Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026)

Umb Financial (UMBF) reported FCF Payout Ratio of 0.11 for Q1 2026, up 30.58% on a YoY basis from 0.09 in Q1 2025, and down 73.94% sequentially from 0.43 in Q4 2025.

Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Umb Financial (UMBF) has 14 years of FCF Payout Ratio data on file, last reported at 0.11 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 30.58% year-over-year to 0.11; the trailing twelve-month figure through Mar 2026 stood at 0.15 (down 16.03% YoY), and the FY2025 full-year result was 0.14, down 63.1% from the prior year.
  • FCF Payout Ratio retreated to 0.11 in Q1 2026, from 0.43 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.43 in Q4 2025 to a low of 2.38 in Q1 2023.
  • A 5-year average of 0.01 and a median of 0.12 in 2025 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio sank 2605.36% in 2023 and soared 268.15% in 2025, its largest moves.
  • Tracing UMBF's FCF Payout Ratio over 5 years: stood at 0.14 in 2022, then surged by 54.12% to 0.22 in 2023, then plunged by 213.78% to 0.25 in 2024, then soared by 268.15% to 0.43 in 2025, then tumbled by 73.94% to 0.11 in 2026.
  • Business Quant data shows UMBF's FCF Payout Ratio at 0.11 in Q1 2026, 0.43 in Q4 2025, and 0.13 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Umb Financial 10.94 Bn 3.00 Bn - 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.43
Sep 30, 2025 0.13
Jun 30, 2025 0.12
Mar 31, 2025 0.09
Dec 31, 2024 -0.25
Sep 30, 2024 0.16
Jun 30, 2024 0.19
Mar 31, 2024 0.35
Dec 31, 2023 0.22
Sep 30, 2023 0.08
Jun 30, 2023 0.13
Mar 31, 2023 -2.38
Dec 31, 2022 0.14
Sep 30, 2022 0.09
Jun 30, 2022 0.09
Mar 31, 2022 0.10
Dec 31, 2021 0.11
Sep 30, 2021 0.10
Jun 30, 2021 0.30