Synchrony Financial (SYF) Loans - Gross (2013 - 2026)
Synchrony Financial posted quarterly Loans - Gross of $100.1 billion for Q1 2026, little changed year-on-year from $99.6 billion in Q1 2025, and down 3.59% on a QoQ basis from $103.8 billion in Q4 2025.
Synchrony Financial (SYF) Loans - Gross (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Loans - Gross data on file, last reported at $100.1 billion in Q1 2026.
- For the quarter ending Q1 2026, Loans - Gross changed 0.48% year-over-year to $100.1 billion; the trailing twelve-month figure through Mar 2026 stood at $100.1 billion (changed 0.48% YoY), and the FY2025 full-year result was $103.8 billion, down 0.87% from the prior year.
- Loans - Gross for Q1 2026 stood at $100.1 billion, down from $103.8 billion in the prior quarter.
- Across five years, Loans - Gross topped out at $104.7 billion in Q4 2024 and bottomed at $78.9 billion in Q1 2022.
- The 5-year median for Loans - Gross is $99.8 billion (2025), against an average of $96.5 billion.
- The widest annual swing landed in 2023, when Loans - Gross increased 15.48%; it then declined 2.45% in 2025.
- A 5-year view of Loans - Gross shows it stood at $92.5 billion in 2022, then advanced by 11.37% to $103.0 billion in 2023, then grew by 1.68% to $104.7 billion in 2024, then fell by 0.87% to $103.8 billion in 2025, then dropped by 3.59% to $100.1 billion in 2026.
- The last three Loans - Gross figures came in at $100.1 billion (Q1 2026), $103.8 billion (Q4 2025), and $100.2 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Gross (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 447.75 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 8.57 Bn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 100.09 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 139.89 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 100.09 Bn |
| Dec 31, 2025 | 103.81 Bn |
| Sep 30, 2025 | 100.18 Bn |
| Jun 30, 2025 | 99.78 Bn |
| Mar 31, 2025 | 99.61 Bn |
| Dec 31, 2024 | 104.72 Bn |
| Sep 30, 2024 | 102.19 Bn |
| Jun 30, 2024 | 102.28 Bn |
| Mar 31, 2024 | 101.73 Bn |
| Dec 31, 2023 | 102.99 Bn |
| Sep 30, 2023 | 97.87 Bn |
| Jun 30, 2023 | 94.80 Bn |
| Mar 31, 2023 | 91.13 Bn |
| Dec 31, 2022 | 92.47 Bn |
| Sep 30, 2022 | 86.01 Bn |
| Jun 30, 2022 | 82.67 Bn |
| Mar 31, 2022 | 78.92 Bn |
| Dec 31, 2021 | 80.74 Bn |
| Sep 30, 2021 | 76.39 Bn |
| Jun 30, 2021 | 78.37 Bn |