Synchrony Financial (SYF) Deposits - Interest-Bearing (2013 - 2026)
Synchrony Financial (SYF) recorded Deposits - Interest-Bearing of $82.51 billion in Q3 2026, up 3.8% from $79.51 billion a year earlier and up 0.2% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Deposits - Interest-Bearing (2013 - 2026) Analysis & Trends
At the end of FY2025, Synchrony Financial reported Deposits - Interest-Bearing of $80.75 billion, down 1.1% from FY2024.
- Annual Deposits - Interest-Bearing has a five-year compound annual growth rate of 5.3% (FY2020 to FY2025).
- Across earlier years, Deposits - Interest-Bearing came in at $81.66 billion in FY2024 (+1.1%), $80.79 billion in FY2023 (+13.3%), $71.34 billion in FY2022 (+15.2%) and $61.91 billion in FY2021 (-0.9%).
- The Q3 2026 figure is the highest quarterly Deposits - Interest-Bearing since Q1 2025.
- On a year-over-year basis, Deposits - Interest-Bearing rose in three of the last eight quarters, with an average year-over-year change of 0.0%.
- Peak year-over-year performance for Deposits - Interest-Bearing in the last five years was growth of 17.1% in Q1 2023, against a decline of 2.9% in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at $82.38 billion (Q2 2026), $82.48 billion (Q1 2026) and $80.75 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int. Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | - |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | - |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 82.51 Bn |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | - |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.90 Bn | -5.77 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 82.51 Bn |
| Jun 30, 2026 | 82.38 Bn |
| Mar 31, 2026 | 82.48 Bn |
| Dec 31, 2025 | 80.75 Bn |
| Sep 30, 2025 | 79.51 Bn |
| Jun 30, 2025 | 81.86 Bn |
| Mar 31, 2025 | 83.03 Bn |
| Dec 31, 2024 | 81.66 Bn |
| Sep 30, 2024 | 81.90 Bn |
| Jun 30, 2024 | 82.71 Bn |
| Mar 31, 2024 | 83.16 Bn |
| Dec 31, 2023 | 80.79 Bn |
| Sep 30, 2023 | 77.67 Bn |
| Jun 30, 2023 | 75.34 Bn |
| Mar 31, 2023 | 74.01 Bn |
| Dec 31, 2022 | 71.34 Bn |
| Sep 30, 2022 | 68.03 Bn |
| Jun 30, 2022 | 64.33 Bn |
| Mar 31, 2022 | 63.18 Bn |
| Dec 31, 2021 | 61.91 Bn |
API Access
Synchrony Financial Deposits - Interest-Bearing API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=deposits-interest-bearing&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "deposits-interest-bearing", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=deposits-interest-bearing&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();