OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026)

OP Bancorp's (OPBK) quarterly Interest Coverage Ratio came in at 1.55 in Q1 2026, up 10.58% year-on-year from 1.4 in Q1 2025, and up 1.99% quarter-over-quarter from 1.52 in Q4 2025.

OP Bancorp (OPBK) Interest Coverage Ratio (2017 - 2026) Analysis & Trends

OP Bancorp's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 1.55 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 10.58% year-over-year to 1.55 in Q1 2026; TTM through Mar 2026 was 1.4, a 77.1% decrease from a year earlier, with the FY2025 full-year figure at 1.48, up 5.5% from the prior year.
  • Interest Coverage Ratio rose to 1.55 in Q1 2026 per OPBK's latest filing, from 1.52 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 2.11 in Q1 2022 and bottomed at 3.71 in Q4 2022.
  • The 5-year median for Interest Coverage Ratio is 1.4 (2024), against an average of 1.12.
  • Across the five-year window, Interest Coverage Ratio tumbled 119.78% in 2022 and surged 118.8% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 3.71 in 2022, then surged by 118.8% to 0.7 in 2023, then surged by 81.6% to 1.27 in 2024, then advanced by 19.97% to 1.52 in 2025, then increased by 1.99% to 1.55 in 2026.
  • Per Business Quant, the three latest OPBK Interest Coverage Ratio figures stand at 1.55 (Q1 2026), 1.52 (Q4 2025), and 1.53 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 OP Bancorp 220.24 Mn 59.98 Mn - 1.55

Historic Data

Download Data
DateValue
Mar 31, 2026 1.55
Dec 31, 2025 1.52
Sep 30, 2025 1.53
Jun 30, 2025 1.44
Mar 31, 2025 1.40
Dec 31, 2024 1.27
Sep 30, 2024 1.40
Jun 30, 2024 1.31
Mar 31, 2024 1.30
Dec 31, 2023 0.70
Sep 30, 2023 1.23
Jun 30, 2023 1.33
Mar 31, 2023 1.47
Dec 31, 2022 -3.71
Sep 30, 2022 1.49
Jun 30, 2022 1.77
Mar 31, 2022 2.11
Dec 31, 2021 18.76
Sep 30, 2021 16.01
Jun 30, 2021 12.96