Synchrony Financial (SYF) Loans - Loss Allowance (2013 - 2026)

Synchrony Financial (SYF) has reported Loans - Loss Allowance for 14 consecutive years, with $10.3 billion the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Loans - Loss Allowance fell 2.39% year-over-year to $10.3 billion; the trailing twelve-month figure through Jun 2026 stood at $10.3 billion (down 2.39% YoY), and the FY2025 full-year result was $10.4 billion, down 4.46% from the prior year.
• Loans - Loss Allowance retreated to $10.3 billion in Q2 2026 per SYF's latest filing, from $10.4 billion in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $11.0 billion in Q3 2024 and bottomed at $8.7 billion in Q1 2022.
• Historically, Loans - Loss Allowance has averaged $10.2 billion across 5 years, with a median of $10.4 billion in 2025.
• The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance retreated 12.62% in 2022, then gained 14.58% in 2024.
• Over 5 years, Loans - Loss Allowance stood at $9.5 billion in 2022, then increased by 10.96% to $10.6 billion in 2023, then grew by 3.39% to $10.9 billion in 2024, then declined by 4.46% to $10.4 billion in 2025, then declined by 1.24% to $10.3 billion in 2026.
• According to Business Quant data, Loans - Loss Allowance over the past three periods registered $10.3 billion, $10.4 billion, and $10.4 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.