Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026)
Synchrony Financial (SYF) posted Accumulated Expenses of $5.94 billion for Q3 2026, up 6.1% from $5.6 billion a year earlier and up 2.6% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026) Analysis & Trends
At the end of FY2025, Synchrony Financial's Accumulated Expenses came in at $6 billion, up 12.0% from FY2024.
- Annual Accumulated Expenses shows a five-year compound annual growth rate of 5.1% (FY2020 to FY2025).
- In prior years, Synchrony Financial's Accumulated Expenses was $5.36 billion in FY2024 (-15.4%), $6.33 billion in FY2023 (+9.9%), $5.77 billion in FY2022 (+8.4%) and $5.32 billion in FY2021 (+13.3%).
- Quarterly Accumulated Expenses has run from a low of $4.91 billion in Q1 2022 to a high of $6.33 billion in Q4 2023 over five years.
- On a year-over-year basis, Accumulated Expenses has increased in each of the last five quarters, with an average decline of 0.4% over the last eight quarters.
- The strongest year-over-year quarter for Accumulated Expenses in the past five years was Q1 2024, with growth of 17.0%; the weakest was Q1 2025, with a decline of 19.4%.
- According to Business Quant data, Accumulated Expenses for the three prior quarters was $5.8 billion (Q2 2026), $5.7 billion (Q1 2026) and $6 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 42.02 Bn | 27.70 Bn | - |
| 2 | Orix | 41.54 Bn | 10.26 Bn | 12.74 Bn |
| 3 | Royalty Pharma | 29.11 Bn | 26.07 Bn | - |
| 4 | Affirm Holdings | 25.92 Bn | 19.61 Bn | - |
| 5 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - |
| 6 | Synchrony Financial | 23.11 Bn | -44.51 Bn | - |
| 7 | Royal Gold | 20.48 Bn | 19.66 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 14.22 Bn | 5.18 Bn | - |
| 9 | Ares Capital | 13.93 Bn | 11.68 Bn | - |
| 10 | Federal Home Loan Mortgage | 12.13 Bn | -6.55 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 5.94 Bn |
| Jun 30, 2026 | 5.80 Bn |
| Mar 31, 2026 | 5.70 Bn |
| Dec 31, 2025 | 6.00 Bn |
| Sep 30, 2025 | 5.60 Bn |
| Jun 30, 2025 | 5.28 Bn |
| Mar 31, 2025 | 5.00 Bn |
| Dec 31, 2024 | 5.36 Bn |
| Sep 30, 2024 | 5.33 Bn |
| Jun 30, 2024 | 6.21 Bn |
| Mar 31, 2024 | 6.20 Bn |
| Dec 31, 2023 | 6.33 Bn |
| Sep 30, 2023 | 5.88 Bn |
| Jun 30, 2023 | 5.32 Bn |
| Mar 31, 2023 | 5.30 Bn |
| Dec 31, 2022 | 5.77 Bn |
| Sep 30, 2022 | 5.03 Bn |
| Jun 30, 2022 | 4.94 Bn |
| Mar 31, 2022 | 4.91 Bn |
| Dec 31, 2021 | 5.32 Bn |
API Access
Synchrony Financial Accumulated Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=accumulated-expenses&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "accumulated-expenses", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=accumulated-expenses&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();