OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026)
OP Bancorp's (OPBK) quarterly Interest Coverage Ratio came in at 1.55 in Q1 2026, up 10.58% year-on-year from 1.4 in Q1 2025, and up 1.99% quarter-over-quarter from 1.52 in Q4 2025.
OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026) Analysis & Trends
OP Bancorp's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 1.55 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 10.58% year-over-year to 1.55 in Q1 2026; TTM through Mar 2026 was 1.4, a 77.1% decrease from a year earlier, with the FY2025 full-year figure at 1.48, up 5.5% from the prior year.
- Interest Coverage Ratio rose to 1.55 in Q1 2026 per OPBK's latest filing, from 1.52 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.11 in Q1 2022 and bottomed at 3.71 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 1.4 (2024), against an average of 1.12.
- Across the five-year window, Interest Coverage Ratio tumbled 119.78% in 2022 and surged 118.8% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.71 in 2022, then surged by 118.8% to 0.7 in 2023, then surged by 81.6% to 1.27 in 2024, then advanced by 19.97% to 1.52 in 2025, then increased by 1.99% to 1.55 in 2026.
- Per Business Quant, the three latest OPBK Interest Coverage Ratio figures stand at 1.55 (Q1 2026), 1.52 (Q4 2025), and 1.53 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | OP Bancorp | 220.24 Mn | 59.98 Mn | - | 1.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.55 |
| Dec 31, 2025 | 1.52 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.44 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.27 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.31 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 0.70 |
| Sep 30, 2023 | 1.23 |
| Jun 30, 2023 | 1.33 |
| Mar 31, 2023 | 1.47 |
| Dec 31, 2022 | -3.71 |
| Sep 30, 2022 | 1.49 |
| Jun 30, 2022 | 1.77 |
| Mar 31, 2022 | 2.11 |
| Dec 31, 2021 | 18.76 |
| Sep 30, 2021 | 16.01 |
| Jun 30, 2021 | 12.96 |