Synchrony Financial (SYF) Loans - Gross (2013 - 2026)
Synchrony Financial's (SYF) quarterly Loans - Gross came in at $102.2 billion in Q2 2026, up 2.44% on a YoY basis from $99.8 billion in Q2 2025, and up 2.12% quarter-over-quarter from $100.1 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Loans - Gross (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Loans - Gross for 14 consecutive years, with $102.2 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Loans - Gross rose 2.44% year-over-year to $102.2 billion; the trailing twelve-month figure through Jun 2026 stood at $102.2 billion (up 2.44% YoY), and the FY2025 full-year result was $103.8 billion, down 0.87% from the prior year.
- Loans - Gross improved to $102.2 billion in Q2 2026 per SYF's latest filing, from $100.1 billion in the prior quarter.
- Across five years, Loans - Gross topped out at $104.7 billion in Q4 2024 and bottomed at $78.9 billion in Q1 2022.
- Historically, Loans - Gross has averaged $96.9 billion across 5 years, with a median of $99.9 billion in 2025.
- The sharpest annual moves came in 2023 and 2025: Loans - Gross rose 15.48% in 2023, then fell 2.45% in 2025.
- Over 5 years, Loans - Gross stood at $92.5 billion in 2022, then climbed by 11.37% to $103.0 billion in 2023, then increased by 1.68% to $104.7 billion in 2024, then retreated by 0.87% to $103.8 billion in 2025, then declined by 1.54% to $102.2 billion in 2026.
- According to Business Quant data, Loans - Gross over the past three periods registered $102.2 billion, $100.1 billion, and $103.8 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Gross (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 102.21 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 9.56 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | - |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 26.74 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 102.21 Bn |
| Mar 31, 2026 | 100.09 Bn |
| Dec 31, 2025 | 103.81 Bn |
| Sep 30, 2025 | 100.18 Bn |
| Jun 30, 2025 | 99.78 Bn |
| Mar 31, 2025 | 99.61 Bn |
| Dec 31, 2024 | 104.72 Bn |
| Sep 30, 2024 | 102.19 Bn |
| Jun 30, 2024 | 102.28 Bn |
| Mar 31, 2024 | 101.73 Bn |
| Dec 31, 2023 | 102.99 Bn |
| Sep 30, 2023 | 97.87 Bn |
| Jun 30, 2023 | 94.80 Bn |
| Mar 31, 2023 | 91.13 Bn |
| Dec 31, 2022 | 92.47 Bn |
| Sep 30, 2022 | 86.01 Bn |
| Jun 30, 2022 | 82.67 Bn |
| Mar 31, 2022 | 78.92 Bn |
| Dec 31, 2021 | 80.74 Bn |
| Sep 30, 2021 | 76.39 Bn |