Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026)
Synchrony Financial posted quarterly Accumulated Expenses of $5.7 billion for Q1 2026, up 14.02% year-on-year from $5.0 billion in Q1 2025, and down 5.01% on a QoQ basis from $6.0 billion in Q4 2025.
Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Accumulated Expenses data on file, last reported at $5.7 billion in Q1 2026.
- For the quarter ending Q1 2026, Accumulated Expenses rose 14.02% year-over-year to $5.7 billion; the trailing twelve-month figure through Mar 2026 stood at $5.7 billion (up 14.02% YoY), and the FY2025 full-year result was $6.0 billion, up 12.02% from the prior year.
- Accumulated Expenses for Q1 2026 stood at $5.7 billion, down from $6.0 billion in the prior quarter.
- Across five years, Accumulated Expenses topped out at $6.3 billion in Q4 2023 and bottomed at $4.9 billion in Q1 2022.
- The 5-year median for Accumulated Expenses is $5.4 billion (2024), against an average of $5.5 billion.
- The widest annual swing landed in 2024, when Accumulated Expenses rose 17.03%; it then declined 19.39% in 2025.
- A 5-year view of Accumulated Expenses shows it stood at $5.8 billion in 2022, then increased by 9.87% to $6.3 billion in 2023, then dropped by 15.39% to $5.4 billion in 2024, then gained by 12.02% to $6.0 billion in 2025, then retreated by 5.01% to $5.7 billion in 2026.
- The last three Accumulated Expenses figures came in at $5.7 billion (Q1 2026), $6.0 billion (Q4 2025), and $5.6 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.70 Bn |
| Dec 31, 2025 | 6.00 Bn |
| Sep 30, 2025 | 5.60 Bn |
| Jun 30, 2025 | 5.28 Bn |
| Mar 31, 2025 | 5.00 Bn |
| Dec 31, 2024 | 5.36 Bn |
| Sep 30, 2024 | 5.33 Bn |
| Jun 30, 2024 | 6.21 Bn |
| Mar 31, 2024 | 6.20 Bn |
| Dec 31, 2023 | 6.33 Bn |
| Sep 30, 2023 | 5.88 Bn |
| Jun 30, 2023 | 5.32 Bn |
| Mar 31, 2023 | 5.30 Bn |
| Dec 31, 2022 | 5.77 Bn |
| Sep 30, 2022 | 5.03 Bn |
| Jun 30, 2022 | 4.94 Bn |
| Mar 31, 2022 | 4.91 Bn |
| Dec 31, 2021 | 5.32 Bn |
| Sep 30, 2021 | 4.89 Bn |
| Jun 30, 2021 | 4.52 Bn |