Synchrony Financial (SYF) Loans - Net (2013 - 2026)

Synchrony Financial's (SYF) quarterly Loans - Net came in at $91.9 billion in Q2 2026, up 3.01% YoY from $89.2 billion in Q2 2025, and up 2.5% on a QoQ basis from $89.7 billion in Q1 2026.

Synchrony Financial (SYF) Loans - Net (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Loans - Net data on file, last reported at $91.9 billion in Q2 2026.

  • Quarterly Loans - Net rose 3.01% year-over-year to $91.9 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $91.9 billion (up 3.01% YoY) and the FY2025 annual result came in at $93.4 billion, changed 0.45% from the prior year.
  • Loans - Net rose to $91.9 billion in Q2 2026, from $89.7 billion in the prior quarter.
  • In the past five years, Loans - Net ranged from a high of $93.8 billion in Q4 2024 to a low of $70.3 billion in Q1 2022.
  • A 5-year average of $86.7 billion and a median of $89.4 billion in 2025 frame the typical range for Loans - Net.
  • Annual changes were most pronounced in 2023 — Loans - Net rose 16.15% — and 2025, when it dropped 2.29%.
  • Tracing SYF's Loans - Net over 5 years: stood at $82.9 billion in 2022, then climbed by 11.42% to $92.4 billion in 2023, then grew by 1.49% to $93.8 billion in 2024, then declined by 0.45% to $93.4 billion in 2025, then fell by 1.57% to $91.9 billion in 2026.
  • The last three Loans - Net figures came in at $91.9 billion (Q2 2026), $89.7 billion (Q1 2026), and $93.4 billion (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 212.19 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 434.20 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 91.90 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.06 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 1.38 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 140.10 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 91.90 Bn
Jun 30, 2026 91.90 Bn
Mar 31, 2026 89.66 Bn
Mar 31, 2026 89.66 Bn
Dec 31, 2025 93.37 Bn
Dec 31, 2025 93.37 Bn
Sep 30, 2025 89.81 Bn
Sep 30, 2025 89.81 Bn
Jun 30, 2025 89.21 Bn
Jun 30, 2025 89.21 Bn
Mar 31, 2025 88.78 Bn
Mar 31, 2025 88.78 Bn
Dec 31, 2024 93.79 Bn
Dec 31, 2024 93.79 Bn
Sep 30, 2024 91.16 Bn
Sep 30, 2024 91.16 Bn
Jun 30, 2024 91.30 Bn
Jun 30, 2024 91.30 Bn
Mar 31, 2024 90.83 Bn
Mar 31, 2024 90.83 Bn