Synchrony Financial SYF
NYSE SYF
$80.04 +0.57 (+0.72%)
As of: Aug 24, 2026 · 3:59 PM EDT

Synchrony Financial (SYF) Retained Earnings (2014 - 2026)

Synchrony Financial's (SYF) quarterly Retained Earnings came in at $26.0 billion in Q2 2026, up 12.73% YoY from $23.0 billion in Q2 2025, and up 3.01% on a QoQ basis from $25.2 billion in Q1 2026.

Synchrony Financial (SYF) Retained Earnings (2014 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 13 years of Retained Earnings data on file, last reported at $26.0 billion in Q2 2026.

  • Quarterly Retained Earnings rose 12.73% year-over-year to $26.0 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $26.0 billion (up 12.73% YoY) and the FY2025 annual result came in at $24.6 billion, up 13.7% from the prior year.
  • Retained Earnings advanced to $26.0 billion in Q2 2026, from $25.2 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $26.0 billion in Q2 2026 to a low of $15.0 billion in Q1 2022.
  • A 5-year average of $20.2 billion and a median of $20.0 billion in 2024 frame the typical range for Retained Earnings.
  • Annual changes were most pronounced in 2022 — Retained Earnings surged 30.8% — and 2023, when it climbed 11.64%.
  • Tracing SYF's Retained Earnings over 5 years: stood at $16.7 billion in 2022, then climbed by 11.64% to $18.7 billion in 2023, then climbed by 15.93% to $21.6 billion in 2024, then advanced by 13.7% to $24.6 billion in 2025, then increased by 5.57% to $26.0 billion in 2026.
  • The last three Retained Earnings figures came in at $26.0 billion (Q2 2026), $25.2 billion (Q1 2026), and $24.6 billion (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 640.06 Bn 627.70 Bn - 22.17 Bn
2 Mastercard 528.68 Bn 515.19 Bn - 91.77 Bn
3 American Express 228.78 Bn 179.47 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 134.29 Bn 79.57 Bn - 69.25 Bn
5 PayPal Holdings 54.19 Bn 42.93 Bn - 34.43 Bn
6 Synchrony Financial 26.53 Bn 10.33 Bn - 25.97 Bn
7 Affirm Holdings 25.94 Bn 24.21 Bn - 6.55 Bn
8 SoFi Technologies 23.53 Bn 20.41 Bn 1.02 Bn 11.59 Bn
9 Ally Financial 13.09 Bn 5.25 Bn 2.08 Bn -2.71 Bn
10 FirstCash Holdings 10.37 Bn 10.20 Bn 533.67 Mn 1.83 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 25.97 Bn
Mar 31, 2026 25.21 Bn
Dec 31, 2025 24.60 Bn
Sep 30, 2025 23.98 Bn
Jun 30, 2025 23.04 Bn
Mar 31, 2025 22.21 Bn
Dec 31, 2024 21.64 Bn
Sep 30, 2024 20.98 Bn
Jun 30, 2024 20.31 Bn
Mar 31, 2024 19.79 Bn
Dec 31, 2023 18.66 Bn
Sep 30, 2023 18.34 Bn
Jun 30, 2023 17.83 Bn
Mar 31, 2023 17.37 Bn
Dec 31, 2022 16.72 Bn
Sep 30, 2022 16.25 Bn
Jun 30, 2022 15.68 Bn
Mar 31, 2022 15.00 Bn
Dec 31, 2021 14.25 Bn
Sep 30, 2021 13.56 Bn