OP Bancorp (OPBK) Loans - Loss Allowance (2018 - 2025)

OP Bancorp's Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $26.3 million for Q2 2025.

• On a quarterly basis, Loans - Loss Allowance rose 15.49% year-over-year to $26.3 million in Q2 2025; TTM through Jun 2025 was $26.3 million, a 15.49% increase from a year earlier, with the FY2024 full-year figure at $24.8 million, up 12.74% from the prior year.
• Loans - Loss Allowance improved to $26.3 million in Q2 2025 per OPBK's latest filing, from $25.4 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $26.3 million in Q2 2025 and bottomed at $14.1 million in Q3 2021.
• The 5-year median for Loans - Loss Allowance is $20.8 million (2023), against an average of $20.1 million.
• Biggest YoY gain for Loans - Loss Allowance was 42.71% in 2021; the steepest drop was 0.21% in 2021.
• Year by year, Loans - Loss Allowance stood at $16.1 million in 2021, then climbed by 19.34% to $19.2 million in 2022, then increased by 14.3% to $22.0 million in 2023, then advanced by 12.74% to $24.8 million in 2024, then climbed by 6.01% to $26.3 million in 2025.
• Per Business Quant, the three latest OPBK Loans - Loss Allowance figures stand at $26.3 million (Q2 2025), $25.4 million (Q1 2025), and $24.8 million (Q4 2024).