Synchrony Financial (SYF) Loans - Net (2013 - 2026)
Synchrony Financial's Loans - Net was $93.01 billion in Q3 2026, up 3.6% from $89.81 billion a year earlier and up 1.2% from the prior quarter.
Powered by 
Analysis
Synchrony Financial (SYF) Loans - Net (2013 - 2026) Analysis & Trends
At the end of FY2025, Loans - Net at Synchrony Financial came in at $93.37 billion, down 0.5% from FY2024.
- Loans - Net shows a five-year compound annual growth rate of 5.5% (FY2020 to FY2025).
- In earlier years, Loans - Net was $93.79 billion in FY2024 (+1.5%), $92.42 billion in FY2023 (+11.4%), $82.94 billion in FY2022 (+15.1%) and $72.05 billion in FY2021 (+0.6%).
- Quarterly Loans - Net has moved between $70.27 billion (Q1 2022) and $93.79 billion (Q4 2024) over five years.
- Compared with a year earlier, Loans - Net has increased for three straight quarters, with growth averaging 0.3% over the last eight quarters.
- The best year-over-year quarter for Loans - Net over five years was Q1 2023 (growth of 16.1%); the worst was Q2 2025 (a decline of 2.3%).
- Per Business Quant data, SYF's Loans - Net in the three quarters before Q3 2026 was $91.9 billion (Q2 2026), $89.66 billion (Q1 2026) and $93.37 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 40.99 Bn | 9.71 Bn | 12.74 Bn | - |
| 2 | Rocket Companies | 35.89 Bn | 35.89 Bn | - | - |
| 3 | Royalty Pharma | 29.95 Bn | 26.91 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 4,106.30 Bn |
| 5 | Affirm Holdings | 24.55 Bn | 18.24 Bn | - | 9.00 Bn |
| 6 | Synchrony Financial | 24.01 Bn | -43.61 Bn | - | 93.01 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.43 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 13.94 Bn | 4.90 Bn | - | 6.87 Bn |
| 9 | Ares Capital | 13.71 Bn | 11.46 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 13.42 Bn | 13.42 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 93.01 Bn |
| Jun 30, 2026 | 91.90 Bn |
| Mar 31, 2026 | 89.66 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Mar 31, 2024 | 90.83 Bn |
| Dec 31, 2023 | 92.42 Bn |
| Sep 30, 2023 | 87.70 Bn |
| Jun 30, 2023 | 85.00 Bn |
| Mar 31, 2023 | 81.61 Bn |
| Dec 31, 2022 | 82.94 Bn |
| Sep 30, 2022 | 76.91 Bn |
| Jun 30, 2022 | 73.87 Bn |
| Mar 31, 2022 | 70.27 Bn |
| Dec 31, 2021 | 72.05 Bn |
API Access
Synchrony Financial Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();