Synchrony Financial (SYF) Cash & Current Investments (2013 - 2026)
Synchrony Financial (SYF) recorded Cash & Current Investments of $16.19 billion in Q2 2026, down 16.8% from $19.46 billion a year earlier and down 21.2% from the prior quarter.
Synchrony Financial (SYF) Cash & Current Investments (2013 - 2026) Analysis & Trends
At the end of FY2025, Synchrony Financial reported Cash & Current Investments of $14.97 billion, up 1.8% from FY2024.
- Annual Cash & Current Investments has increased for four straight years, with a five-year compound annual growth rate of 5.4% (FY2020 to FY2025).
- Across earlier years, Cash & Current Investments came in at $14.71 billion in FY2024 (+3.2%), $14.26 billion in FY2023 (+38.5%), $10.29 billion in FY2022 (+23.5%) and $8.34 billion in FY2021 (-27.7%).
- Quarterly Cash & Current Investments has ranged from $8.34 billion in Q4 2021 to $21.63 billion in Q1 2025 over the past five years.
- On a year-over-year basis, Cash & Current Investments rose in five of the last eight quarters, with growth averaging 0.1%.
- Peak year-over-year performance for Cash & Current Investments in the last five years was growth of 46.6% in Q2 2024, against a decline of 36.6% in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $20.56 billion (Q1 2026), $14.97 billion (Q4 2025) and $16.25 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Current Investments (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 3.10 Bn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | - |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 836.99 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 1.63 Bn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 16.19 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | - |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 2.91 Bn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | 383.00 Mn |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 4.32 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.19 Bn |
| Mar 31, 2026 | 20.56 Bn |
| Dec 31, 2025 | 14.97 Bn |
| Sep 30, 2025 | 16.25 Bn |
| Jun 30, 2025 | 19.46 Bn |
| Mar 31, 2025 | 21.63 Bn |
| Dec 31, 2024 | 14.71 Bn |
| Sep 30, 2024 | 17.93 Bn |
| Jun 30, 2024 | 18.63 Bn |
| Mar 31, 2024 | 20.02 Bn |
| Dec 31, 2023 | 14.26 Bn |
| Sep 30, 2023 | 15.64 Bn |
| Jun 30, 2023 | 12.71 Bn |
| Mar 31, 2023 | 15.30 Bn |
| Dec 31, 2022 | 10.29 Bn |
| Sep 30, 2022 | 11.96 Bn |
| Jun 30, 2022 | 10.68 Bn |
| Mar 31, 2022 | 10.54 Bn |
| Dec 31, 2021 | 8.34 Bn |
| Sep 30, 2021 | 9.81 Bn |
Synchrony Financial Cash & Current Investments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-current-investments&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-current-investments", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-current-investments&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();