OP Bancorp (OPBK) Loans - Loss Allowance (2018 - 2026)
OP Bancorp (OPBK) posted quarterly Loans - Loss Allowance of $26.3 million for Q2 2025, up 15.49% year-over-year from $22.8 million in Q2 2024, and up 3.62% quarter-over-quarter from $25.4 million in Q1 2025.
OP Bancorp (OPBK) Loans - Loss Allowance (2018 - 2026) Analysis & Trends
OP Bancorp's Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $26.3 million for Q2 2025.
- In Q2 2025, Loans - Loss Allowance rose 15.49% year-over-year to $26.3 million; the TTM figure through Jun 2025 stood at $26.3 million (up 15.49% YoY), while the FY2024 annual figure was $24.8 million, up 12.74% from the prior year.
- Loans - Loss Allowance for Q2 2025 stood at $26.3 million, up from $25.4 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $26.3 million in Q2 2025, with the low at $14.1 million in Q3 2021.
- The 5-year median for Loans - Loss Allowance is $20.8 million (2023), against an average of $20.1 million.
- Peak annual rise in Loans - Loss Allowance reached 42.71% in 2021, while the deepest fall reached 0.21% in 2021.
- OP Bancorp's Loans - Loss Allowance stood at $16.1 million in 2021, then advanced by 19.34% to $19.2 million in 2022, then grew by 14.3% to $22.0 million in 2023, then gained by 12.74% to $24.8 million in 2024, then advanced by 6.01% to $26.3 million in 2025.
- Business Quant data shows OPBK's Loans - Loss Allowance at $26.3 million in Q2 2025, $25.4 million in Q1 2025, and $24.8 million in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | OP Bancorp | 227.13 Mn | 52.08 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.41 Mn |
| Jun 30, 2025 | 26.29 Mn |
| Mar 31, 2025 | 25.37 Mn |
| Dec 31, 2024 | 24.80 Mn |
| Sep 30, 2024 | 22.96 Mn |
| Jun 30, 2024 | 22.76 Mn |
| Mar 31, 2024 | 22.13 Mn |
| Dec 31, 2023 | 21.99 Mn |
| Sep 30, 2023 | 21.62 Mn |
| Jun 30, 2023 | 20.80 Mn |
| Mar 31, 2023 | 20.81 Mn |
| Dec 31, 2022 | 19.24 Mn |
| Sep 30, 2022 | 18.37 Mn |
| Jun 30, 2022 | 17.70 Mn |
| Mar 31, 2022 | 16.67 Mn |
| Dec 31, 2021 | 16.12 Mn |
| Sep 30, 2021 | 14.13 Mn |
| Jun 30, 2021 | 14.69 Mn |
| Mar 31, 2021 | 15.34 Mn |
| Dec 31, 2020 | 15.35 Mn |