Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026)
Umb Financial (UMBF) reported FCF Payout Ratio of 0.11 for Q1 2026, up 30.58% on a YoY basis from 0.09 in Q1 2025, and down 73.94% sequentially from 0.43 in Q4 2025.
Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Umb Financial (UMBF) has 14 years of FCF Payout Ratio data on file, last reported at 0.11 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 30.58% year-over-year to 0.11; the trailing twelve-month figure through Mar 2026 stood at 0.15 (down 16.03% YoY), and the FY2025 full-year result was 0.14, down 63.1% from the prior year.
- FCF Payout Ratio retreated to 0.11 in Q1 2026, from 0.43 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.43 in Q4 2025 to a low of 2.38 in Q1 2023.
- A 5-year average of 0.01 and a median of 0.12 in 2025 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio sank 2605.36% in 2023 and soared 268.15% in 2025, its largest moves.
- Tracing UMBF's FCF Payout Ratio over 5 years: stood at 0.14 in 2022, then surged by 54.12% to 0.22 in 2023, then plunged by 213.78% to 0.25 in 2024, then soared by 268.15% to 0.43 in 2025, then tumbled by 73.94% to 0.11 in 2026.
- Business Quant data shows UMBF's FCF Payout Ratio at 0.11 in Q1 2026, 0.43 in Q4 2025, and 0.13 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Umb Financial | 10.94 Bn | 3.00 Bn | - | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.43 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | -0.25 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -2.38 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.10 |
| Jun 30, 2021 | 0.30 |