OP Bancorp (OPBK) Loans - Loss Allowance (2018 - 2026)
OP Bancorp (OPBK) recorded Loans - Loss Allowance of $28.41 million in Q1 2026, up 12.0% from $25.37 million a year earlier.
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Analysis
OP Bancorp (OPBK) Loans - Loss Allowance (2018 - 2026) Analysis & Trends
At the end of FY2024, OP Bancorp reported Loans - Loss Allowance of $24.8 million, up 12.7% from FY2023.
- Annual Loans - Loss Allowance has increased for six straight years, with a five-year compound annual growth rate of 19.8% (FY2019 to FY2024).
- Across earlier years, Loans - Loss Allowance came in at $21.99 million in FY2023 (+14.3%), $19.24 million in FY2022 (+19.3%), $16.12 million in FY2021 (+5.0%) and $15.35 million in FY2020 (+52.8%).
- The Q1 2026 figure is the highest quarterly Loans - Loss Allowance in data going back to Q4 2018.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 30.0% in Q3 2022, against a decline of 0.2% in Q3 2021 at the low end.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | OP Bancorp | 223.90 Mn | -445.47 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 28.41 Mn |
| Jun 30, 2025 | 26.29 Mn |
| Mar 31, 2025 | 25.37 Mn |
| Dec 31, 2024 | 24.80 Mn |
| Sep 30, 2024 | 22.96 Mn |
| Jun 30, 2024 | 22.76 Mn |
| Mar 31, 2024 | 22.13 Mn |
| Dec 31, 2023 | 21.99 Mn |
| Sep 30, 2023 | 21.62 Mn |
| Jun 30, 2023 | 20.80 Mn |
| Mar 31, 2023 | 20.81 Mn |
| Dec 31, 2022 | 19.24 Mn |
| Sep 30, 2022 | 18.37 Mn |
| Jun 30, 2022 | 17.70 Mn |
| Mar 31, 2022 | 16.67 Mn |
| Dec 31, 2021 | 16.12 Mn |
| Sep 30, 2021 | 14.13 Mn |
| Jun 30, 2021 | 14.69 Mn |
| Mar 31, 2021 | 15.34 Mn |
| Dec 31, 2020 | 15.35 Mn |
API Access
OP Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OPBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "OPBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=OPBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();