Synchrony Financial (SYF) Loans - Net (2013 - 2026)

Synchrony Financial (SYF) posted Loans - Net of $89.7 billion for Q1 2026, down 3.97% quarter-over-quarter from $93.4 billion in Q4 2025, and up 0.99% year-on-year from $88.8 billion in Q1 2025.

Synchrony Financial (SYF) Loans - Net (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Loans - Net for 14 consecutive years, with $89.7 billion the latest figure, recorded in Q1 2026.

  • Loans - Net for Q1 2026 came in at $89.7 billion, up 0.99% year-over-year; the trailing twelve-month figure through Mar 2026 was $89.7 billion (up 0.99% YoY), and the FY2025 annual result was $93.4 billion, changed 0.45% from the prior year.
  • Loans - Net was $89.7 billion for Q1 2026 at Synchrony Financial, down from $93.4 billion in the prior quarter.
  • Over five years, Loans - Net peaked at $93.8 billion in Q4 2024 and troughed at $70.3 billion in Q1 2022.
  • Average Loans - Net over 5 years is $86.4 billion, with a median of $89.2 billion recorded in 2025.
  • Year-over-year, Loans - Net advanced 16.15% in 2023 and fell 2.29% in 2025.
  • Over 5 years, Loans - Net stood at $82.9 billion in 2022, then rose by 11.42% to $92.4 billion in 2023, then gained by 1.49% to $93.8 billion in 2024, then decreased by 0.45% to $93.4 billion in 2025, then decreased by 3.97% to $89.7 billion in 2026.
  • Per Business Quant data, the three most recent Loans - Net figures were $89.7 billion in Q1 2026, $93.4 billion in Q4 2025, and $89.8 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Net (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 10.54 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 8.06 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 1.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 136.35 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial 76.77 Mn -20.48 Bn - 89.66 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 89.66 Bn
Mar 31, 2026 89.66 Bn
Dec 31, 2025 93.37 Bn
Dec 31, 2025 93.37 Bn
Sep 30, 2025 89.81 Bn
Sep 30, 2025 89.81 Bn
Jun 30, 2025 89.21 Bn
Jun 30, 2025 89.21 Bn
Mar 31, 2025 88.78 Bn
Mar 31, 2025 88.78 Bn
Dec 31, 2024 93.79 Bn
Dec 31, 2024 93.79 Bn
Sep 30, 2024 91.16 Bn
Sep 30, 2024 91.16 Bn
Jun 30, 2024 91.30 Bn
Jun 30, 2024 91.30 Bn
Mar 31, 2024 90.83 Bn
Mar 31, 2024 90.83 Bn
Dec 31, 2023 92.42 Bn
Dec 31, 2023 92.42 Bn