Synchrony Financial (SYF) Retained Earnings (2014 - 2026)

Synchrony Financial posted quarterly Retained Earnings of $25.2 billion for Q1 2026, up 13.51% year-on-year from $22.2 billion in Q1 2025, and up 2.49% on a QoQ basis from $24.6 billion in Q4 2025.

Synchrony Financial (SYF) Retained Earnings (2014 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 13 years of Retained Earnings data on file, last reported at $25.2 billion in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings rose 13.51% year-over-year to $25.2 billion; the trailing twelve-month figure through Mar 2026 stood at $25.2 billion (up 13.51% YoY), and the FY2025 full-year result was $24.6 billion, up 13.7% from the prior year.
  • Retained Earnings for Q1 2026 stood at $25.2 billion, up from $24.6 billion in the prior quarter.
  • Across five years, Retained Earnings topped out at $25.2 billion in Q1 2026 and bottomed at $15.0 billion in Q1 2022.
  • The 5-year median for Retained Earnings is $19.8 billion (2024), against an average of $19.9 billion.
  • The widest annual swing landed in 2022, when Retained Earnings surged 30.8%; it then climbed 11.64% in 2023.
  • A 5-year view of Retained Earnings shows it stood at $16.7 billion in 2022, then grew by 11.64% to $18.7 billion in 2023, then grew by 15.93% to $21.6 billion in 2024, then climbed by 13.7% to $24.6 billion in 2025, then increased by 2.49% to $25.2 billion in 2026.
  • The last three Retained Earnings figures came in at $25.2 billion (Q1 2026), $24.6 billion (Q4 2025), and $24.0 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 13.12 Bn
2 Mastercard 441.81 Bn 431.60 Bn - -928.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 66.79 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 33.45 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -23.59 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 25.21 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn -2.77 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 1.12 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 25.21 Bn
Dec 31, 2025 24.60 Bn
Sep 30, 2025 23.98 Bn
Jun 30, 2025 23.04 Bn
Mar 31, 2025 22.21 Bn
Dec 31, 2024 21.64 Bn
Sep 30, 2024 20.98 Bn
Jun 30, 2024 20.31 Bn
Mar 31, 2024 19.79 Bn
Dec 31, 2023 18.66 Bn
Sep 30, 2023 18.34 Bn
Jun 30, 2023 17.83 Bn
Mar 31, 2023 17.37 Bn
Dec 31, 2022 16.72 Bn
Sep 30, 2022 16.25 Bn
Jun 30, 2022 15.68 Bn
Mar 31, 2022 15.00 Bn
Dec 31, 2021 14.25 Bn
Sep 30, 2021 13.56 Bn
Jun 30, 2021 12.56 Bn