Synchrony Financial (SYF) Loans - Net (2013 - 2026)
Synchrony Financial (SYF) posted Loans - Net of $89.7 billion for Q1 2026, down 3.97% quarter-over-quarter from $93.4 billion in Q4 2025, and up 0.99% year-on-year from $88.8 billion in Q1 2025.
Synchrony Financial (SYF) Loans - Net (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Loans - Net for 14 consecutive years, with $89.7 billion the latest figure, recorded in Q1 2026.
- Loans - Net for Q1 2026 came in at $89.7 billion, up 0.99% year-over-year; the trailing twelve-month figure through Mar 2026 was $89.7 billion (up 0.99% YoY), and the FY2025 annual result was $93.4 billion, changed 0.45% from the prior year.
- Loans - Net was $89.7 billion for Q1 2026 at Synchrony Financial, down from $93.4 billion in the prior quarter.
- Over five years, Loans - Net peaked at $93.8 billion in Q4 2024 and troughed at $70.3 billion in Q1 2022.
- Average Loans - Net over 5 years is $86.4 billion, with a median of $89.2 billion recorded in 2025.
- Year-over-year, Loans - Net advanced 16.15% in 2023 and fell 2.29% in 2025.
- Over 5 years, Loans - Net stood at $82.9 billion in 2022, then rose by 11.42% to $92.4 billion in 2023, then gained by 1.49% to $93.8 billion in 2024, then decreased by 0.45% to $93.4 billion in 2025, then decreased by 3.97% to $89.7 billion in 2026.
- Per Business Quant data, the three most recent Loans - Net figures were $89.7 billion in Q1 2026, $93.4 billion in Q4 2025, and $89.8 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 10.54 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 8.06 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 1.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 136.35 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | 76.77 Mn | -20.48 Bn | - | 89.66 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 89.66 Bn |
| Mar 31, 2026 | 89.66 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Mar 31, 2024 | 90.83 Bn |
| Mar 31, 2024 | 90.83 Bn |
| Dec 31, 2023 | 92.42 Bn |
| Dec 31, 2023 | 92.42 Bn |