Umb Financial UMBF
NASDAQ UMBF
$140.55 -0.17 (-0.12%)
As of: Sep 10, 2026 · 9:46 AM EDT

Umb Financial (UMBF) EBITDA Margin (2009 - 2026)

Umb Financial's (UMBF) quarterly EBITDA Margin came in at 88.59% in Q2 2026, down 696.0% year-over-year from 14.86% in Q2 2025, and down 1.38% quarter-over-quarter from 89.83% in Q1 2026.

Analysis

Umb Financial (UMBF) EBITDA Margin (2009 - 2026) Analysis & Trends

Umb Financial has disclosed EBITDA Margin across 18 years of filings, most recently posting 88.59% for Q2 2026.

  • In Q2 2026, EBITDA Margin fell 696.0% year-over-year to 88.59%; the TTM figure through Jun 2026 stood at 90.12% (down 393.0% YoY), while the FY2025 annual figure was 89.25%, down 1581.0% from the prior year.
  • EBITDA Margin came in at 88.59% for Q2 2026 at Umb Financial, down from 89.83% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 109.82% in Q3 2024 to a low of 41.07% in Q1 2022.
  • Average EBITDA Margin over 5 years is 84.79%, with a median of 91.69% recorded in 2023.
  • Year-over-year, EBITDA Margin jumped 5523 bps in 2023 and sank 2711 bps in 2025.
  • Over 5 years, EBITDA Margin stood at 66.23% in 2022, then surged by 41 bps to 93.56% in 2023, then rose by 6 bps to 99.22% in 2024, then fell by 11 bps to 88.04% in 2025, then advanced by 1 bps to 88.59% in 2026.
  • Per Business Quant data, the three most recent EBITDA Margin figures were 88.59% in Q2 2026, 89.83% in Q1 2026, and 88.04% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Banco Santander Chile 945.33 Bn 945.33 Bn - -
2 Truist Financial 61.38 Bn 61.38 Bn - 79.03%
3 Fifth Third Bancorp 49.41 Bn 25.69 Bn - 66.98%
4 M&T Bank 34.68 Bn 34.68 Bn - 74.68%
5 Huntington Bancshares 33.40 Bn 28.88 Bn - 78.46%
6 Citizens Financial 29.20 Bn 29.20 Bn - 73.02%
7 Regions Financial 25.47 Bn 25.47 Bn - 62.35%
8 First Citizens Bancshares 24.71 Bn 24.19 Bn 29.00 Mn -1,920.27%
9 Keycorp 23.20 Bn -24.50 Bn - 74.44%
10 Umb Financial 10.68 Bn -1.25 Bn - 88.59%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 88.59%
Mar 31, 2026 89.83%
Dec 31, 2025 88.04%
Sep 30, 2025 94.41%
Jun 30, 2025 95.55%
Mar 31, 2025 76.86%
Dec 31, 2024 99.22%
Sep 30, 2024 109.82%
Jun 30, 2024 107.71%
Mar 31, 2024 103.97%
Dec 31, 2023 93.56%
Sep 30, 2023 103.73%
Jun 30, 2023 95.08%
Mar 31, 2023 74.93%
Dec 31, 2022 66.23%
Sep 30, 2022 48.50%
Jun 30, 2022 49.21%
Mar 31, 2022 41.07%
Dec 31, 2021 33.21%
Sep 30, 2021 39.46%