Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026)

Umb Financial's (UMBF) quarterly FCF Payout Ratio came in at 0.11 in Q1 2026, up 30.58% year-on-year from 0.09 in Q1 2025, and down 73.94% quarter-over-quarter from 0.43 in Q4 2025.

Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Umb Financial has disclosed FCF Payout Ratio across 14 years of filings, most recently posting 0.11 for Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.11, up 30.58% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.15 (down 16.03% YoY), and the FY2025 annual result was 0.14, down 63.1% from the prior year.
  • FCF Payout Ratio came in at 0.11 for Q1 2026 at Umb Financial, down from 0.43 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.43 in Q4 2025 to a low of 2.4 in Q1 2023.
  • The 5-year median for FCF Payout Ratio is 0.12 (2025), against an average of 0.01.
  • Across the five-year window, FCF Payout Ratio plunged 2615.53% in 2023 and soared 268.15% in 2025, its largest moves.
  • Umb Financial's FCF Payout Ratio stood at 0.15 in 2022, then jumped by 49.53% to 0.22 in 2023, then tumbled by 213.78% to 0.25 in 2024, then jumped by 268.15% to 0.43 in 2025, then slumped by 73.94% to 0.11 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.11 (Q1 2026), 0.43 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - 5.86
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 0.18
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Umb Financial 10.19 Bn 2.00 Bn - 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.43
Sep 30, 2025 0.13
Jun 30, 2025 0.12
Mar 31, 2025 0.09
Dec 31, 2024 -0.25
Sep 30, 2024 0.16
Jun 30, 2024 0.19
Mar 31, 2024 0.35
Dec 31, 2023 0.22
Sep 30, 2023 0.08
Jun 30, 2023 0.13
Mar 31, 2023 -2.40
Dec 31, 2022 0.15
Sep 30, 2022 0.09
Jun 30, 2022 0.09
Mar 31, 2022 0.10
Dec 31, 2021 0.12
Sep 30, 2021 0.10
Jun 30, 2021 0.30