Umb Financial (UMBF) EBITDA Margin (2009 - 2026)

Umb Financial's (UMBF) quarterly EBITDA Margin came in at 91.63% in Q1 2026, up 1176.0% year-on-year from 7.18% in Q1 2025, and up 1.67% quarter-over-quarter from 90.12% in Q4 2025.

Umb Financial (UMBF) EBITDA Margin (2009 - 2026) Analysis & Trends

Umb Financial has disclosed EBITDA Margin across 18 years of filings, most recently posting 91.63% for Q1 2026.

  • EBITDA Margin for Q1 2026 came in at 91.63%, up 1176.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 94.04% (down 596.0% YoY), and the FY2025 annual result was 9.38%, down 149.0% from the prior year.
  • EBITDA Margin came in at 91.63% for Q1 2026 at Umb Financial, up from 90.12% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 113.75% in Q3 2024 to a low of 46.51% in Q1 2022.
  • The 5-year median for EBITDA Margin is 96.85% (2025), against an average of 88.48%.
  • Across the five-year window, EBITDA Margin soared 5488 bps in 2023 and tumbled 2824 bps in 2025, its largest moves.
  • Umb Financial's EBITDA Margin stood at 71.35% in 2022, then surged by 37 bps to 98.03% in 2023, then climbed by 5 bps to 102.75% in 2024, then retreated by 12 bps to 90.12% in 2025, then increased by 2 bps to 91.63% in 2026.
  • The last three EBITDA Margin figures came in at 91.63% (Q1 2026), 90.12% (Q4 2025), and 96.85% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 515.04%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Umb Financial 10.29 Bn 2.11 Bn - 91.63%

Historic Data

Download Data
DateValue
Mar 31, 2026 91.63%
Dec 31, 2025 90.12%
Sep 30, 2025 96.85%
Jun 30, 2025 97.94%
Mar 31, 2025 79.87%
Dec 31, 2024 102.75%
Sep 30, 2024 113.75%
Jun 30, 2024 111.71%
Mar 31, 2024 108.11%
Dec 31, 2023 98.03%
Sep 30, 2023 108.57%
Jun 30, 2023 99.78%
Mar 31, 2023 79.72%
Dec 31, 2022 71.35%
Sep 30, 2022 53.69%
Jun 30, 2022 53.77%
Mar 31, 2022 46.51%
Dec 31, 2021 39.25%
Sep 30, 2021 45.67%
Jun 30, 2021 41.51%