Umb Financial (UMBF) EBITDA Margin (2009 - 2026)
Umb Financial recorded quarterly EBITDA Margin of 91.63% in Q1 2026, up 1.67% quarter-over-quarter from 90.12% in Q4 2025, and up 1176.0% year-over-year from 7.18% in Q1 2025.
Umb Financial's EBITDA Margin history runs 18 years deep, the most recent figure standing at 91.63% for Q1 2026.
- In Q1 2026, EBITDA Margin rose 1176.0% year-over-year to 91.63%; the TTM figure through Mar 2026 stood at 94.04% (down 596.0% YoY), while the FY2025 annual figure was 9.38%, down 149.0% from the prior year.
- EBITDA Margin came in at 91.63% for Q1 2026 at Umb Financial, up from 90.12% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 113.75% in Q3 2024 to a low of 46.51% in Q1 2022.
- A 5-year average of 88.48% and a median of 96.85% in 2025 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin jumped 5488 bps in 2023 and slumped 2824 bps in 2025, its largest moves.
- Umb Financial's EBITDA Margin stood at 71.35% in 2022, then soared by 37 bps to 98.03% in 2023, then grew by 5 bps to 102.75% in 2024, then decreased by 12 bps to 90.12% in 2025, then rose by 2 bps to 91.63% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 91.63%, 90.12%, and 96.85% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | Umb Financial | 9.98 Bn | 1.79 Bn | - | 91.63% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 91.63% |
| Dec 31, 2025 | 90.12% |
| Sep 30, 2025 | 96.85% |
| Jun 30, 2025 | 97.94% |
| Mar 31, 2025 | 79.87% |
| Dec 31, 2024 | 102.75% |
| Sep 30, 2024 | 113.75% |
| Jun 30, 2024 | 111.71% |
| Mar 31, 2024 | 108.11% |
| Dec 31, 2023 | 98.03% |
| Sep 30, 2023 | 108.57% |
| Jun 30, 2023 | 99.78% |
| Mar 31, 2023 | 79.72% |
| Dec 31, 2022 | 71.35% |
| Sep 30, 2022 | 53.69% |
| Jun 30, 2022 | 53.77% |
| Mar 31, 2022 | 46.51% |
| Dec 31, 2021 | 39.25% |
| Sep 30, 2021 | 45.67% |
| Jun 30, 2021 | 41.51% |
| Mar 31, 2021 | 46.55% |
| Dec 31, 2020 | 53.37% |
| Sep 30, 2020 | 39.34% |
| Jun 30, 2020 | 35.05% |
| Mar 31, 2020 | 19.99% |
| Dec 31, 2019 | -1,027.79% |
| Sep 30, 2019 | -510.49% |
| Jun 30, 2019 | -325,078.18% |
| Mar 31, 2019 | -555.01% |
| Dec 31, 2018 | 1,279.39% |
| Sep 30, 2018 | -3,769.30% |
| Jun 30, 2018 | -2,698.24% |
| Mar 31, 2018 | -53,325.25% |
| Dec 31, 2017 | -277.81% |
| Sep 30, 2017 | -2,149.35% |
| Jun 30, 2017 | -485.71% |
| Mar 31, 2017 | 34.68% |
| Dec 31, 2016 | 34.58% |
| Sep 30, 2016 | 32.15% |
| Jun 30, 2016 | 32.13% |
| Mar 31, 2016 | 33.02% |
| Dec 31, 2015 | 13.17% |
| Sep 30, 2015 | 24.56% |
| Jun 30, 2015 | 27.61% |
| Mar 31, 2015 | 30.58% |
| Dec 31, 2014 | 26.53% |
| Sep 30, 2014 | 30.40% |
| Jun 30, 2014 | 29.75% |
| Mar 31, 2014 | 23.00% |
| Dec 31, 2013 | 29.11% |
| Sep 30, 2013 | 30.59% |
| Jun 30, 2013 | 28.77% |
| Mar 31, 2013 | 32.16% |
| Dec 31, 2012 | 22.90% |
| Sep 30, 2012 | 27.44% |
| Jun 30, 2012 | 30.11% |
| Mar 31, 2012 | 38.46% |
| Dec 31, 2011 | 26.31% |
| Sep 30, 2011 | 29.48% |
| Jun 30, 2011 | 28.76% |
| Mar 31, 2011 | 33.32% |
| Dec 31, 2010 | 27.30% |
| Sep 30, 2010 | 29.54% |
| Jun 30, 2010 | 31.68% |
| Mar 31, 2010 | 35.58% |
| Dec 31, 2009 | 32.95% |
| Sep 30, 2009 | 36.49% |
| Jun 30, 2009 | 34.22% |
| Mar 31, 2009 | 41.18% |