Umb Financial (UMBF) EBITDA Margin (2010 - 2026)
Umb Financial's EBITDA Margin was 93.10% in Q2 2026, down 7.96 percentage points from 101.06% a year earlier and down 1.47 percentage points from the prior quarter.
Powered by 
Analysis
Umb Financial (UMBF) EBITDA Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Umb Financial's EBITDA Margin was 95.08% through Jun 30, 2026, down 3.41 percentage points year-over-year; for FY2025, it came in at 94.59%, down 13.71 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +57.50 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 108.30% in FY2024 (+12.61 pp), 95.69% in FY2023 (+40.53 pp), 55.16% in FY2022 (+13.78 pp) and 41.38% in FY2021 (+4.29 pp).
- The Q2 2026 figure marks the lowest quarterly EBITDA Margin since Q1 2025.
- Compared with a year earlier, EBITDA Margin was higher in three of the last eight quarters, with an average year-over-year change of -5.37 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q3 2023 (a gain of 55.57 percentage points); the worst was Q1 2025 (a drop of 25.36 percentage points).
- Per Business Quant data, UMBF's EBITDA Margin in the three quarters before Q2 2026 was 94.58% (Q1 2026), 93.23% (Q4 2025) and 99.86% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 95.81% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 95.10% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 101.52% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 142.03% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 133.57% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 92.35% |
| 10 | Umb Financial | 10.01 Bn | 3.35 Bn | - | 93.10% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 93.10% |
| Mar 31, 2026 | 94.58% |
| Dec 31, 2025 | 93.23% |
| Sep 30, 2025 | 99.86% |
| Jun 30, 2025 | 101.06% |
| Mar 31, 2025 | 82.07% |
| Dec 31, 2024 | 102.15% |
| Sep 30, 2024 | 113.00% |
| Jun 30, 2024 | 111.11% |
| Mar 31, 2024 | 107.44% |
| Dec 31, 2023 | 97.37% |
| Sep 30, 2023 | 107.81% |
| Jun 30, 2023 | 99.11% |
| Mar 31, 2023 | 79.06% |
| Dec 31, 2022 | 70.08% |
| Sep 30, 2022 | 52.24% |
| Jun 30, 2022 | 52.46% |
| Mar 31, 2022 | 45.01% |
| Dec 31, 2021 | 37.47% |
| Sep 30, 2021 | 43.88% |
API Access
Umb Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UMBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();