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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2025)

Historic Interest Coverage Ratio for OP Bancorp (OPBK) over the last 9 years, with Q3 2025 value amounting to 1.53.

  • OP Bancorp's Interest Coverage Ratio rose 918.56% to 1.53 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.45, marking a year-over-year increase of 175.83%. This contributed to the annual value of 1.4 for FY2024, which is 1399.12% down from last year.
  • Per OP Bancorp's latest filing, its Interest Coverage Ratio stood at 1.53 for Q3 2025, which was up 918.56% from 1.47 recorded in Q2 2025.
  • In the past 5 years, OP Bancorp's Interest Coverage Ratio registered a high of 18.76 during Q4 2021, and its lowest value of 1.37 during Q4 2024.
  • Its 5-year average for Interest Coverage Ratio is 5.9, with a median of 1.67 in 2023.
  • As far as peak fluctuations go, OP Bancorp's Interest Coverage Ratio skyrocketed by 42041.7% in 2021, and later plummeted by 8928.35% in 2023.
  • Over the past 5 years, OP Bancorp's Interest Coverage Ratio (Quarter) stood at 18.76 in 2021, then crashed by 85.81% to 2.66 in 2022, then tumbled by 44.81% to 1.47 in 2023, then dropped by 6.9% to 1.37 in 2024, then grew by 12.01% to 1.53 in 2025.
  • Its Interest Coverage Ratio was 1.53 in Q3 2025, compared to 1.47 in Q2 2025 and 1.44 in Q1 2025.