Synchrony Financial (SYF) Loans - Loss Allowance (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Loans - Loss Allowance data on file, last reported at $10.3 billion in Q2 2026.

• Quarterly Loans - Loss Allowance fell 2.39% year-over-year to $10.3 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $10.3 billion (down 2.39% YoY) and the FY2025 annual result came in at $10.4 billion, down 4.46% from the prior year.
• Loans - Loss Allowance eased to $10.3 billion in Q2 2026, from $10.4 billion in the prior quarter.
• In the past five years, Loans - Loss Allowance ranged from a high of $11.0 billion in Q3 2024 to a low of $8.7 billion in Q1 2022.
• A 5-year average of $10.2 billion and a median of $10.4 billion in 2025 frame the typical range for Loans - Loss Allowance.
• Annual changes were most pronounced in 2022 — Loans - Loss Allowance fell 12.62% — and 2024, when it rose 14.58%.
• Tracing SYF's Loans - Loss Allowance over 5 years: stood at $9.5 billion in 2022, then climbed by 10.96% to $10.6 billion in 2023, then advanced by 3.39% to $10.9 billion in 2024, then slipped by 4.46% to $10.4 billion in 2025, then slipped by 1.24% to $10.3 billion in 2026.
• The last three Loans - Loss Allowance figures came in at $10.3 billion (Q2 2026), $10.4 billion (Q1 2026), and $10.4 billion (Q4 2025), per Business Quant data.