Synchrony Financial (SYF) Retained Earnings (2014 - 2026)
Synchrony Financial posted quarterly Retained Earnings of $25.2 billion for Q1 2026, up 13.51% year-on-year from $22.2 billion in Q1 2025, and up 2.49% on a QoQ basis from $24.6 billion in Q4 2025.
Synchrony Financial (SYF) Retained Earnings (2014 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 13 years of Retained Earnings data on file, last reported at $25.2 billion in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 13.51% year-over-year to $25.2 billion; the trailing twelve-month figure through Mar 2026 stood at $25.2 billion (up 13.51% YoY), and the FY2025 full-year result was $24.6 billion, up 13.7% from the prior year.
- Retained Earnings for Q1 2026 stood at $25.2 billion, up from $24.6 billion in the prior quarter.
- Across five years, Retained Earnings topped out at $25.2 billion in Q1 2026 and bottomed at $15.0 billion in Q1 2022.
- The 5-year median for Retained Earnings is $19.8 billion (2024), against an average of $19.9 billion.
- The widest annual swing landed in 2022, when Retained Earnings surged 30.8%; it then climbed 11.64% in 2023.
- A 5-year view of Retained Earnings shows it stood at $16.7 billion in 2022, then grew by 11.64% to $18.7 billion in 2023, then grew by 15.93% to $21.6 billion in 2024, then climbed by 13.7% to $24.6 billion in 2025, then increased by 2.49% to $25.2 billion in 2026.
- The last three Retained Earnings figures came in at $25.2 billion (Q1 2026), $24.6 billion (Q4 2025), and $24.0 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 13.12 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | -928.00 Mn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | -23.59 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 25.21 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 1.12 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.21 Bn |
| Dec 31, 2025 | 24.60 Bn |
| Sep 30, 2025 | 23.98 Bn |
| Jun 30, 2025 | 23.04 Bn |
| Mar 31, 2025 | 22.21 Bn |
| Dec 31, 2024 | 21.64 Bn |
| Sep 30, 2024 | 20.98 Bn |
| Jun 30, 2024 | 20.31 Bn |
| Mar 31, 2024 | 19.79 Bn |
| Dec 31, 2023 | 18.66 Bn |
| Sep 30, 2023 | 18.34 Bn |
| Jun 30, 2023 | 17.83 Bn |
| Mar 31, 2023 | 17.37 Bn |
| Dec 31, 2022 | 16.72 Bn |
| Sep 30, 2022 | 16.25 Bn |
| Jun 30, 2022 | 15.68 Bn |
| Mar 31, 2022 | 15.00 Bn |
| Dec 31, 2021 | 14.25 Bn |
| Sep 30, 2021 | 13.56 Bn |
| Jun 30, 2021 | 12.56 Bn |