OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026)
OP Bancorp (OPBK) recorded quarterly Interest Coverage Ratio of 1.55 in Q1 2026, up 2.18% quarter-over-quarter from 1.52 in Q4 2025, and up 7.61% on a YoY basis from 1.44 in Q1 2025.
OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
OP Bancorp's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 1.55 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 7.61% year-over-year to 1.55; the TTM figure through Mar 2026 stood at 1.52 (up 7.88% YoY), while the FY2025 annual figure was 1.49, up 6.2% from the prior year.
- Interest Coverage Ratio was 1.55 for Q1 2026 at OP Bancorp, up from 1.52 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 18.59 in Q1 2022 to a low of 1.37 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 3.43 across 5 years, with a median of 1.52 in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 103.47% in 2022, then plunged 89.28% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.66 in 2022, then slumped by 44.81% to 1.47 in 2023, then retreated by 6.9% to 1.37 in 2024, then advanced by 10.91% to 1.52 in 2025, then gained by 2.18% to 1.55 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.55 (Q1 2026), 1.52 (Q4 2025), and 1.53 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | OP Bancorp | 212.79 Mn | 52.53 Mn | - | 1.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.55 |
| Dec 31, 2025 | 1.52 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.44 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.42 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.47 |
| Sep 30, 2023 | 1.51 |
| Jun 30, 2023 | 1.67 |
| Mar 31, 2023 | 1.99 |
| Dec 31, 2022 | 2.66 |
| Sep 30, 2022 | 5.21 |
| Jun 30, 2022 | 12.17 |
| Mar 31, 2022 | 18.59 |
| Dec 31, 2021 | 18.76 |
| Sep 30, 2021 | 16.01 |
| Jun 30, 2021 | 12.96 |