Synchrony Financial (SYF) Cash & Equivalents (2013 - 2026)

Synchrony Financial's (SYF) quarterly Cash & Equivalents came in at $16.2 billion in Q2 2026, down 16.78% YoY from $19.5 billion in Q2 2025, and down 21.24% on a QoQ basis from $20.6 billion in Q1 2026.

Synchrony Financial (SYF) Cash & Equivalents (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Cash & Equivalents data on file, last reported at $16.2 billion in Q2 2026.

  • Quarterly Cash & Equivalents fell 16.78% year-over-year to $16.2 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $16.2 billion (down 16.78% YoY) and the FY2025 annual result came in at $15.0 billion, up 1.78% from the prior year.
  • Cash & Equivalents retreated to $16.2 billion in Q2 2026, from $20.6 billion in the prior quarter.
  • In the past five years, Cash & Equivalents ranged from a high of $21.6 billion in Q1 2025 to a low of $10.3 billion in Q4 2022.
  • A 5-year average of $15.7 billion and a median of $15.5 billion in 2023 frame the typical range for Cash & Equivalents.
  • Annual changes were most pronounced in 2022 — Cash & Equivalents slumped 36.58% — and 2024, when it jumped 46.64%.
  • Tracing SYF's Cash & Equivalents over 5 years: stood at $10.3 billion in 2022, then surged by 38.52% to $14.3 billion in 2023, then rose by 3.17% to $14.7 billion in 2024, then advanced by 1.78% to $15.0 billion in 2025, then gained by 8.15% to $16.2 billion in 2026.
  • The last three Cash & Equivalents figures came in at $16.2 billion (Q2 2026), $20.6 billion (Q1 2026), and $15.0 billion (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 12.36 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 11.29 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 45.24 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 54.71 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 8.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - 470,774.29
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 1.72 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 360.23 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 7.84 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 16.19 Bn
Mar 31, 2026 20.56 Bn
Dec 31, 2025 14.97 Bn
Sep 30, 2025 16.25 Bn
Jun 30, 2025 19.46 Bn
Mar 31, 2025 21.63 Bn
Dec 31, 2024 14.71 Bn
Sep 30, 2024 17.93 Bn
Jun 30, 2024 18.63 Bn
Mar 31, 2024 20.02 Bn
Dec 31, 2023 14.26 Bn
Sep 30, 2023 15.64 Bn
Jun 30, 2023 12.71 Bn
Mar 31, 2023 15.30 Bn
Dec 31, 2022 10.29 Bn
Sep 30, 2022 11.96 Bn
Jun 30, 2022 10.68 Bn
Mar 31, 2022 10.54 Bn
Dec 31, 2021 8.34 Bn
Sep 30, 2021 9.81 Bn