Synchrony Financial (SYF) Deposits - Non-Interest-Bearing (2013 - 2026)
Synchrony Financial (SYF) reported Deposits - Non-Interest-Bearing of $438 million for Q3 2026, up 17.4% from $373 million a year earlier and up 1.9% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Deposits - Non-Interest-Bearing (2013 - 2026) Analysis & Trends
At the end of FY2025, Synchrony Financial posted Deposits - Non-Interest-Bearing of $396 million, down 0.5% from FY2024.
- Deposits - Non-Interest-Bearing has a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- By year, Deposits - Non-Interest-Bearing came in at $398 million in FY2024 (+9.3%), $364 million in FY2023 (-8.8%), $399 million in FY2022 (+11.1%) and $359 million in FY2021 (+14.7%).
- The Q3 2026 figure ranks as the highest quarterly Deposits - Non-Interest-Bearing in data going back to Q4 2013.
- Year over year, Deposits - Non-Interest-Bearing has now increased in each of the last three quarters, with growth averaging 4.8% over the last eight quarters.
- The high point for year-over-year Deposits - Non-Interest-Bearing in five years was Q3 2026 (growth of 17.4%); the low point was Q4 2023 (a decline of 8.8%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $430 million (Q2 2026), $416 million (Q1 2026) and $396 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Int. Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | - |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | - |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 438.00 Mn |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | - |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 12.90 Bn | -5.77 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 438.00 Mn |
| Jun 30, 2026 | 430.00 Mn |
| Mar 31, 2026 | 416.00 Mn |
| Dec 31, 2025 | 396.00 Mn |
| Sep 30, 2025 | 373.00 Mn |
| Jun 30, 2025 | 405.00 Mn |
| Mar 31, 2025 | 405.00 Mn |
| Dec 31, 2024 | 398.00 Mn |
| Sep 30, 2024 | 383.00 Mn |
| Jun 30, 2024 | 392.00 Mn |
| Mar 31, 2024 | 394.00 Mn |
| Dec 31, 2023 | 364.00 Mn |
| Sep 30, 2023 | 397.00 Mn |
| Jun 30, 2023 | 421.00 Mn |
| Mar 31, 2023 | 417.00 Mn |
| Dec 31, 2022 | 399.00 Mn |
| Sep 30, 2022 | 372.00 Mn |
| Jun 30, 2022 | 381.00 Mn |
| Mar 31, 2022 | 395.00 Mn |
| Dec 31, 2021 | 359.00 Mn |
API Access
Synchrony Financial Deposits - Non-Interest-Bearing API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=deposits-non-interest-bearing&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "deposits-non-interest-bearing", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=deposits-non-interest-bearing&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();