Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026)
Umb Financial (UMBF) posted Interest Coverage Ratio of 1.77 for Q2 2026, up 1.21% sequentially from 1.74 in Q1 2026, and up 2.79% YoY from 1.72 in Q2 2025.
Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Umb Financial has reported Interest Coverage Ratio for 18 years, with the latest figure at 1.77 in Q2 2026.
- Quarterly Interest Coverage Ratio rose 2.79% year-over-year to 1.77 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 6.33 (up 324.72% YoY) and the FY2025 annual result came in at 1.59, up 9.46% from the prior year.
- Interest Coverage Ratio improved to 1.77 in Q2 2026 per UMBF's latest filing, from 1.74 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 10.64 in Q1 2022 and troughed at 1.27 in Q1 2025.
- A 5-year average of 2.5 and a median of 1.59 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2026: Interest Coverage Ratio slumped 84.33% in 2023, then jumped 36.96% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 1.94 in 2022, then tumbled by 32.7% to 1.3 in 2023, then increased by 14.98% to 1.5 in 2024, then climbed by 20.0% to 1.8 in 2025, then slipped by 1.87% to 1.77 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.77, 1.74, and 1.8 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 97.49 Bn | 97.49 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.91 Bn | 95.91 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.74 Bn | -144.35 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.99 Bn | -81.33 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.00 Bn | 57.31 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.88 Bn | - | 1.90 |
| 10 | Umb Financial | 11.05 Bn | -873.63 Mn | - | 2.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.77 |
| Mar 31, 2026 | 1.74 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.59 |
| Jun 30, 2025 | 1.48 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 1.50 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.42 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 2.18 |
| Sep 30, 2022 | 2.63 |
| Jun 30, 2022 | 8.30 |
| Mar 31, 2022 | 10.64 |
| Dec 31, 2021 | 9.12 |
| Sep 30, 2021 | 10.84 |