LexinFintech Holdings reported a gross margin of 15.55% and a net margin of 3.18% for the quarter ended Jun 2026. These financial ratios cover 39 quarters of results from Dec 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||
| Gross Margin | 50.75% | 55.12% | 26.91% | 26.25% | 33.35% | 34.21% | 30.28% | 32.57% | 38.65% | 35.85% | 36.91% | 37.03% | 32.97% | 34.82% | 39.27% | 35.48% | 34.91% | 25.77% | 25.22% | 15.55% | |||||||||||||||||||
| EBT Margin | 23.13% | 13.76% | 5.89% | 8.60% | 12.88% | 12.25% | 13.47% | 14.28% | 13.85% | 0.07% | 7.87% | 7.87% | 10.42% | 11.76% | 17.12% | 17.60% | 18.93% | 8.74% | 8.14% | 4.86% | |||||||||||||||||||
| EBIT Margin | 74.78% | 82.84% | 63.62% | 58.03% | 60.57% | 55.70% | 52.83% | 56.46% | 56.89% | 55.05% | 57.28% | 56.78% | 50.35% | 54.25% | 63.30% | 57.79% | 55.55% | 45.15% | 47.92% | 34.29% | |||||||||||||||||||
| EBITDA Margin | 74.78% | 82.84% | 63.62% | 58.03% | 60.57% | 55.70% | 52.83% | 56.46% | 56.89% | 55.05% | 57.28% | 56.78% | 50.35% | 54.25% | 63.30% | 57.79% | 55.55% | 45.15% | 47.92% | 34.29% | |||||||||||||||||||
| Operating Margin | 74.78% | 82.84% | 63.62% | 58.03% | 60.57% | 55.70% | 52.83% | 56.46% | 56.89% | 55.05% | 57.28% | 56.78% | 50.35% | 54.25% | 63.30% | 57.79% | 55.55% | 45.15% | 47.92% | 34.29% | |||||||||||||||||||
| Net Margin | 19.55% | 11.64% | 4.56% | 6.83% | 14.95% | 9.88% | 10.98% | 11.64% | 10.56% | 0.34% | 6.22% | 6.22% | 8.45% | 9.91% | 13.86% | 14.26% | 15.25% | 7.03% | 6.09% | 3.18% | |||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||
| Inventory AverageInventory Avg. | 7.68M | 7.81M | 8.20M | 9.48M | 11.12M | 9.89M | 7.50M | 7.49M | 7.71M | 6.26M | 4.38M | 5.15M | 6.55M | 5.00M | 2.89M | 3.42M | 3.56M | 3.18M | 3.22M | 3.46M | |||||||||||||||||||
| Assets AverageAssets Avg. | 3,154.74M | 3,240.62M | 3,315.52M | 3,318.17M | 3,249.48M | 3,203.30M | 3,391.66M | 3,438.22M | 3,272.11M | 3,231.70M | 3,219.66M | 3,196.47M | 3,188.69M | 3,153.03M | 3,106.66M | 3,129.99M | 3,191.55M | 3,252.99M | 3,283.15M | 3,299.60M | |||||||||||||||||||
| Invested CapitalInvested Cap. | 1,768.42M | 2,137.46M | 1,858.17M | 1,733.44M | 1,726.32M | 1,694.43M | 1,818.30M | 1,772.88M | 1,661.30M | 1,492.03M | 1,566.39M | 1,554.17M | 1,613.20M | 646.31M | 1,720.15M | 1,801.37M | 1,862.55M | 1,893.97M | 1,963.14M | 1,981.08M | |||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.60 | 0.54 | 0.48 | 0.43 | 0.42 | 0.45 | 0.48 | 0.49 | 0.54 | 0.57 | 0.57 | 0.60 | 0.62 | 0.63 | 0.63 | 0.62 | 0.60 | 0.57 | 0.58 | 0.57 | |||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -158.95 | -142.87 | -71.27 | -86.46 | -96.70 | -207.53 | -384.74 | -10.71 | -137.88 | -188.56 | -471.07 | 0.00M | -415.64 | -774.67 | -418.63 | -453.02 | -353.87 | -171.46 | -300.00 | -171.50 | |||||||||||||||||||
| Debt Ratio | 0.18 | 0.27 | 0.17 | 0.15 | 0.16 | 0.15 | 0.14 | 0.13 | 0.10 | 0.04 | 0.05 | 0.05 | 0.05 | 0.21 | 0.06 | 0.06 | 0.06 | 0.06 | 0.07 | 0.07 | |||||||||||||||||||
| Times Interest Earned | -158.95 | -142.87 | -71.27 | -86.46 | -96.70 | -207.53 | -384.74 | -10.71 | -137.88 | -188.56 | -471.07 | 0.00M | -415.64 | -774.67 | -418.63 | -453.02 | -353.87 | -171.46 | -300.00 | -171.50 | |||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 23.80 | 35.33 | 78.20 | 33.34 | 10.99 | 14.15 | 18.50 | 15.19 | 14.16 | 354.25 | 21.16 | 17.37 | 20.24 | 39.28 | 57.26 | 33.99 | 24.50 | 35.79 | 25.01 | 44.20 | |||||||||||||||||||
| Price to SalesP/S | 4.65 | 4.11 | 3.57 | 2.28 | 1.64 | 1.40 | 2.03 | 1.77 | 1.50 | 1.22 | 1.32 | 1.08 | 1.71 | 3.89 | 7.94 | 4.85 | 3.74 | 2.52 | 1.52 | 1.41 | |||||||||||||||||||
| Price to BookP/B | 1.78 | 1.12 | 0.75 | 0.67 | 0.53 | 0.51 | 0.67 | 0.58 | 0.54 | 0.45 | 0.43 | 0.39 | 0.60 | 0.34M | 2.20 | 1.50 | 1.08 | 0.65 | 0.42 | 0.37 | |||||||||||||||||||
| Enterprise Value | 1,732.33M | 985.71M | 588.64M | 487.26M | 293.62M | 370.32M | 523.86M | 344.54M | 349.88M | 211.68M | 305.40M | 238.75M | 577.46M | 1,626.90M | 2,947.95M | 2,129.27M | 1,477.10M | 778.49M | 492.17M | 466.80M | |||||||||||||||||||
| EV to EBIT | 5.03 | 3.45 | 3.43 | 2.33 | 1.28 | 1.50 | 2.28 | 1.45 | 1.28 | 0.78 | 1.19 | 0.84 | 2.20 | 5.98 | 10.89 | 7.36 | 5.54 | 3.96 | 2.14 | 2.90 | |||||||||||||||||||
| EV to EBITDA | 5.03 | 3.45 | 3.43 | 2.33 | 1.28 | 1.50 | 2.28 | 1.45 | 1.28 | 0.78 | 1.19 | 0.84 | 2.20 | 5.98 | 10.89 | 7.36 | 5.54 | 3.96 | 2.14 | 2.90 | |||||||||||||||||||
| Market Capitalization | 2,144.45M | 1,419.46M | 963.47M | 820.05M | 621.47M | 618.36M | 881.98M | 745.29M | 719.25M | 604.00M | 590.87M | 541.63M | 892.87M | 1,951.86M | 3,395.56M | 2,426.36M | 1,793.69M | 1,095.46M | 730.30M | 659.95M | |||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 74.78% | 82.84% | 63.62% | 58.03% | 60.57% | 55.70% | 52.83% | 56.46% | 56.89% | 55.05% | 57.28% | 56.78% | 50.35% | 54.25% | 63.30% | 57.79% | 55.55% | 45.15% | 47.92% | 34.29% | |||||||||||||||||||
| Return on Capital Employed [ROCE]ROCE | 83.57% | 79.16% | 62.75% | 53.29% | 57.92% | 59.12% | 62.40% | 52.22% | 63.99% | 66.65% | 61.59% | 62.35% | 66.13% | 59.27% | 62.54% | 61.06% | 62.63% | 54.19% | 48.98% | 41.55% | |||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 89.47% | 77.27% | 68.21% | 65.53% | 61.34% | 59.92% | 62.11% | 62.55% | 69.09% | 76.86% | 81.88% | 84.50% | 80.87% | 113.10% | 109.13% | 73.55% | 71.08% | 64.95% | 61.22% | 53.03% | |||||||||||||||||||
| Return on Assets [ROA]ROA | 17.33% | 15.26% | 11.01% | 7.05% | 5.31% | 5.69% | 6.86% | 7.83% | 8.90% | 6.98% | 6.18% | 5.42% | 4.81% | 7.06% | 8.58% | 10.30% | 11.50% | 10.58% | 9.32% | 7.05% |