OP Bancorp (OPBK) Interest Expense - Deposits (2017 - 2026)
OP Bancorp (OPBK) reported Interest Expense - Deposits of $16.89 million for Q2 2026, down 3.3% from $17.48 million a year earlier but up 0.3% from the prior quarter.
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Analysis
OP Bancorp (OPBK) Interest Expense - Deposits (2017 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, OP Bancorp's Interest Expense - Deposits came in at $68.5 million, down 1.0% year-over-year; for FY2025, it came in at $68.85 million, up 1.1% from FY2024.
- Interest Expense - Deposits has increased for four consecutive years, with a five-year compound annual growth rate of 52.7% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $68.12 million in FY2024 (+37.8%), $49.44 million in FY2023 (+341.0%), $11.21 million in FY2022 (+257.9%) and $3.13 million in FY2021 (-62.2%).
- Five-year quarterly Interest Expense - Deposits spans a low of $654,000 in Q1 2022 and a high of $17.92 million in Q3 2024.
- Year over year, Interest Expense - Deposits gained in six of the last eight quarters, with growth averaging 7.8%.
- The high point for year-over-year Interest Expense - Deposits in five years was Q4 2022 (growth of 808.7%); the low point was Q3 2021 (a decline of 52.0%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $16.85 million (Q1 2026), $17.32 million (Q4 2025) and $17.44 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | OP Bancorp | 223.90 Mn | -445.47 Mn | - | 16.89 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.89 Mn |
| Mar 31, 2026 | 16.85 Mn |
| Dec 31, 2025 | 17.32 Mn |
| Sep 30, 2025 | 17.44 Mn |
| Jun 30, 2025 | 17.48 Mn |
| Mar 31, 2025 | 16.61 Mn |
| Dec 31, 2024 | 17.18 Mn |
| Sep 30, 2024 | 17.92 Mn |
| Jun 30, 2024 | 17.34 Mn |
| Mar 31, 2024 | 15.68 Mn |
| Dec 31, 2023 | 14.13 Mn |
| Sep 30, 2023 | 13.01 Mn |
| Jun 30, 2023 | 11.92 Mn |
| Mar 31, 2023 | 10.38 Mn |
| Dec 31, 2022 | 6.60 Mn |
| Sep 30, 2022 | 2.89 Mn |
| Jun 30, 2022 | 1.07 Mn |
| Mar 31, 2022 | 654,000.00 |
| Dec 31, 2021 | 726,000.00 |
| Sep 30, 2021 | 766,000.00 |
API Access
OP Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OPBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "OPBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OPBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();