Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026)
Umb Financial (UMBF) reported Interest Coverage Ratio of 1.74 for Q1 2026, up 36.96% on a YoY basis from 1.27 in Q1 2025, and little changed sequentially from 1.74 in Q4 2025.
Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Umb Financial (UMBF) has 18 years of Interest Coverage Ratio data on file, last reported at 1.74 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 36.96% year-over-year to 1.74; the trailing twelve-month figure through Mar 2026 stood at 6.52 (up 363.69% YoY), and the FY2025 full-year result was 1.59, up 9.46% from the prior year.
- Interest Coverage Ratio steadied at 1.74 in Q1 2026, from 1.74 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 10.64 in Q1 2022 to a low of 1.24 in Q4 2023.
- A 5-year average of 2.53 and a median of 1.51 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio plunged 84.33% in 2023 and surged 36.96% in 2026, its largest moves.
- Tracing UMBF's Interest Coverage Ratio over 5 years: stood at 1.94 in 2022, then tumbled by 36.13% to 1.24 in 2023, then increased by 21.76% to 1.51 in 2024, then grew by 15.63% to 1.74 in 2025, then increased by 0.12% to 1.74 in 2026.
- Business Quant data shows UMBF's Interest Coverage Ratio at 1.74 in Q1 2026, 1.74 in Q4 2025, and 1.59 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Umb Financial | 10.78 Bn | 2.84 Bn | - | 1.74 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.74 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.59 |
| Jun 30, 2025 | 1.48 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 1.51 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 1.94 |
| Sep 30, 2022 | 2.63 |
| Jun 30, 2022 | 8.30 |
| Mar 31, 2022 | 10.64 |
| Dec 31, 2021 | 9.93 |
| Sep 30, 2021 | 10.84 |
| Jun 30, 2021 | 10.28 |