Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Loans - Net (2013 - 2026)

Synchrony Financial's (SYF) quarterly Loans - Net came in at $91.9 billion in Q2 2026, up 3.01% on a YoY basis from $89.2 billion in Q2 2025, and up 2.5% quarter-over-quarter from $89.7 billion in Q1 2026.

Analysis

Synchrony Financial (SYF) Loans - Net (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Loans - Net for 14 consecutive years, with $91.9 billion the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Loans - Net rose 3.01% year-over-year to $91.9 billion; the trailing twelve-month figure through Jun 2026 stood at $91.9 billion (up 3.01% YoY), and the FY2025 full-year result was $93.4 billion, changed 0.45% from the prior year.
  • Loans - Net climbed to $91.9 billion in Q2 2026 per SYF's latest filing, from $89.7 billion in the prior quarter.
  • Across five years, Loans - Net topped out at $93.8 billion in Q4 2024 and bottomed at $70.3 billion in Q1 2022.
  • Historically, Loans - Net has averaged $86.7 billion across 5 years, with a median of $89.4 billion in 2025.
  • The sharpest annual moves came in 2023 and 2025: Loans - Net gained 16.15% in 2023, then declined 2.29% in 2025.
  • Over 5 years, Loans - Net stood at $82.9 billion in 2022, then increased by 11.42% to $92.4 billion in 2023, then rose by 1.49% to $93.8 billion in 2024, then retreated by 0.45% to $93.4 billion in 2025, then decreased by 1.57% to $91.9 billion in 2026.
  • According to Business Quant data, Loans - Net over the past three periods registered $91.9 billion, $89.7 billion, and $93.4 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 91.90 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 9.00 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - 19.53 Bn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn -
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - 41.15 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 91.90 Bn
Mar 31, 2026 89.66 Bn
Dec 31, 2025 93.37 Bn
Sep 30, 2025 89.81 Bn
Jun 30, 2025 89.21 Bn
Mar 31, 2025 88.78 Bn
Dec 31, 2024 93.79 Bn
Sep 30, 2024 91.16 Bn
Jun 30, 2024 91.30 Bn
Mar 31, 2024 90.83 Bn
Dec 31, 2023 92.42 Bn
Sep 30, 2023 87.70 Bn
Jun 30, 2023 85.00 Bn
Mar 31, 2023 81.61 Bn
Dec 31, 2022 82.94 Bn
Sep 30, 2022 76.91 Bn
Jun 30, 2022 73.87 Bn
Mar 31, 2022 70.27 Bn
Dec 31, 2021 72.05 Bn
Sep 30, 2021 67.77 Bn