OP Bancorp (OPBK) Loans - Loss Allowance (2018 - 2025)

OP Bancorp's quarterly Loans - Loss Allowance came in at $26.3 million in Q2 2025, up 15.49% year-on-year from $22.8 million in Q2 2024, and up 3.62% quarter-over-quarter from $25.4 million in Q1 2025.

OP Bancorp has reported Loans - Loss Allowance for 8 years, with the latest figure at $26.3 million in Q2 2025.

  • For the quarter ending Q2 2025, Loans - Loss Allowance rose 15.49% year-over-year to $26.3 million; the trailing twelve-month figure through Jun 2025 stood at $26.3 million (up 15.49% YoY), and the FY2024 full-year result was $24.8 million, up 12.74% from the prior year.
  • Loans - Loss Allowance for Q2 2025 stood at $26.3 million, up from $25.4 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $26.3 million in Q2 2025, with the low at $14.1 million in Q3 2021.
  • Average Loans - Loss Allowance over 5 years is $20.1 million, with a median of $20.8 million recorded in 2023.
  • Peak annual rise in Loans - Loss Allowance reached 42.71% in 2021, while the deepest fall reached 0.21% in 2021.
  • Tracing OPBK's Loans - Loss Allowance over 5 years: stood at $16.1 million in 2021, then grew by 19.34% to $19.2 million in 2022, then rose by 14.3% to $22.0 million in 2023, then climbed by 12.74% to $24.8 million in 2024, then grew by 6.01% to $26.3 million in 2025.
  • The last three Loans - Loss Allowance figures came in at $26.3 million (Q2 2025), $25.4 million (Q1 2025), and $24.8 million (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 10.35 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 12.61 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 4.66 Bn
10 OP Bancorp 210.56 Mn 50.30 Mn - -

Historic Data

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DateValue
Jun 30, 2025 26.29 Mn
Mar 31, 2025 25.37 Mn
Sep 30, 2024 22.96 Mn
Jun 30, 2024 22.76 Mn
Mar 31, 2024 22.13 Mn
Dec 31, 2023 21.99 Mn
Sep 30, 2023 21.62 Mn
Jun 30, 2023 20.80 Mn
Mar 31, 2023 20.81 Mn
Dec 31, 2022 19.24 Mn
Sep 30, 2022 18.37 Mn
Jun 30, 2022 17.70 Mn
Mar 31, 2022 16.67 Mn
Dec 31, 2021 16.12 Mn
Sep 30, 2021 14.13 Mn
Jun 30, 2021 14.69 Mn
Mar 31, 2021 15.34 Mn
Dec 31, 2020 15.35 Mn
Sep 30, 2020 14.16 Mn
Jun 30, 2020 12.76 Mn
Mar 31, 2020 10.75 Mn
Dec 31, 2019 10.05 Mn
Sep 30, 2019 9.64 Mn
Dec 31, 2018 9.64 Mn