Umb Financial (UMBF) EBITDA Margin (2009 - 2026)
Umb Financial's (UMBF) quarterly EBITDA Margin came in at 91.63% in Q1 2026, up 1176.0% year-on-year from 7.18% in Q1 2025, and up 1.67% quarter-over-quarter from 90.12% in Q4 2025.
Umb Financial (UMBF) EBITDA Margin (2009 - 2026) Analysis & Trends
Umb Financial has disclosed EBITDA Margin across 18 years of filings, most recently posting 91.63% for Q1 2026.
- EBITDA Margin for Q1 2026 came in at 91.63%, up 1176.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 94.04% (down 596.0% YoY), and the FY2025 annual result was 9.38%, down 149.0% from the prior year.
- EBITDA Margin came in at 91.63% for Q1 2026 at Umb Financial, up from 90.12% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 113.75% in Q3 2024 to a low of 46.51% in Q1 2022.
- The 5-year median for EBITDA Margin is 96.85% (2025), against an average of 88.48%.
- Across the five-year window, EBITDA Margin soared 5488 bps in 2023 and tumbled 2824 bps in 2025, its largest moves.
- Umb Financial's EBITDA Margin stood at 71.35% in 2022, then surged by 37 bps to 98.03% in 2023, then climbed by 5 bps to 102.75% in 2024, then retreated by 12 bps to 90.12% in 2025, then increased by 2 bps to 91.63% in 2026.
- The last three EBITDA Margin figures came in at 91.63% (Q1 2026), 90.12% (Q4 2025), and 96.85% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Umb Financial | 10.29 Bn | 2.11 Bn | - | 91.63% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 91.63% |
| Dec 31, 2025 | 90.12% |
| Sep 30, 2025 | 96.85% |
| Jun 30, 2025 | 97.94% |
| Mar 31, 2025 | 79.87% |
| Dec 31, 2024 | 102.75% |
| Sep 30, 2024 | 113.75% |
| Jun 30, 2024 | 111.71% |
| Mar 31, 2024 | 108.11% |
| Dec 31, 2023 | 98.03% |
| Sep 30, 2023 | 108.57% |
| Jun 30, 2023 | 99.78% |
| Mar 31, 2023 | 79.72% |
| Dec 31, 2022 | 71.35% |
| Sep 30, 2022 | 53.69% |
| Jun 30, 2022 | 53.77% |
| Mar 31, 2022 | 46.51% |
| Dec 31, 2021 | 39.25% |
| Sep 30, 2021 | 45.67% |
| Jun 30, 2021 | 41.51% |