Citizens Financial Services CZFS Balance Sheet (2010-2026)

NASDAQ CZFS
$81.50 +0.15 (+0.18%)
As of: Sep 21, 2026 · 1:12 PM EDT
Reported Financials

Citizens Financial Services Quarterly Balance Sheet

Periods 65 quarters
Latest Jun 2026

Citizens Financial Services reported total assets of $3192.12M and total liabilities of $2839.28M for the quarter ended Jun 2026, up 7.6% year over year. This balance sheet covers 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Balance Sheet Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Assets
Current Assets
Cash & EquivalentsCash & Equiv.
101.97M172.83M114.11M20.67M23.15M26.21M26.17M44.71M43.34M52.82M29.62M38.43M36.76M42.20M36.79M49.48M31.07M34.29M33.10M39.43M
Cash Due from Bank
17.47M14.05M30.93M18.31M21.52M24.81M24.25M28.74M25.27M37.73M14.05M22.02M26.78M30.28M28.13M26.80M24.53M23.93M26.80M30.34M
Short-term InvestmentsInvestments (Current)
10.60M15.18M17.11M16.03M14.00M21.86M32.67M36.12M43.32M45.69M43.07M47.44M48.73M47.12M44.80M43.96M41.87M36.05M40.77M46.49M
Cash & Current Investments
112.57M188.01M131.23M36.71M37.14M48.07M58.84M80.83M86.65M98.50M72.69M85.87M85.49M89.32M81.59M93.45M72.94M70.34M73.88M85.92M
Interest Deposits
84.50M158.78M83.18M8.05M6.05M6.05M6.05M15.97M18.07M15.09M15.57M16.41M9.98M11.92M8.66M22.68M6.55M10.36M6.31M9.09M
Collateral
Receivables
3.87M3.80M3.73M3.61M3.43M3.31M
Securities - Tradable
397.04M412.40M461.47M462.88M445.22M439.51M443.42M434.31M417.81M417.60M404.87M402.66M419.19M425.91M430.70M431.65M451.36M444.74M448.29M491.31M
Securities
2.22M2.27M2.44M2.31M2.26M2.21M1.92M1.85M1.86M1.94M1.66M1.57M1.73M1.75M1.74M1.77M1.80M1.81M1.83M1.93M
Loans - Gross
1,442.91M1,441.53M1,478.69M1,595.38M1,737.95M1,725.00M2,248.84M2,239.66M2,255.72M2,331.00M2,313.24M2,315.66M2,241.76M2,335.39M2,350.62M2,298.22M2,395.03M
Loans - Loss Allowance
17.33M17.30M17.56M17.57M18.29M18.55M
Loans - Net
1,425.57M1,424.23M1,461.14M1,577.81M1,719.66M1,706.45M1,708.22M2,141.19M2,224.94M2,227.68M2,218.06M2,232.92M2,309.31M2,291.54M2,293.58M2,219.65M2,312.93M2,327.82M2,275.33M2,371.47M
Loans
Non-Current Assets
Property, Plant & Equipment (Net)
17.20M17.02M16.85M17.48M17.37M17.62M17.59M21.38M21.42M21.38M21.08M20.90M21.24M21.39M21.63M21.78M21.51M21.00M20.71M20.66M
Long-Term Investments
155.03M155.85M166.85M177.17M184.86M180.26M174.44M165.96M155.16M147.81M140.53M144.92M164.17M178.76M184.54M188.28M203.09M205.98M215.53M259.72M
Goodwill
31.38M31.38M31.38M31.38M31.38M31.38M31.38M84.76M84.76M85.76M85.76M85.76M85.76M85.76M85.76M85.76M85.76M85.76M85.76M85.76M
Intangibles
1.68M1.63M1.55M1.45M1.37M1.27M1.18M4.07M3.87M3.65M3.45M3.24M3.08M2.89M2.71M2.53M2.37M2.22M2.07M1.93M
Goodwill & Intangibles
33.05M33.00M32.92M32.83M32.75M32.65M32.56M88.83M88.62M89.41M89.21M89.00M88.84M88.65M88.47M88.29M88.13M87.98M87.83M87.69M
Long-Term Deferred Tax
4.08M12.89M10.79M20.11M21.38M17.34M17.67M17.18M14.45M15.20M14.44M13.91M12.29M11.44M12.24M11.44M
Other Non-Current Assets
19.92M14.70M33.65M30.20M38.62M25.80M27.06M43.80M43.07M59.07M51.90M53.18M47.73M54.63M48.51M51.76M49.96M53.15M45.33M62.35M
Assets
2,047.20M0.91M2,177.89M2,212.86M2,349.71M0.06M2,335.40M2,891.81M2,959.22M0.15M2,921.10M2,947.53M3,026.47M2.63M3,016.34M2,967.27M3,056.42M3,064.56M3,026.48M3,192.12M
Liabilities
Current Liabilities
Accounts Payables
1,740.97M1,836.15M1,879.09M1,878.71M1,868.71M1,844.21M1,799.69M2,266.10M2,335.14M2,321.48M2,302.88M2,273.09M2,450.15M2,382.03M2,364.85M2,292.66M2,411.20M2,376.98M2,441.18M2,394.54M
Payables
1,740.97M1,836.15M1,879.09M1,878.71M1,868.71M1,844.21M1,799.69M2,266.10M2,335.14M2,321.48M2,302.88M2,273.09M2,450.15M2,382.03M2,364.85M2,292.66M2,411.20M2,376.98M2,441.18M2,394.54M
Accumulated Expenses
0.82M0.71M0.71M0.57M0.92M1.23M1.77M2.26M2.73M4.30M4.12M5.48M5.55M4.69M3.14M2.74M3.75M3.13M3.75M3.36M
Short term Debt
46.60M229.89M255.32M270.94M282.30M
Non-Current Liabilities
Non-Current Debt
17.38M17.39M26.43M26.78M27.15M
Pension
0.70M0.66M0.61M0.51M0.53M
Other Non-Current Liabilities
18.24M18.43M27.12M28.01M29.73M20.80M24.41M32.72M31.82M39.92M39.16M40.34M35.62M35.73M32.82M40.30M29.86M32.86M35.04M43.42M
Total Non-Current Liabilities
1,819.99M1,912.94M1,948.02M1,989.82M2,128.55M2,112.44M2,097.75M2,595.86M2,664.71M2,655.74M2,599.27M2,620.72M2,692.19M2,690.26M2,675.22M2,613.32M2,698.88M2,693.66M2,647.86M2,795.87M
Total Liabilities
1,838.24M1,931.37M1,975.14M2,017.83M2,158.28M2,133.25M2,122.16M2,628.58M2,696.53M2,695.66M2,638.43M2,661.06M2,727.81M2,725.99M2,708.04M2,653.62M2,728.74M2,726.51M2,682.90M2,839.28M
Shareholder's Equity
Total Debt
63.98M247.28M281.75M297.72M309.45M
Common Equity
208.97M212.49M202.75M195.03M191.43M200.15M213.24M263.23M262.69M279.67M282.67M286.47M298.65M299.73M308.30M313.65M327.68M338.05M343.58M352.83M
Liabilities and Shareholders Equity
2,047.20M0.91M2,177.89M2,212.86M2,349.71M0.06M2,335.40M2,891.81M2,959.22M0.15M2,921.10M2,947.53M3,026.47M2.63M3,016.34M2,967.27M3,056.42M3,064.56M3,026.48M3,192.12M
Treasury Shares
0.44M0.44M0.44M0.46M0.46M0.46M0.46M0.45M0.45M0.45M0.45M0.45M0.45M0.45M0.45M0.45M0.45M0.45M0.45M0.45M
Retained Earnings
140.92M146.01M150.88M153.31M158.95M164.92M171.63M162.50M167.74M172.97M177.69M178.59M183.79M189.44M194.71M197.94M205.54M213.62M221.60M229.33M