Synchrony Financial (SYF) Retained Earnings (2014 - 2026)
Synchrony Financial's (SYF) quarterly Retained Earnings came in at $26.0 billion in Q2 2026, up 12.73% YoY from $23.0 billion in Q2 2025, and up 3.01% on a QoQ basis from $25.2 billion in Q1 2026.
Synchrony Financial (SYF) Retained Earnings (2014 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 13 years of Retained Earnings data on file, last reported at $26.0 billion in Q2 2026.
- Quarterly Retained Earnings rose 12.73% year-over-year to $26.0 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $26.0 billion (up 12.73% YoY) and the FY2025 annual result came in at $24.6 billion, up 13.7% from the prior year.
- Retained Earnings advanced to $26.0 billion in Q2 2026, from $25.2 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $26.0 billion in Q2 2026 to a low of $15.0 billion in Q1 2022.
- A 5-year average of $20.2 billion and a median of $20.0 billion in 2024 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings surged 30.8% — and 2023, when it climbed 11.64%.
- Tracing SYF's Retained Earnings over 5 years: stood at $16.7 billion in 2022, then climbed by 11.64% to $18.7 billion in 2023, then climbed by 15.93% to $21.6 billion in 2024, then advanced by 13.7% to $24.6 billion in 2025, then increased by 5.57% to $26.0 billion in 2026.
- The last three Retained Earnings figures came in at $26.0 billion (Q2 2026), $25.2 billion (Q1 2026), and $24.6 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 640.06 Bn | 627.70 Bn | - | 22.17 Bn |
| 2 | Mastercard | 528.68 Bn | 515.19 Bn | - | 91.77 Bn |
| 3 | American Express | 228.78 Bn | 179.47 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 134.29 Bn | 79.57 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 54.19 Bn | 42.93 Bn | - | 34.43 Bn |
| 6 | Synchrony Financial | 26.53 Bn | 10.33 Bn | - | 25.97 Bn |
| 7 | Affirm Holdings | 25.94 Bn | 24.21 Bn | - | 6.55 Bn |
| 8 | SoFi Technologies | 23.53 Bn | 20.41 Bn | 1.02 Bn | 11.59 Bn |
| 9 | Ally Financial | 13.09 Bn | 5.25 Bn | 2.08 Bn | -2.71 Bn |
| 10 | FirstCash Holdings | 10.37 Bn | 10.20 Bn | 533.67 Mn | 1.83 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 25.97 Bn |
| Mar 31, 2026 | 25.21 Bn |
| Dec 31, 2025 | 24.60 Bn |
| Sep 30, 2025 | 23.98 Bn |
| Jun 30, 2025 | 23.04 Bn |
| Mar 31, 2025 | 22.21 Bn |
| Dec 31, 2024 | 21.64 Bn |
| Sep 30, 2024 | 20.98 Bn |
| Jun 30, 2024 | 20.31 Bn |
| Mar 31, 2024 | 19.79 Bn |
| Dec 31, 2023 | 18.66 Bn |
| Sep 30, 2023 | 18.34 Bn |
| Jun 30, 2023 | 17.83 Bn |
| Mar 31, 2023 | 17.37 Bn |
| Dec 31, 2022 | 16.72 Bn |
| Sep 30, 2022 | 16.25 Bn |
| Jun 30, 2022 | 15.68 Bn |
| Mar 31, 2022 | 15.00 Bn |
| Dec 31, 2021 | 14.25 Bn |
| Sep 30, 2021 | 13.56 Bn |