Synchrony Financial (SYF) Total Debt (2013 - 2026)
Synchrony Financial (SYF) posted Total Debt of $7.5 billion for Q1 2026, up 11.02% quarter-over-quarter from $6.8 billion in Q4 2025, and down 10.75% year-on-year from $8.4 billion in Q1 2025.
Synchrony Financial (SYF) Total Debt (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Total Debt for 14 consecutive years, with $7.5 billion the latest figure, recorded in Q1 2026.
- Total Debt for Q1 2026 came in at $7.5 billion, down 10.75% year-over-year; the trailing twelve-month figure through Mar 2026 was $7.5 billion (down 10.75% YoY), and the FY2025 annual result was $6.8 billion, down 11.19% from the prior year.
- Total Debt was $7.5 billion for Q1 2026 at Synchrony Financial, up from $6.8 billion in the prior quarter.
- Over five years, Total Debt peaked at $8.7 billion in Q4 2023 and troughed at $6.5 billion in Q2 2022.
- Average Total Debt over 5 years is $7.8 billion, with a median of $8.0 billion recorded in 2022.
- Year-over-year, Total Debt soared 34.61% in 2023 and slipped 12.57% in 2024.
- Over 5 years, Total Debt stood at $8.0 billion in 2022, then rose by 9.43% to $8.7 billion in 2023, then dropped by 12.56% to $7.6 billion in 2024, then decreased by 11.19% to $6.8 billion in 2025, then rose by 11.02% to $7.5 billion in 2026.
- Per Business Quant data, the three most recent Total Debt figures were $7.5 billion in Q1 2026, $6.8 billion in Q4 2025, and $6.8 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.98 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 18.96 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 9.41 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 2.42 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 4.13 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 5.16 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 12.66 Bn |
| 10 | Synchrony Financial | 76.77 Mn | -20.48 Bn | - | 7.51 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.51 Bn |
| Dec 31, 2025 | 6.77 Bn |
| Sep 30, 2025 | 6.77 Bn |
| Jun 30, 2025 | 7.67 Bn |
| Mar 31, 2025 | 8.42 Bn |
| Dec 31, 2024 | 7.62 Bn |
| Sep 30, 2024 | 7.62 Bn |
| Jun 30, 2024 | 8.12 Bn |
| Mar 31, 2024 | 8.12 Bn |
| Dec 31, 2023 | 8.72 Bn |
| Sep 30, 2023 | 8.71 Bn |
| Jun 30, 2023 | 8.71 Bn |
| Mar 31, 2023 | 8.71 Bn |
| Dec 31, 2022 | 7.96 Bn |
| Sep 30, 2022 | 7.96 Bn |
| Jun 30, 2022 | 6.47 Bn |
| Mar 31, 2022 | 7.22 Bn |
| Dec 31, 2021 | 7.22 Bn |
| Sep 30, 2021 | 6.47 Bn |
| Jun 30, 2021 | 6.47 Bn |