Synchrony Financial (SYF) Cash & Equivalents (2013 - 2026)
Synchrony Financial (SYF) reported Cash & Equivalents of $20.6 billion for Q1 2026, down 4.95% on a YoY basis from $21.6 billion in Q1 2025, and up 37.31% quarter-over-quarter from $15.0 billion in Q4 2025.
Synchrony Financial (SYF) Cash & Equivalents (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Cash & Equivalents for 14 years, with the latest figure at $20.6 billion in Q1 2026.
- For the quarter ending Q1 2026, Cash & Equivalents fell 4.95% year-over-year to $20.6 billion; the trailing twelve-month figure through Mar 2026 stood at $20.6 billion (down 4.95% YoY), and the FY2025 full-year result was $15.0 billion, up 1.78% from the prior year.
- Cash & Equivalents for Q1 2026 stood at $20.6 billion, up from $15.0 billion in the prior quarter.
- The five-year high for Cash & Equivalents was $21.6 billion in Q1 2025, with the low at $10.3 billion in Q4 2022.
- Historically, Cash & Equivalents has averaged $15.6 billion across 5 years, with a median of $15.3 billion in 2023.
- Annual changes were most pronounced in 2022 — Cash & Equivalents slumped 36.58% — and 2024, when it jumped 46.64%.
- Synchrony Financial's Cash & Equivalents stood at $10.3 billion in 2022, then surged by 38.52% to $14.3 billion in 2023, then rose by 3.17% to $14.7 billion in 2024, then advanced by 1.78% to $15.0 billion in 2025, then soared by 37.31% to $20.6 billion in 2026.
- The last three Cash & Equivalents figures came in at $20.6 billion (Q1 2026), $15.0 billion (Q4 2025), and $16.2 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 12.40 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 7.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 53.76 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 76.49 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.98 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 20.56 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 1.72 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.40 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 444.00 Mn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 22.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 20.56 Bn |
| Dec 31, 2025 | 14.97 Bn |
| Sep 30, 2025 | 16.25 Bn |
| Jun 30, 2025 | 19.46 Bn |
| Mar 31, 2025 | 21.63 Bn |
| Dec 31, 2024 | 14.71 Bn |
| Sep 30, 2024 | 17.93 Bn |
| Jun 30, 2024 | 18.63 Bn |
| Mar 31, 2024 | 20.02 Bn |
| Dec 31, 2023 | 14.26 Bn |
| Sep 30, 2023 | 15.64 Bn |
| Jun 30, 2023 | 12.71 Bn |
| Mar 31, 2023 | 15.30 Bn |
| Dec 31, 2022 | 10.29 Bn |
| Sep 30, 2022 | 11.96 Bn |
| Jun 30, 2022 | 10.68 Bn |
| Mar 31, 2022 | 10.54 Bn |
| Dec 31, 2021 | 8.34 Bn |
| Sep 30, 2021 | 9.81 Bn |
| Jun 30, 2021 | 11.12 Bn |