Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026)
Umb Financial's (UMBF) quarterly FCF Payout Ratio came in at 0.11 in Q1 2026, up 30.58% year-on-year from 0.09 in Q1 2025, and down 73.94% quarter-over-quarter from 0.43 in Q4 2025.
Umb Financial (UMBF) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Umb Financial has disclosed FCF Payout Ratio across 14 years of filings, most recently posting 0.11 for Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.11, up 30.58% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.15 (down 16.03% YoY), and the FY2025 annual result was 0.14, down 63.1% from the prior year.
- FCF Payout Ratio came in at 0.11 for Q1 2026 at Umb Financial, down from 0.43 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.43 in Q4 2025 to a low of 2.4 in Q1 2023.
- The 5-year median for FCF Payout Ratio is 0.12 (2025), against an average of 0.01.
- Across the five-year window, FCF Payout Ratio plunged 2615.53% in 2023 and soared 268.15% in 2025, its largest moves.
- Umb Financial's FCF Payout Ratio stood at 0.15 in 2022, then jumped by 49.53% to 0.22 in 2023, then tumbled by 213.78% to 0.25 in 2024, then jumped by 268.15% to 0.43 in 2025, then slumped by 73.94% to 0.11 in 2026.
- The last three FCF Payout Ratio figures came in at 0.11 (Q1 2026), 0.43 (Q4 2025), and 0.13 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Umb Financial | 10.19 Bn | 2.00 Bn | - | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.43 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | -0.25 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.35 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | -2.40 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.12 |
| Sep 30, 2021 | 0.10 |
| Jun 30, 2021 | 0.30 |