Synchrony Financial (SYF) Loans - Net (2013 - 2026)
Synchrony Financial's (SYF) quarterly Loans - Net came in at $91.9 billion in Q2 2026, up 3.01% YoY from $89.2 billion in Q2 2025, and up 2.5% on a QoQ basis from $89.7 billion in Q1 2026.
Synchrony Financial (SYF) Loans - Net (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Loans - Net data on file, last reported at $91.9 billion in Q2 2026.
- Quarterly Loans - Net rose 3.01% year-over-year to $91.9 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $91.9 billion (up 3.01% YoY) and the FY2025 annual result came in at $93.4 billion, changed 0.45% from the prior year.
- Loans - Net rose to $91.9 billion in Q2 2026, from $89.7 billion in the prior quarter.
- In the past five years, Loans - Net ranged from a high of $93.8 billion in Q4 2024 to a low of $70.3 billion in Q1 2022.
- A 5-year average of $86.7 billion and a median of $89.4 billion in 2025 frame the typical range for Loans - Net.
- Annual changes were most pronounced in 2023 — Loans - Net rose 16.15% — and 2025, when it dropped 2.29%.
- Tracing SYF's Loans - Net over 5 years: stood at $82.9 billion in 2022, then climbed by 11.42% to $92.4 billion in 2023, then grew by 1.49% to $93.8 billion in 2024, then declined by 0.45% to $93.4 billion in 2025, then fell by 1.57% to $91.9 billion in 2026.
- The last three Loans - Net figures came in at $91.9 billion (Q2 2026), $89.7 billion (Q1 2026), and $93.4 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 212.19 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 434.20 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 91.90 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.06 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 1.38 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 140.10 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 91.90 Bn |
| Jun 30, 2026 | 91.90 Bn |
| Mar 31, 2026 | 89.66 Bn |
| Mar 31, 2026 | 89.66 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Mar 31, 2024 | 90.83 Bn |
| Mar 31, 2024 | 90.83 Bn |