Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026)

Umb Financial's (UMBF) quarterly Interest Coverage Ratio came in at 2.0 in Q1 2026, up 56.72% year-on-year from 1.27 in Q1 2025, and up 14.58% quarter-over-quarter from 1.74 in Q4 2025.

Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Umb Financial has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 2.0 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 2.0, up 56.72% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.75 (up 24.38% YoY), and the FY2025 annual result was 0.12, up 26.77% from the prior year.
  • Interest Coverage Ratio came in at 2.0 for Q1 2026 at Umb Financial, up from 1.74 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 11.99 in Q1 2022 to a low of 1.27 in Q1 2025.
  • The 5-year median for Interest Coverage Ratio is 1.59 (2025), against an average of 2.65.
  • Across the five-year window, Interest Coverage Ratio tumbled 86.09% in 2023 and surged 56.72% in 2026, its largest moves.
  • Umb Financial's Interest Coverage Ratio stood at 2.02 in 2022, then sank by 35.4% to 1.3 in 2023, then rose by 15.55% to 1.51 in 2024, then increased by 15.63% to 1.74 in 2025, then climbed by 14.58% to 2.0 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.0 (Q1 2026), 1.74 (Q4 2025), and 1.59 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Umb Financial 10.29 Bn 2.11 Bn - 2.00

Historic Data

Download Data
DateValue
Mar 31, 2026 2.00
Dec 31, 2025 1.74
Sep 30, 2025 1.59
Jun 30, 2025 1.72
Mar 31, 2025 1.27
Dec 31, 2024 1.51
Sep 30, 2024 1.44
Jun 30, 2024 1.43
Mar 31, 2024 1.48
Dec 31, 2023 1.30
Sep 30, 2023 1.48
Jun 30, 2023 1.47
Mar 31, 2023 1.67
Dec 31, 2022 2.02
Sep 30, 2022 2.63
Jun 30, 2022 8.30
Mar 31, 2022 11.99
Dec 31, 2021 9.93
Sep 30, 2021 10.84
Jun 30, 2021 10.28