Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026)
Umb Financial's (UMBF) quarterly Interest Coverage Ratio came in at 2.0 in Q1 2026, up 56.72% year-on-year from 1.27 in Q1 2025, and up 14.58% quarter-over-quarter from 1.74 in Q4 2025.
Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Umb Financial has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 2.0 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.0, up 56.72% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.75 (up 24.38% YoY), and the FY2025 annual result was 0.12, up 26.77% from the prior year.
- Interest Coverage Ratio came in at 2.0 for Q1 2026 at Umb Financial, up from 1.74 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.99 in Q1 2022 to a low of 1.27 in Q1 2025.
- The 5-year median for Interest Coverage Ratio is 1.59 (2025), against an average of 2.65.
- Across the five-year window, Interest Coverage Ratio tumbled 86.09% in 2023 and surged 56.72% in 2026, its largest moves.
- Umb Financial's Interest Coverage Ratio stood at 2.02 in 2022, then sank by 35.4% to 1.3 in 2023, then rose by 15.55% to 1.51 in 2024, then increased by 15.63% to 1.74 in 2025, then climbed by 14.58% to 2.0 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.0 (Q1 2026), 1.74 (Q4 2025), and 1.59 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Umb Financial | 10.29 Bn | 2.11 Bn | - | 2.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.59 |
| Jun 30, 2025 | 1.72 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 1.51 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 2.02 |
| Sep 30, 2022 | 2.63 |
| Jun 30, 2022 | 8.30 |
| Mar 31, 2022 | 11.99 |
| Dec 31, 2021 | 9.93 |
| Sep 30, 2021 | 10.84 |
| Jun 30, 2021 | 10.28 |