Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026)

Synchrony Financial posted quarterly Accumulated Expenses of $5.7 billion for Q1 2026, up 14.02% year-on-year from $5.0 billion in Q1 2025, and down 5.01% on a QoQ basis from $6.0 billion in Q4 2025.

Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Accumulated Expenses data on file, last reported at $5.7 billion in Q1 2026.

  • For the quarter ending Q1 2026, Accumulated Expenses rose 14.02% year-over-year to $5.7 billion; the trailing twelve-month figure through Mar 2026 stood at $5.7 billion (up 14.02% YoY), and the FY2025 full-year result was $6.0 billion, up 12.02% from the prior year.
  • Accumulated Expenses for Q1 2026 stood at $5.7 billion, down from $6.0 billion in the prior quarter.
  • Across five years, Accumulated Expenses topped out at $6.3 billion in Q4 2023 and bottomed at $4.9 billion in Q1 2022.
  • The 5-year median for Accumulated Expenses is $5.4 billion (2024), against an average of $5.5 billion.
  • The widest annual swing landed in 2024, when Accumulated Expenses rose 17.03%; it then declined 19.39% in 2025.
  • A 5-year view of Accumulated Expenses shows it stood at $5.8 billion in 2022, then increased by 9.87% to $6.3 billion in 2023, then dropped by 15.39% to $5.4 billion in 2024, then gained by 12.02% to $6.0 billion in 2025, then retreated by 5.01% to $5.7 billion in 2026.
  • The last three Accumulated Expenses figures came in at $5.7 billion (Q1 2026), $6.0 billion (Q4 2025), and $5.6 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 539.53 Bn 527.13 Bn -
2 Mastercard 441.81 Bn 431.60 Bn -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn -
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 5.70 Bn
Dec 31, 2025 6.00 Bn
Sep 30, 2025 5.60 Bn
Jun 30, 2025 5.28 Bn
Mar 31, 2025 5.00 Bn
Dec 31, 2024 5.36 Bn
Sep 30, 2024 5.33 Bn
Jun 30, 2024 6.21 Bn
Mar 31, 2024 6.20 Bn
Dec 31, 2023 6.33 Bn
Sep 30, 2023 5.88 Bn
Jun 30, 2023 5.32 Bn
Mar 31, 2023 5.30 Bn
Dec 31, 2022 5.77 Bn
Sep 30, 2022 5.03 Bn
Jun 30, 2022 4.94 Bn
Mar 31, 2022 4.91 Bn
Dec 31, 2021 5.32 Bn
Sep 30, 2021 4.89 Bn
Jun 30, 2021 4.52 Bn