LexinFintech Holdings reported a gross margin of 25.22% and a net margin of 6.09% for the quarter ended Mar 2026. These financial ratios cover 39 quarters of results from Dec 2015 through Mar 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2015 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||
| Gross Margin | 50.83% | 50.75% | 55.12% | 26.91% | 26.25% | 33.35% | 34.21% | 30.28% | 32.57% | 38.65% | 35.85% | 36.91% | 37.03% | 32.97% | 34.82% | 39.27% | 35.48% | 34.91% | 25.77% | 25.22% | |||||||||||||||||||
| EBT Margin | 28.69% | 23.13% | 13.76% | 5.89% | 8.60% | 12.88% | 12.25% | 13.47% | 14.28% | 13.85% | 0.07% | 7.87% | 7.87% | 10.42% | 11.76% | 17.12% | 17.60% | 18.93% | 8.74% | 8.14% | |||||||||||||||||||
| EBIT Margin | 73.59% | 74.78% | 82.84% | 63.70% | 57.13% | 58.24% | 55.70% | 52.83% | 56.46% | 56.89% | 55.05% | 57.28% | 56.78% | 50.35% | 54.25% | 63.30% | 57.79% | 55.55% | 45.15% | 47.92% | |||||||||||||||||||
| EBITDA Margin | 73.59% | 74.78% | 82.84% | 63.70% | 57.13% | 58.24% | 55.70% | 52.83% | 56.46% | 56.89% | 55.05% | 57.28% | 56.78% | 50.35% | 54.25% | 63.30% | 57.79% | 55.55% | 45.15% | 47.92% | |||||||||||||||||||
| Operating Margin | 73.59% | 74.78% | 82.84% | 63.70% | 57.13% | 58.24% | 55.70% | 52.83% | 56.46% | 56.89% | 55.05% | 57.28% | 56.78% | 50.35% | 54.25% | 63.30% | 57.79% | 55.55% | 45.15% | 47.92% | |||||||||||||||||||
| Net Margin | 24.05% | 19.55% | 11.64% | 4.56% | 6.83% | 14.95% | 9.88% | 10.98% | 11.64% | 10.56% | 0.34% | 6.22% | 6.22% | 8.45% | 9.91% | 13.86% | 14.26% | 15.25% | 7.03% | 6.09% | |||||||||||||||||||
| FCF Margin | -79.34% | -9.48% | 13.92% | 40.09% | 6.71% | ||||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||
| Inventory AverageInventory Avg. | 8.76M | 7.68M | 7.81M | 8.20M | 9.48M | 11.12M | 9.89M | 7.50M | 7.49M | 7.71M | 6.26M | 4.38M | 5.15M | 6.55M | 5.00M | 2.89M | 3.42M | 3.56M | 3.18M | 3.22M | |||||||||||||||||||
| Assets AverageAssets Avg. | 3,056.52M | 3,154.74M | 3,240.62M | 3,315.52M | 3,318.17M | 3,249.48M | 3,203.30M | 3,391.66M | 3,438.22M | 3,272.11M | 3,231.70M | 3,219.66M | 3,196.47M | 3,188.69M | 3,153.03M | 3,106.66M | 3,129.99M | 3,191.55M | 3,252.99M | 3,283.15M | |||||||||||||||||||
| Invested CapitalInvested Cap. | 271.52M | 181.16M | 116.97M | 127.56M | 107.48M | 116.34M | 130.26M | 163.30M | 124.88M | ||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.62 | 0.60 | 0.54 | 0.48 | 0.43 | 0.42 | 0.45 | 0.48 | 0.49 | 0.54 | 0.57 | 0.57 | 0.60 | 0.62 | 0.63 | 0.63 | 0.62 | 0.60 | 0.57 | 0.58 | |||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -19.48 | -21.02 | -18.55 | -11.57 | -10.78 | -10.48 | -11.61 | -10.44 | -10.71 | -15.03 | -25.35 | -20.27 | -22.75 | -21.47 | -34.54 | -23.71 | -34.92 | -36.83 | -40.20 | -28.62 | |||||||||||||||||||
| Debt Ratio | 0.27 | 0.00 | 0.34 | 0.01 | 0.02 | 0.02 | 0.19 | 0.02 | 0.02 | 0.03 | 0.21 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | |||||||||||||||||||||||
| Times Interest Earned | -19.48 | -21.02 | -18.55 | -11.57 | -10.78 | -10.48 | -11.61 | -10.44 | -10.71 | -15.03 | -25.35 | -20.27 | -22.75 | -21.47 | -34.54 | -23.71 | -34.92 | -36.83 | -40.20 | -28.62 | |||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||||
| Enterprise Value | -516.10M | -605.90M | -614.59M | -582.94M | -543.44M | -464.56M | -388.30M | -716.10M | -615.33M | -557.10M | -563.64M | -507.83M | -576.54M | -500.27M | -541.92M | -649.11M | -483.84M | -560.95M | -546.19M | -451.10M | |||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||
| Return on SalesROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||||||||||||||
| Return on Capital EmployedROCE | 84.59% | 83.75% | 79.34% | 62.74% | 53.13% | 57.15% | 58.31% | 61.58% | 51.73% | 63.99% | 66.65% | 61.59% | 62.35% | 66.13% | 59.27% | 62.54% | 61.06% | 62.63% | 54.19% | 48.98% | |||||||||||||||||||
| Return on Invested CapitalROIC | 0.05% | 0.06% | 0.06% | 0.05% | 0.04% | 0.04% | 0.04% | 0.06% | 0.06% | 0.07% | 0.08% | 0.11% | 0.11% | 0.11% | 0.10% | 0.07% | 0.04% | 0.03% | 0.02% | 0.02% | |||||||||||||||||||
| Return on AssetsROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |