Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026)

Synchrony Financial's (SYF) quarterly Accumulated Expenses came in at $5.8 billion in Q2 2026, up 9.71% YoY from $5.3 billion in Q2 2025, and up 1.63% on a QoQ basis from $5.7 billion in Q1 2026.

Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Accumulated Expenses data on file, last reported at $5.8 billion in Q2 2026.

  • Quarterly Accumulated Expenses rose 9.71% year-over-year to $5.8 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $5.8 billion (up 9.71% YoY) and the FY2025 annual result came in at $6.0 billion, up 12.02% from the prior year.
  • Accumulated Expenses rose to $5.8 billion in Q2 2026, from $5.7 billion in the prior quarter.
  • In the past five years, Accumulated Expenses ranged from a high of $6.3 billion in Q4 2023 to a low of $4.9 billion in Q1 2022.
  • A 5-year average of $5.6 billion and a median of $5.5 billion in 2024 frame the typical range for Accumulated Expenses.
  • Annual changes were most pronounced in 2024 — Accumulated Expenses rose 17.03% — and 2025, when it declined 19.39%.
  • Tracing SYF's Accumulated Expenses over 5 years: stood at $5.8 billion in 2022, then grew by 9.87% to $6.3 billion in 2023, then slipped by 15.39% to $5.4 billion in 2024, then rose by 12.02% to $6.0 billion in 2025, then dropped by 3.46% to $5.8 billion in 2026.
  • The last three Accumulated Expenses figures came in at $5.8 billion (Q2 2026), $5.7 billion (Q1 2026), and $6.0 billion (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 5.80 Bn
Mar 31, 2026 5.70 Bn
Dec 31, 2025 6.00 Bn
Sep 30, 2025 5.60 Bn
Jun 30, 2025 5.28 Bn
Mar 31, 2025 5.00 Bn
Dec 31, 2024 5.36 Bn
Sep 30, 2024 5.33 Bn
Jun 30, 2024 6.21 Bn
Mar 31, 2024 6.20 Bn
Dec 31, 2023 6.33 Bn
Sep 30, 2023 5.88 Bn
Jun 30, 2023 5.32 Bn
Mar 31, 2023 5.30 Bn
Dec 31, 2022 5.77 Bn
Sep 30, 2022 5.03 Bn
Jun 30, 2022 4.94 Bn
Mar 31, 2022 4.91 Bn
Dec 31, 2021 5.32 Bn
Sep 30, 2021 4.89 Bn