Synchrony Financial (SYF) Cash & Equivalents (2013 - 2026)

Synchrony Financial (SYF) reported Cash & Equivalents of $20.6 billion for Q1 2026, down 4.95% on a YoY basis from $21.6 billion in Q1 2025, and up 37.31% quarter-over-quarter from $15.0 billion in Q4 2025.

Synchrony Financial (SYF) Cash & Equivalents (2013 - 2026) Analysis & Trends

Synchrony Financial has reported Cash & Equivalents for 14 years, with the latest figure at $20.6 billion in Q1 2026.

  • For the quarter ending Q1 2026, Cash & Equivalents fell 4.95% year-over-year to $20.6 billion; the trailing twelve-month figure through Mar 2026 stood at $20.6 billion (down 4.95% YoY), and the FY2025 full-year result was $15.0 billion, up 1.78% from the prior year.
  • Cash & Equivalents for Q1 2026 stood at $20.6 billion, up from $15.0 billion in the prior quarter.
  • The five-year high for Cash & Equivalents was $21.6 billion in Q1 2025, with the low at $10.3 billion in Q4 2022.
  • Historically, Cash & Equivalents has averaged $15.6 billion across 5 years, with a median of $15.3 billion in 2023.
  • Annual changes were most pronounced in 2022 — Cash & Equivalents slumped 36.58% — and 2024, when it jumped 46.64%.
  • Synchrony Financial's Cash & Equivalents stood at $10.3 billion in 2022, then surged by 38.52% to $14.3 billion in 2023, then rose by 3.17% to $14.7 billion in 2024, then advanced by 1.78% to $15.0 billion in 2025, then soared by 37.31% to $20.6 billion in 2026.
  • The last three Cash & Equivalents figures came in at $20.6 billion (Q1 2026), $15.0 billion (Q4 2025), and $16.2 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Equiv. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 12.40 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 7.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 53.76 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 76.49 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 6.98 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 20.56 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 1.72 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.40 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 444.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 22.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 20.56 Bn
Dec 31, 2025 14.97 Bn
Sep 30, 2025 16.25 Bn
Jun 30, 2025 19.46 Bn
Mar 31, 2025 21.63 Bn
Dec 31, 2024 14.71 Bn
Sep 30, 2024 17.93 Bn
Jun 30, 2024 18.63 Bn
Mar 31, 2024 20.02 Bn
Dec 31, 2023 14.26 Bn
Sep 30, 2023 15.64 Bn
Jun 30, 2023 12.71 Bn
Mar 31, 2023 15.30 Bn
Dec 31, 2022 10.29 Bn
Sep 30, 2022 11.96 Bn
Jun 30, 2022 10.68 Bn
Mar 31, 2022 10.54 Bn
Dec 31, 2021 8.34 Bn
Sep 30, 2021 9.81 Bn
Jun 30, 2021 11.12 Bn