Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026)
Umb Financial recorded quarterly FCF Payout Ratio of 0.11 in Q1 2026, down 73.94% quarter-over-quarter from 0.43 in Q4 2025, and up 30.58% year-over-year from 0.09 in Q1 2025.
Umb Financial's FCF Payout Ratio history runs 14 years deep, the most recent figure standing at 0.11 for Q1 2026.
- In Q1 2026, FCF Payout Ratio rose 30.58% year-over-year to 0.11; the TTM figure through Mar 2026 stood at 0.15 (down 16.03% YoY), while the FY2025 annual figure was 0.14, down 63.1% from the prior year.
- FCF Payout Ratio came in at 0.11 for Q1 2026 at Umb Financial, down from 0.43 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.43 in Q4 2025 to a low of 2.4 in Q1 2023.
- A 5-year average of 0.01 and a median of 0.12 in 2025 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio tumbled 2615.53% in 2023 and jumped 268.15% in 2025, its largest moves.
- Umb Financial's FCF Payout Ratio stood at 0.15 in 2022, then surged by 49.53% to 0.22 in 2023, then slumped by 213.78% to 0.25 in 2024, then surged by 268.15% to 0.43 in 2025, then sank by 73.94% to 0.11 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.11, 0.43, and 0.13 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | Umb Financial | 9.98 Bn | 1.79 Bn | - | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.43 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | -0.25 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -2.40 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.12 |
| Sep 30, 2021 | 0.10 |
| Jun 30, 2021 | 0.30 |
| Mar 31, 2021 | 0.14 |
| Dec 31, 2020 | 0.11 |
| Sep 30, 2020 | 0.15 |
| Jun 30, 2020 | 0.20 |
| Mar 31, 2020 | -1.82 |
| Dec 31, 2019 | 0.12 |
| Sep 30, 2019 | 0.47 |
| Jun 30, 2019 | 0.20 |
| Mar 31, 2019 | 0.41 |
| Dec 31, 2018 | 0.29 |
| Sep 30, 2018 | 0.13 |
| Jun 30, 2018 | 0.22 |
| Mar 31, 2018 | 1.32 |
| Dec 31, 2017 | 0.19 |
| Sep 30, 2017 | 0.11 |
| Jun 30, 2017 | 0.13 |
| Mar 31, 2017 | 1.09 |
| Dec 31, 2016 | 0.11 |
| Mar 31, 2012 | 2.54 |
| Dec 31, 2011 | 0.12 |
| Sep 30, 2011 | 3.05 |
| Jun 30, 2011 | 0.20 |
| Mar 31, 2011 | 0.12 |
| Dec 31, 2010 | 0.28 |
| Sep 30, 2010 | 0.20 |
| Jun 30, 2010 | 0.19 |
| Mar 31, 2010 | 0.17 |