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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2025)

OP Bancorp has reported Interest Coverage Ratio over the past 9 years, most recently at 1.52 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 1.52 for Q4 2025, up 10.91% from a year ago — trailing twelve months through Dec 2025 was 1.49 (up 6.2% YoY), and the annual figure for FY2025 was 1.49, up 6.2%.
  • Interest Coverage Ratio for Q4 2025 was 1.52 at OP Bancorp, down from 1.53 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for OPBK hit a ceiling of 18.76 in Q4 2021 and a floor of 1.37 in Q4 2024.
  • Median Interest Coverage Ratio over the past 5 years was 1.6 (2023), compared with a mean of 5.69.
  • Biggest five-year swings in Interest Coverage Ratio: skyrocketed 420.42% in 2021 and later tumbled 89.28% in 2023.
  • OP Bancorp's Interest Coverage Ratio stood at 18.76 in 2021, then tumbled by 85.81% to 2.66 in 2022, then tumbled by 44.81% to 1.47 in 2023, then decreased by 6.9% to 1.37 in 2024, then rose by 10.91% to 1.52 in 2025.
  • The last three reported values for Interest Coverage Ratio were 1.52 (Q4 2025), 1.53 (Q3 2025), and 1.47 (Q2 2025) per Business Quant data.