Synchrony Financial (SYF) Loans - Net (2013 - 2026)
Synchrony Financial's (SYF) quarterly Loans - Net came in at $91.9 billion in Q2 2026, up 3.01% on a YoY basis from $89.2 billion in Q2 2025, and up 2.5% quarter-over-quarter from $89.7 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Loans - Net (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Loans - Net for 14 consecutive years, with $91.9 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Loans - Net rose 3.01% year-over-year to $91.9 billion; the trailing twelve-month figure through Jun 2026 stood at $91.9 billion (up 3.01% YoY), and the FY2025 full-year result was $93.4 billion, changed 0.45% from the prior year.
- Loans - Net climbed to $91.9 billion in Q2 2026 per SYF's latest filing, from $89.7 billion in the prior quarter.
- Across five years, Loans - Net topped out at $93.8 billion in Q4 2024 and bottomed at $70.3 billion in Q1 2022.
- Historically, Loans - Net has averaged $86.7 billion across 5 years, with a median of $89.4 billion in 2025.
- The sharpest annual moves came in 2023 and 2025: Loans - Net gained 16.15% in 2023, then declined 2.29% in 2025.
- Over 5 years, Loans - Net stood at $82.9 billion in 2022, then increased by 11.42% to $92.4 billion in 2023, then rose by 1.49% to $93.8 billion in 2024, then retreated by 0.45% to $93.4 billion in 2025, then decreased by 1.57% to $91.9 billion in 2026.
- According to Business Quant data, Loans - Net over the past three periods registered $91.9 billion, $89.7 billion, and $93.4 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 91.90 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 9.00 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 19.53 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | - |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 41.15 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 91.90 Bn |
| Mar 31, 2026 | 89.66 Bn |
| Dec 31, 2025 | 93.37 Bn |
| Sep 30, 2025 | 89.81 Bn |
| Jun 30, 2025 | 89.21 Bn |
| Mar 31, 2025 | 88.78 Bn |
| Dec 31, 2024 | 93.79 Bn |
| Sep 30, 2024 | 91.16 Bn |
| Jun 30, 2024 | 91.30 Bn |
| Mar 31, 2024 | 90.83 Bn |
| Dec 31, 2023 | 92.42 Bn |
| Sep 30, 2023 | 87.70 Bn |
| Jun 30, 2023 | 85.00 Bn |
| Mar 31, 2023 | 81.61 Bn |
| Dec 31, 2022 | 82.94 Bn |
| Sep 30, 2022 | 76.91 Bn |
| Jun 30, 2022 | 73.87 Bn |
| Mar 31, 2022 | 70.27 Bn |
| Dec 31, 2021 | 72.05 Bn |
| Sep 30, 2021 | 67.77 Bn |