Umb Financial (UMBF) Interest Coverage Ratio (2009 - 2026)
Umb Financial recorded quarterly Interest Coverage Ratio of 2.0 in Q1 2026, up 14.58% quarter-over-quarter from 1.74 in Q4 2025, and up 56.72% year-over-year from 1.27 in Q1 2025.
Umb Financial's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.0 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 56.72% year-over-year to 2.0; the TTM figure through Mar 2026 stood at 1.75 (up 24.38% YoY), while the FY2025 annual figure was 0.12, up 26.77% from the prior year.
- Interest Coverage Ratio came in at 2.0 for Q1 2026 at Umb Financial, up from 1.74 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.99 in Q1 2022 to a low of 1.27 in Q1 2025.
- A 5-year average of 2.65 and a median of 1.59 in 2025 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio slumped 86.09% in 2023 and soared 56.72% in 2026, its largest moves.
- Umb Financial's Interest Coverage Ratio stood at 2.02 in 2022, then plunged by 35.4% to 1.3 in 2023, then gained by 15.55% to 1.51 in 2024, then rose by 15.63% to 1.74 in 2025, then grew by 14.58% to 2.0 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.0, 1.74, and 1.59 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Umb Financial | 9.98 Bn | 1.79 Bn | - | 2.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.00 |
| Dec 31, 2025 | 1.74 |
| Sep 30, 2025 | 1.59 |
| Jun 30, 2025 | 1.72 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 1.51 |
| Sep 30, 2024 | 1.44 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.48 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.48 |
| Jun 30, 2023 | 1.47 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 2.02 |
| Sep 30, 2022 | 2.63 |
| Jun 30, 2022 | 8.30 |
| Mar 31, 2022 | 11.99 |
| Dec 31, 2021 | 9.93 |
| Sep 30, 2021 | 10.84 |
| Jun 30, 2021 | 10.28 |
| Mar 31, 2021 | 10.24 |
| Dec 31, 2020 | 16.15 |
| Sep 30, 2020 | 7.60 |
| Jun 30, 2020 | 5.72 |
| Mar 31, 2020 | 0.89 |
| Dec 31, 2019 | -4.44 |
| Sep 30, 2019 | -3.28 |
| Jun 30, 2019 | -3.93 |
| Mar 31, 2019 | -3.54 |
| Dec 31, 2018 | -4.95 |
| Sep 30, 2018 | -5.22 |
| Jun 30, 2018 | -6.69 |
| Mar 31, 2018 | -9.08 |
| Dec 31, 2017 | -8.48 |
| Sep 30, 2017 | -9.91 |
| Jun 30, 2017 | -11.13 |
| Mar 31, 2017 | 6.25 |
| Dec 31, 2016 | 8.19 |
| Sep 30, 2016 | 7.89 |
| Jun 30, 2016 | 8.26 |
| Mar 31, 2016 | 8.88 |
| Dec 31, 2015 | 2.74 |
| Sep 30, 2015 | 6.85 |
| Jun 30, 2015 | 9.83 |
| Mar 31, 2015 | 14.39 |
| Dec 31, 2014 | 12.13 |
| Sep 30, 2014 | 15.69 |
| Jun 30, 2014 | 14.53 |
| Mar 31, 2014 | 9.79 |
| Dec 31, 2013 | 15.94 |
| Sep 30, 2013 | 14.41 |
| Jun 30, 2013 | 11.45 |
| Mar 31, 2013 | 11.89 |
| Dec 31, 2012 | 7.27 |
| Sep 30, 2012 | 8.86 |
| Jun 30, 2012 | 9.32 |
| Mar 31, 2012 | 12.51 |
| Dec 31, 2011 | 6.04 |
| Sep 30, 2011 | 6.51 |
| Jun 30, 2011 | 6.52 |
| Mar 31, 2011 | 6.79 |
| Dec 31, 2010 | 4.46 |
| Sep 30, 2010 | 4.54 |
| Jun 30, 2010 | 4.59 |
| Mar 31, 2010 | 4.54 |
| Dec 31, 2009 | 3.53 |
| Sep 30, 2009 | 3.52 |
| Jun 30, 2009 | 2.94 |
| Mar 31, 2009 | 3.12 |