Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026)

Synchrony Financial (SYF) posted Accumulated Expenses of $5.7 billion for Q1 2026, down 5.01% quarter-over-quarter from $6.0 billion in Q4 2025, and up 14.02% year-on-year from $5.0 billion in Q1 2025.

Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Accumulated Expenses for 14 consecutive years, with $5.7 billion the latest figure, recorded in Q1 2026.

  • Accumulated Expenses for Q1 2026 came in at $5.7 billion, up 14.02% year-over-year; the trailing twelve-month figure through Mar 2026 was $5.7 billion (up 14.02% YoY), and the FY2025 annual result was $6.0 billion, up 12.02% from the prior year.
  • Accumulated Expenses was $5.7 billion for Q1 2026 at Synchrony Financial, down from $6.0 billion in the prior quarter.
  • Over five years, Accumulated Expenses peaked at $6.3 billion in Q4 2023 and troughed at $4.9 billion in Q1 2022.
  • Average Accumulated Expenses over 5 years is $5.5 billion, with a median of $5.4 billion recorded in 2024.
  • Year-over-year, Accumulated Expenses advanced 17.03% in 2024 and retreated 19.39% in 2025.
  • Over 5 years, Accumulated Expenses stood at $5.8 billion in 2022, then gained by 9.87% to $6.3 billion in 2023, then fell by 15.39% to $5.4 billion in 2024, then climbed by 12.02% to $6.0 billion in 2025, then slipped by 5.01% to $5.7 billion in 2026.
  • Per Business Quant data, the three most recent Accumulated Expenses figures were $5.7 billion in Q1 2026, $6.0 billion in Q4 2025, and $5.6 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Synchrony Financial 76.77 Mn -20.48 Bn -

Historic Data

Download Data
DateValue
Mar 31, 2026 5.70 Bn
Dec 31, 2025 6.00 Bn
Sep 30, 2025 5.60 Bn
Jun 30, 2025 5.28 Bn
Mar 31, 2025 5.00 Bn
Dec 31, 2024 5.36 Bn
Sep 30, 2024 5.33 Bn
Jun 30, 2024 6.21 Bn
Mar 31, 2024 6.20 Bn
Dec 31, 2023 6.33 Bn
Sep 30, 2023 5.88 Bn
Jun 30, 2023 5.32 Bn
Mar 31, 2023 5.30 Bn
Dec 31, 2022 5.77 Bn
Sep 30, 2022 5.03 Bn
Jun 30, 2022 4.94 Bn
Mar 31, 2022 4.91 Bn
Dec 31, 2021 5.32 Bn
Sep 30, 2021 4.89 Bn
Jun 30, 2021 4.52 Bn