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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

OP Bancorp (OPBK) Interest Coverage Ratio: 2017-2025

Historic Interest Coverage Ratio for OP Bancorp (OPBK) over the last 9 years, with Sep 2025 value amounting to 1.53.

  • OP Bancorp's Interest Coverage Ratio rose 9.19% to 1.53 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.45, marking a year-over-year increase of 1.76%. This contributed to the annual value of 1.40 for FY2024, which is 13.99% down from last year.
  • Per OP Bancorp's latest filing, its Interest Coverage Ratio stood at 1.53 for Q3 2025, which was up 4.18% from 1.47 recorded in Q2 2025.
  • In the past 5 years, OP Bancorp's Interest Coverage Ratio registered a high of 18.76 during Q4 2021, and its lowest value of 1.37 during Q4 2024.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 1.47 (2023), whereas its average is 1.52.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first soared by 420.42% in 2021, then tumbled by 89.28% in 2023.
  • OP Bancorp's Interest Coverage Ratio (Quarterly) stood at 18.76 in 2021, then tumbled by 85.81% to 2.66 in 2022, then crashed by 44.81% to 1.47 in 2023, then declined by 6.90% to 1.37 in 2024, then climbed by 9.19% to 1.53 in 2025.
  • Its Interest Coverage Ratio stands at 1.53 for Q3 2025, versus 1.47 for Q2 2025 and 1.44 for Q1 2025.