OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026)
OP Bancorp's quarterly Interest Coverage Ratio came in at 1.55 in Q1 2026, up 7.61% year-on-year from 1.44 in Q1 2025, and up 2.18% quarter-over-quarter from 1.52 in Q4 2025.
OP Bancorp has reported Interest Coverage Ratio for 10 years, with the latest figure at 1.55 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 7.61% year-over-year to 1.55; the trailing twelve-month figure through Mar 2026 stood at 1.52 (up 7.88% YoY), and the FY2025 full-year result was 1.49, up 6.2% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.55, up from 1.52 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 18.59 in Q1 2022, with the low at 1.37 in Q4 2024.
- Average Interest Coverage Ratio over 5 years is 3.43, with a median of 1.52 recorded in 2025.
- Year-over-year, Interest Coverage Ratio jumped 103.47% in 2022 and plunged 89.28% in 2023.
- Tracing OPBK's Interest Coverage Ratio over 5 years: stood at 2.66 in 2022, then sank by 44.81% to 1.47 in 2023, then decreased by 6.9% to 1.37 in 2024, then climbed by 10.91% to 1.52 in 2025, then advanced by 2.18% to 1.55 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.55 (Q1 2026), 1.52 (Q4 2025), and 1.53 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | OP Bancorp | 210.56 Mn | 50.30 Mn | - | 1.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.55 |
| Dec 31, 2025 | 1.52 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.44 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.42 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.47 |
| Sep 30, 2023 | 1.51 |
| Jun 30, 2023 | 1.67 |
| Mar 31, 2023 | 1.99 |
| Dec 31, 2022 | 2.66 |
| Sep 30, 2022 | 5.21 |
| Jun 30, 2022 | 12.17 |
| Mar 31, 2022 | 18.59 |
| Dec 31, 2021 | 18.76 |
| Sep 30, 2021 | 16.01 |
| Jun 30, 2021 | 12.96 |
| Mar 31, 2021 | 9.14 |
| Dec 31, 2020 | 5.46 |
| Sep 30, 2020 | 4.16 |
| Jun 30, 2020 | 2.49 |
| Mar 31, 2020 | 2.38 |
| Dec 31, 2019 | 2.52 |
| Sep 30, 2019 | 2.35 |
| Jun 30, 2019 | 2.37 |
| Mar 31, 2019 | 2.90 |
| Dec 31, 2018 | 2.79 |
| Sep 30, 2018 | 2.83 |
| Jun 30, 2018 | 3.53 |
| Mar 31, 2018 | 3.71 |
| Dec 31, 2017 | 4.70 |
| Sep 30, 2017 | 4.67 |
| Jun 30, 2017 | 5.05 |
| Mar 31, 2017 | 4.60 |