Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026)
Synchrony Financial's (SYF) quarterly Accumulated Expenses came in at $5.8 billion in Q2 2026, up 9.71% YoY from $5.3 billion in Q2 2025, and up 1.63% on a QoQ basis from $5.7 billion in Q1 2026.
Synchrony Financial (SYF) Accumulated Expenses (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Accumulated Expenses data on file, last reported at $5.8 billion in Q2 2026.
- Quarterly Accumulated Expenses rose 9.71% year-over-year to $5.8 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $5.8 billion (up 9.71% YoY) and the FY2025 annual result came in at $6.0 billion, up 12.02% from the prior year.
- Accumulated Expenses rose to $5.8 billion in Q2 2026, from $5.7 billion in the prior quarter.
- In the past five years, Accumulated Expenses ranged from a high of $6.3 billion in Q4 2023 to a low of $4.9 billion in Q1 2022.
- A 5-year average of $5.6 billion and a median of $5.5 billion in 2024 frame the typical range for Accumulated Expenses.
- Annual changes were most pronounced in 2024 — Accumulated Expenses rose 17.03% — and 2025, when it declined 19.39%.
- Tracing SYF's Accumulated Expenses over 5 years: stood at $5.8 billion in 2022, then grew by 9.87% to $6.3 billion in 2023, then slipped by 15.39% to $5.4 billion in 2024, then rose by 12.02% to $6.0 billion in 2025, then dropped by 3.46% to $5.8 billion in 2026.
- The last three Accumulated Expenses figures came in at $5.8 billion (Q2 2026), $5.7 billion (Q1 2026), and $6.0 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 5.80 Bn |
| Mar 31, 2026 | 5.70 Bn |
| Dec 31, 2025 | 6.00 Bn |
| Sep 30, 2025 | 5.60 Bn |
| Jun 30, 2025 | 5.28 Bn |
| Mar 31, 2025 | 5.00 Bn |
| Dec 31, 2024 | 5.36 Bn |
| Sep 30, 2024 | 5.33 Bn |
| Jun 30, 2024 | 6.21 Bn |
| Mar 31, 2024 | 6.20 Bn |
| Dec 31, 2023 | 6.33 Bn |
| Sep 30, 2023 | 5.88 Bn |
| Jun 30, 2023 | 5.32 Bn |
| Mar 31, 2023 | 5.30 Bn |
| Dec 31, 2022 | 5.77 Bn |
| Sep 30, 2022 | 5.03 Bn |
| Jun 30, 2022 | 4.94 Bn |
| Mar 31, 2022 | 4.91 Bn |
| Dec 31, 2021 | 5.32 Bn |
| Sep 30, 2021 | 4.89 Bn |