Citizens Financial Services Ratios (2010-2026) | CZFS

Frequency:

Period:

1Y 3Y 5Y 7Y 10Y All

Values in:

Download Data

Ratios	Jun2021	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026
Profitability
EBT Margin (Quarter)	42.81%	44.45%	43.85%	43.93%	41.85%	42.71%	44.90%	41.85%	-29.70%	35.09%	39.68%	32.79%	25.93%	36.88%	37.17%	35.67%	38.14%	42.63%	44.20%	42.62%
EBIT Margin (Quarter)	52.65%	53.46%	52.29%	52.24%	50.22%	56.35%	68.29%	76.54%	19.81%	89.89%	110.87%	98.25%	93.32%	106.12%	101.72%	96.25%	93.42%	94.76%	94.65%	90.15%
EBITDA Margin (Quarter)	53.40%	54.09%	52.87%	52.93%	51.05%	56.91%	68.98%	77.29%	20.71%	90.87%	111.95%	99.16%	94.52%	107.16%	102.67%	97.25%	94.59%	95.70%	95.85%	91.11%
Net Margin (Quarter)	35.14%	36.33%	35.83%	36.06%	34.45%	35.03%	36.28%	33.90%	-23.08%	28.96%	32.22%	27.09%	21.41%	30.05%	37.21%	28.84%	30.99%	34.51%	38.10%	34.82%
FCF Margin (Quarter)	40.62%	53.85%	32.26%	64.12%	10.92%	41.85%	38.96%	50.36%	-51.38%	27.03%	67.95%	51.51%	11.75%	22.31%	38.23%	39.20%	20.10%	9.42%	56.26%	60.04%
Efficiency
Assets Average (Quarter)	1,999.45M	2,025.25M	2,095.53M	2,160.88M	2,195.37M	2,281.29M	2,341.55M	2,334.40M	2,613.60M	2,925.51M	2,967.27M	2,948.21M	2,934.32M	2,987.00M	3,026.10M	3,021.03M	2,991.81M	3,011.85M	3,060.49M	3,045.52M
Equity Average (Quarter)	201.61M	206.69M	210.73M	207.62M	198.89M	193.23M	195.79M	206.69M	238.23M	262.96M	271.18M	281.17M	284.57M	292.56M	299.19M	304.01M	310.97M	320.67M	332.87M	340.81M
Invested Capital (Quarter)	302.25M	287.17M	286.47M	270.96M	305.57M	450.35M	457.43M	501.30M	581.43M	578.84M	601.70M	566.24M	621.30M	530.39M	597.46M	610.32M	626.87M	607.27M	647.50M	542.32M
Asset Utilization Ratio (Quarter)	0.01	0.02	0.03	0.04	0.04	0.03	0.03	0.04	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.04
Leverage & Solvency
Interest Coverage Ratio (Quarter)	5.35	5.93	6.19	6.29	6.00	4.13	2.92	2.21	0.40	1.64	1.56	1.50	1.38	1.53	1.58	1.59	1.69	1.82	1.88	1.90
Debt to Equity (Quarter)			0.22				1.15				0.91				0.90				0.84
Debt Ratio (Quarter)			0.02				0.10				0.09				0.09				0.09
Equity Ratio (Quarter)	0.10	0.10	0.10	0.09	0.09	0.08	0.09	0.09	0.09	0.09	0.09	0.10	0.10	0.10	0.10	0.10	0.11	0.11	0.11	0.11
Times Interest Earned (Quarter)	5.35	5.93	6.19	6.29	6.00	4.13	2.92	2.21	0.40	1.64	1.56	1.50	1.38	1.53	1.58	1.59	1.69	1.82	1.88	1.90
Dividends & Payouts
FCF Payout Ratio (Quarter)	0.24	0.18	0.30	0.16	0.87	0.21	0.23	0.19	-0.21	0.33	0.15	0.17	0.81	0.42	0.23	0.23	0.44	0.88	0.14	0.13
Valuation
Enterprise Value (Quarter)	-108.19M	-101.97M	-176.84M	-124.93M	-35.31M	-40.82M	-42.81M	-40.37M	-61.10M	-61.48M	-66.50M	-44.48M	-51.54M	-45.76M	-52.57M	-45.91M	-57.76M	-38.56M	-41.22M	-40.21M
Return Ratios
Return on Sales (Quarter)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (Quarter)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Assets (Quarter)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (Quarter)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Research Tools

Developers

Citizens Financial Services Ratios (2010-2026) | CZFS

Research Tools

Developers

Citizens Financial Services Ratios (2010-2026) | CZFS

Create an account

Sign In

Reset Password