Synchrony Financial (SYF) Loans - Loss Allowance (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Loans - Loss Allowance data on file, last reported at $10.4 billion in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance fell 3.95% year-over-year to $10.4 billion; the trailing twelve-month figure through Mar 2026 stood at $10.4 billion (down 3.95% YoY), and the FY2025 full-year result was $10.4 billion, down 4.46% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $10.4 billion, roughly flat from $10.4 billion in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $11.0 billion in Q3 2024 and bottomed at $8.7 billion in Q1 2022.
• The 5-year median for Loans - Loss Allowance is $10.4 billion (2026), against an average of $10.2 billion.
• The widest annual swing landed in 2022, when Loans - Loss Allowance fell 12.62%; it then rose 14.58% in 2024.
• A 5-year view of Loans - Loss Allowance shows it stood at $9.5 billion in 2022, then grew by 10.96% to $10.6 billion in 2023, then climbed by 3.39% to $10.9 billion in 2024, then dropped by 4.46% to $10.4 billion in 2025, then retreated by 0.4% to $10.4 billion in 2026.
• The last three Loans - Loss Allowance figures came in at $10.4 billion (Q1 2026), $10.4 billion (Q4 2025), and $10.4 billion (Q3 2025), per Business Quant data.