Umb Financial Corp (UMBF) Net Margin (2009 - 2026)
Umb Financial (UMBF) reported Net Margin of 34.93% for Q2 2026, up 3.68 percentage points from 31.25% a year earlier and up 0.35 percentage points from the prior quarter.
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Analysis
Umb Financial Corp (UMBF) Net Margin (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Umb Financial's Net Margin came in at 31.45%, up 6.41 percentage points year-over-year; for FY2025, it was 25.81%, down 1.27 percentage points from FY2024.
- Net Margin has a five-year change of +3.63 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 27.09% in FY2024 (+3.14 pp), 23.94% in FY2023 (-5.46 pp), 29.41% in FY2022 (+1.88 pp) and 27.52% in FY2021 (+5.34 pp).
- The Q2 2026 figure ranks as the highest quarterly Net Margin since Q4 2020.
- Year over year, Net Margin has now increased in each of the last three quarters, with an average year-over-year change of +3.16 percentage points over the last eight quarters.
- The high point for year-over-year Net Margin in five years was Q1 2026 (a gain of 20.52 percentage points); the low point was Q1 2025 (a drop of 13.59 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 34.58% (Q1 2026), 29.07% (Q4 2025) and 26.59% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.93% |
| Mar 31, 2026 | 34.58% |
| Dec 31, 2025 | 29.07% |
| Sep 30, 2025 | 26.59% |
| Jun 30, 2025 | 31.25% |
| Mar 31, 2025 | 14.07% |
| Dec 31, 2024 | 27.64% |
| Sep 30, 2024 | 27.00% |
| Jun 30, 2024 | 25.98% |
| Mar 31, 2024 | 27.66% |
| Dec 31, 2023 | 19.13% |
| Sep 30, 2023 | 27.15% |
| Jun 30, 2023 | 24.78% |
| Mar 31, 2023 | 24.86% |
| Dec 31, 2022 | 27.03% |
| Sep 30, 2022 | 24.29% |
| Jun 30, 2022 | 34.29% |
| Mar 31, 2022 | 31.72% |
| Dec 31, 2021 | 23.83% |
| Sep 30, 2021 | 29.74% |
API Access
Umb Financial Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UMBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();