OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026)
OP Bancorp (OPBK) posted quarterly Interest Coverage Ratio of 1.55 for Q1 2026, up 10.58% year-over-year from 1.4 in Q1 2025, and up 1.99% quarter-over-quarter from 1.52 in Q4 2025.
OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
OP Bancorp's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 1.55 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 10.58% year-over-year to 1.55; the TTM figure through Mar 2026 stood at 1.53 (down 73.38% YoY), while the FY2025 annual figure was 1.48, up 5.5% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.55, up from 1.52 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.66 in Q4 2022, with the low at 0.7 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.44 (2025), against an average of 1.51.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio tumbled 90.71% in 2022, then soared 96.07% in 2024.
- OP Bancorp's Interest Coverage Ratio stood at 2.66 in 2022, then plunged by 73.8% to 0.7 in 2023, then surged by 96.07% to 1.37 in 2024, then increased by 11.12% to 1.52 in 2025, then grew by 1.99% to 1.55 in 2026.
- Business Quant data shows OPBK's Interest Coverage Ratio at 1.55 in Q1 2026, 1.52 in Q4 2025, and 1.53 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.91 Bn | 84.72 Bn | - | - |
| 2 | Pnc Financial Services | 97.92 Bn | 97.92 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.40 Bn | 96.40 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.98 Bn | -144.11 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.21 Bn | -81.11 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.04 Bn | 57.36 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.79 Bn | 61.79 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.94 Bn | 26.21 Bn | - | 1.90 |
| 10 | OP Bancorp | 227.65 Mn | 52.60 Mn | - | 1.61 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.61 |
| Mar 31, 2026 | 1.55 |
| Dec 31, 2025 | 1.52 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.31 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 0.70 |
| Sep 30, 2023 | 1.23 |
| Jun 30, 2023 | 1.33 |
| Mar 31, 2023 | 1.47 |
| Dec 31, 2022 | 2.66 |
| Sep 30, 2022 | 1.49 |
| Jun 30, 2022 | 1.77 |
| Mar 31, 2022 | 2.11 |
| Dec 31, 2021 | 18.36 |
| Sep 30, 2021 | 16.01 |