Synchrony Financial (SYF) Loans - Gross (2013 - 2026)
Synchrony Financial (SYF) posted Loans - Gross of $103.35 billion for Q3 2026, up 3.2% from $100.18 billion a year earlier and up 1.1% from the prior quarter.
Synchrony Financial (SYF) Loans - Gross (2013 - 2026) Analysis & Trends
At the end of FY2025, Synchrony Financial's Loans - Gross came in at $103.81 billion, down 0.9% from FY2024.
- Annual Loans - Gross shows a five-year compound annual growth rate of 4.9% (FY2020 to FY2025).
- In prior years, Synchrony Financial's Loans - Gross was $104.72 billion in FY2024 (+1.7%), $102.99 billion in FY2023 (+11.4%), $92.47 billion in FY2022 (+14.5%) and $80.74 billion in FY2021 (-1.4%).
- Quarterly Loans - Gross has run from a low of $78.92 billion in Q1 2022 to a high of $104.72 billion in Q4 2024 over five years.
- On a year-over-year basis, Loans - Gross has increased in each of the last three quarters, with an average year-over-year change of 0.0% over the last eight quarters.
- The strongest year-over-year quarter for Loans - Gross in the past five years was Q1 2023, with growth of 15.5%; the weakest was Q2 2025, with a decline of 2.5%.
- According to Business Quant data, Loans - Gross for the three prior quarters was $102.21 billion (Q2 2026), $100.09 billion (Q1 2026) and $103.81 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Gross (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 40.99 Bn | 9.71 Bn | 12.74 Bn | 7.62 Bn |
| 2 | Rocket Companies | 35.89 Bn | 35.89 Bn | - | - |
| 3 | Royalty Pharma | 29.95 Bn | 26.91 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 4,115.71 Bn |
| 5 | Affirm Holdings | 24.55 Bn | 18.24 Bn | - | 9.56 Bn |
| 6 | Synchrony Financial | 24.01 Bn | -43.61 Bn | - | 103.35 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.43 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 13.94 Bn | 4.90 Bn | - | - |
| 9 | Ares Capital | 13.71 Bn | 11.46 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 13.42 Bn | 13.42 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 103.35 Bn |
| Jun 30, 2026 | 102.21 Bn |
| Mar 31, 2026 | 100.09 Bn |
| Dec 31, 2025 | 103.81 Bn |
| Sep 30, 2025 | 100.18 Bn |
| Jun 30, 2025 | 99.78 Bn |
| Mar 31, 2025 | 99.61 Bn |
| Dec 31, 2024 | 104.72 Bn |
| Sep 30, 2024 | 102.19 Bn |
| Jun 30, 2024 | 102.28 Bn |
| Mar 31, 2024 | 101.73 Bn |
| Dec 31, 2023 | 102.99 Bn |
| Sep 30, 2023 | 97.87 Bn |
| Jun 30, 2023 | 94.80 Bn |
| Mar 31, 2023 | 91.13 Bn |
| Dec 31, 2022 | 92.47 Bn |
| Sep 30, 2022 | 86.01 Bn |
| Jun 30, 2022 | 82.67 Bn |
| Mar 31, 2022 | 78.92 Bn |
| Dec 31, 2021 | 80.74 Bn |
Synchrony Financial Loans - Gross API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-gross&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-gross", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-gross&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();