Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026)
Synchrony Financial's (SYF) quarterly Accumulated Expenses came in at $5.8 billion in Q2 2026, up 9.71% on a YoY basis from $5.3 billion in Q2 2025, and up 1.63% quarter-over-quarter from $5.7 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Accumulated Expenses for 14 consecutive years, with $5.8 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Accumulated Expenses rose 9.71% year-over-year to $5.8 billion; the trailing twelve-month figure through Jun 2026 stood at $5.8 billion (up 9.71% YoY), and the FY2025 full-year result was $6.0 billion, up 12.02% from the prior year.
- Accumulated Expenses climbed to $5.8 billion in Q2 2026 per SYF's latest filing, from $5.7 billion in the prior quarter.
- Across five years, Accumulated Expenses topped out at $6.3 billion in Q4 2023 and bottomed at $4.9 billion in Q1 2022.
- Historically, Accumulated Expenses has averaged $5.6 billion across 5 years, with a median of $5.5 billion in 2024.
- The sharpest annual moves came in 2024 and 2025: Accumulated Expenses gained 17.03% in 2024, then fell 19.39% in 2025.
- Over 5 years, Accumulated Expenses stood at $5.8 billion in 2022, then rose by 9.87% to $6.3 billion in 2023, then declined by 15.39% to $5.4 billion in 2024, then advanced by 12.02% to $6.0 billion in 2025, then fell by 3.46% to $5.8 billion in 2026.
- According to Business Quant data, Accumulated Expenses over the past three periods registered $5.8 billion, $5.7 billion, and $6.0 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.80 Bn |
| Mar 31, 2026 | 5.70 Bn |
| Dec 31, 2025 | 6.00 Bn |
| Sep 30, 2025 | 5.60 Bn |
| Jun 30, 2025 | 5.28 Bn |
| Mar 31, 2025 | 5.00 Bn |
| Dec 31, 2024 | 5.36 Bn |
| Sep 30, 2024 | 5.33 Bn |
| Jun 30, 2024 | 6.21 Bn |
| Mar 31, 2024 | 6.20 Bn |
| Dec 31, 2023 | 6.33 Bn |
| Sep 30, 2023 | 5.88 Bn |
| Jun 30, 2023 | 5.32 Bn |
| Mar 31, 2023 | 5.30 Bn |
| Dec 31, 2022 | 5.77 Bn |
| Sep 30, 2022 | 5.03 Bn |
| Jun 30, 2022 | 4.94 Bn |
| Mar 31, 2022 | 4.91 Bn |
| Dec 31, 2021 | 5.32 Bn |
| Sep 30, 2021 | 4.89 Bn |