Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026)
Umb Financial (UMBF) posted FCF Payout Ratio of 0.12 for Q2 2026, up 4.83% sequentially from 0.11 in Q1 2026, and down 2.69% YoY from 0.12 in Q2 2025.
Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Umb Financial has reported FCF Payout Ratio for 14 years, with the latest figure at 0.12 in Q2 2026.
- Quarterly FCF Payout Ratio fell 2.69% year-over-year to 0.12 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.15 (down 4.19% YoY) and the FY2025 annual result came in at 0.14, down 63.1% from the prior year.
- FCF Payout Ratio climbed to 0.12 in Q2 2026 per UMBF's latest filing, from 0.11 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.43 in Q4 2025 and troughed at 2.4 in Q1 2023.
- A 5-year average of 0.01 and a median of 0.12 in 2026 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2023 and 2025: FCF Payout Ratio plunged 2615.53% in 2023, then surged 268.15% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.15 in 2022, then soared by 49.2% to 0.22 in 2023, then plunged by 216.61% to 0.25 in 2024, then soared by 268.15% to 0.43 in 2025, then slumped by 72.68% to 0.12 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.12, 0.11, and 0.43 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Umb Financial | 11.03 Bn | -894.90 Mn | - | 0.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.12 |
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.43 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | -0.25 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -2.38 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.10 |