OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026)

OP Bancorp (OPBK) recorded quarterly Interest Coverage Ratio of 1.55 in Q1 2026, up 2.18% quarter-over-quarter from 1.52 in Q4 2025, and up 7.61% on a YoY basis from 1.44 in Q1 2025.

OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026) Analysis & Trends

OP Bancorp's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 1.55 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 7.61% year-over-year to 1.55; the TTM figure through Mar 2026 stood at 1.52 (up 7.88% YoY), while the FY2025 annual figure was 1.49, up 6.2% from the prior year.
  • Interest Coverage Ratio was 1.55 for Q1 2026 at OP Bancorp, up from 1.52 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 18.59 in Q1 2022 to a low of 1.37 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 3.43 across 5 years, with a median of 1.52 in 2025.
  • The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 103.47% in 2022, then plunged 89.28% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 2.66 in 2022, then slumped by 44.81% to 1.47 in 2023, then retreated by 6.9% to 1.37 in 2024, then advanced by 10.91% to 1.52 in 2025, then gained by 2.18% to 1.55 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.55 (Q1 2026), 1.52 (Q4 2025), and 1.53 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 OP Bancorp 212.79 Mn 52.53 Mn - 1.55

Historic Data

Download Data
DateValue
Mar 31, 2026 1.55
Dec 31, 2025 1.52
Sep 30, 2025 1.53
Jun 30, 2025 1.47
Mar 31, 2025 1.44
Dec 31, 2024 1.37
Sep 30, 2024 1.40
Jun 30, 2024 1.42
Mar 31, 2024 1.43
Dec 31, 2023 1.47
Sep 30, 2023 1.51
Jun 30, 2023 1.67
Mar 31, 2023 1.99
Dec 31, 2022 2.66
Sep 30, 2022 5.21
Jun 30, 2022 12.17
Mar 31, 2022 18.59
Dec 31, 2021 18.76
Sep 30, 2021 16.01
Jun 30, 2021 12.96