Balance Sheet
Accounts PayablesAccumulated ExpensesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoansLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxLong-Term InvestmentsNon-Current DebtOperating LeasesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - TradableShareholder's EquityTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios

OP Bancorp (OPBK) Loans - Loss Allowance (2018 - 2025)

OP Bancorp has reported Loans - Loss Allowance over the past 8 years, most recently at $26.3 million for Q2 2025.

  • Quarterly results put Loans - Loss Allowance at $26.3 million for Q2 2025, up 15.49% from a year ago — trailing twelve months through Jun 2025 was $26.3 million (up 15.49% YoY), and the annual figure for FY2023 was $22.0 million, up 14.3%.
  • Loans - Loss Allowance for Q2 2025 was $26.3 million at OP Bancorp, up from $25.4 million in the prior quarter.
  • Over the last five years, Loans - Loss Allowance for OPBK hit a ceiling of $26.3 million in Q2 2025 and a floor of $14.1 million in Q3 2021.
  • Median Loans - Loss Allowance over the past 5 years was $20.8 million (2023), compared with a mean of $19.8 million.
  • Peak annual rise in Loans - Loss Allowance hit 42.71% in 2021, while the deepest fall reached 0.21% in 2021.
  • OP Bancorp's Loans - Loss Allowance stood at $16.1 million in 2021, then grew by 19.34% to $19.2 million in 2022, then rose by 14.3% to $22.0 million in 2023, then grew by 4.4% to $23.0 million in 2024, then grew by 14.49% to $26.3 million in 2025.
  • The last three reported values for Loans - Loss Allowance were $26.3 million (Q2 2025), $25.4 million (Q1 2025), and $23.0 million (Q3 2024) per Business Quant data.