps in 2025 and jumped 2052 bps in 2026, its largest moves.
  • Umb Financial's Net Margin stood at 25.32% in 2022, then soared by 42 bps to 35.88% in 2023, then increased by 17 bps to 42.09% in 2024, then climbed by 21 bps to 51.08% in 2025, then plunged by 32 bps to 34.58% in 2026.
  • The last three Net Margin figures came in at 34.58% (Q1 2026), 51.08% (Q4 2025), and 26.59% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Umb Financial 10.29 Bn 2.11 Bn - 34.58%

Historic Data

Download Data
DateValue
Mar 31, 2026 34.58%
Dec 31, 2025 51.08%
Sep 30, 2025 26.59%
Jun 30, 2025 31.25%
Mar 31, 2025 14.07%
Dec 31, 2024 42.09%
Sep 30, 2024 27.00%
Jun 30, 2024 25.98%
Mar 31, 2024 27.66%
Dec 31, 2023 35.88%
Sep 30, 2023 27.15%
Jun 30, 2023 24.78%
Mar 31, 2023 24.86%
Dec 31, 2022 25.32%
Sep 30, 2022 24.29%
Jun 30, 2022 34.29%
Mar 31, 2022 31.72%
Dec 31, 2021 23.83%
Sep 30, 2021 29.74%
Jun 30, 2021 26.28%