Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Total Debt (2013 - 2026)

Synchrony Financial's (SYF) quarterly Total Debt came in at $16.4 billion in Q2 2026, up 2.64% on a YoY basis from $16.0 billion in Q2 2025, and little changed quarter-over-quarter from $16.4 billion in Q1 2026.

Analysis

Synchrony Financial (SYF) Total Debt (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Total Debt for 14 consecutive years, with $16.4 billion the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Total Debt rose 2.64% year-over-year to $16.4 billion; the trailing twelve-month figure through Jun 2026 stood at $16.4 billion (up 2.64% YoY), and the FY2025 full-year result was $15.2 billion, down 1.81% from the prior year.
  • Total Debt held at $16.4 billion in Q2 2026 per SYF's latest filing, from $16.4 billion in the prior quarter.
  • Across five years, Total Debt topped out at $17.0 billion in Q1 2025 and bottomed at $12.2 billion in Q2 2022.
  • Historically, Total Debt has averaged $15.2 billion across 5 years, with a median of $15.3 billion in 2023.
  • The sharpest annual moves came in 2022 and 2023: Total Debt dropped 11.87% in 2022, then grew 17.06% in 2023.
  • Over 5 years, Total Debt stood at $14.2 billion in 2022, then climbed by 12.62% to $16.0 billion in 2023, then decreased by 3.25% to $15.5 billion in 2024, then declined by 1.81% to $15.2 billion in 2025, then climbed by 8.23% to $16.4 billion in 2026.
  • According to Business Quant data, Total Debt over the past three periods registered $16.4 billion, $16.4 billion, and $15.2 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 16.43 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 3.33 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 2.35 Bn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 5.02 Bn
5 Slm 4.72 Bn -77.52 Mn - 5.84 Bn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 5.01 Bn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 3.29 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 519.49 Mn
10 Navient 1.64 Bn 275.03 Mn - 48.55 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 16.43 Bn
Mar 31, 2026 16.43 Bn
Dec 31, 2025 15.18 Bn
Sep 30, 2025 14.43 Bn
Jun 30, 2025 16.01 Bn
Mar 31, 2025 17.01 Bn
Dec 31, 2024 15.46 Bn
Sep 30, 2024 15.63 Bn
Jun 30, 2024 15.64 Bn
Mar 31, 2024 16.13 Bn
Dec 31, 2023 15.98 Bn
Sep 30, 2023 15.23 Bn
Jun 30, 2023 14.23 Bn
Mar 31, 2023 14.93 Bn
Dec 31, 2022 14.19 Bn
Sep 30, 2022 14.32 Bn
Jun 30, 2022 12.16 Bn
Mar 31, 2022 13.36 Bn
Dec 31, 2021 14.51 Bn
Sep 30, 2021 12.76 Bn