Umb Financial (UMBF) EBITDA Margin (2009 - 2026)
Umb Financial (UMBF) reported EBITDA Margin of 177.9% for Q1 2026, up 10104.0% on a YoY basis from N/an in Q1 2025, and up 251.83% sequentially from 50.57% in Q4 2025.
Umb Financial (UMBF) EBITDA Margin (2009 - 2026) Analysis & Trends
Umb Financial (UMBF) has 18 years of EBITDA Margin data on file, last reported at 177.9% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin rose 10104.0% year-over-year to 177.9%; the trailing twelve-month figure through Mar 2026 stood at 109.19% (down 8170.0% YoY), and the FY2025 full-year result was 89.25%, down 8590.0% from the prior year.
- EBITDA Margin improved to 177.9% in Q1 2026, from 50.57% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 293.92% in Q2 2025 to a low of 263.71% in Q4 2024.
- A 5-year average of 88.87% and a median of 94.41% in 2025 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin soared 42513 bps in 2023 and slumped 51919 bps in 2024, its largest moves.
- Tracing UMBF's EBITDA Margin over 5 years: stood at 169.66% in 2022, then jumped by 251 bps to 255.48% in 2023, then slumped by 203 bps to 263.71% in 2024, then soared by 119 bps to 50.57% in 2025, then jumped by 252 bps to 177.9% in 2026.
- Business Quant data shows UMBF's EBITDA Margin at 177.9% in Q1 2026, 50.57% in Q4 2025, and 94.41% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 579,101.06% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7,561,492.12% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 361.17% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 70.24% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.34% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1,471.89% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 66.28% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 76.58% |
| 10 | Umb Financial | 10.94 Bn | 3.00 Bn | - | 177.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 177.90% |
| Dec 31, 2025 | 50.57% |
| Sep 30, 2025 | 94.41% |
| Jun 30, 2025 | 293.92% |
| Mar 31, 2025 | 76.86% |
| Dec 31, 2024 | -263.71% |
| Sep 30, 2024 | 175.24% |
| Jun 30, 2024 | 167.08% |
| Mar 31, 2024 | 103.97% |
| Dec 31, 2023 | 255.48% |
| Sep 30, 2023 | 159.93% |
| Jun 30, 2023 | 95.08% |
| Mar 31, 2023 | 74.93% |
| Dec 31, 2022 | -169.66% |
| Sep 30, 2022 | 71.83% |
| Jun 30, 2022 | 83.19% |
| Mar 31, 2022 | 63.72% |
| Dec 31, 2021 | -105.52% |
| Sep 30, 2021 | 56.93% |
| Jun 30, 2021 | 35.74% |