OP Bancorp (OPBK) Times Interest Earned (2017 - 2026)
OP Bancorp's (OPBK) Times Interest Earned came in at 1.61 for Q2 2026, up 9.4% from 1.47 a year earlier and up 3.8% from the prior quarter.
OP Bancorp (OPBK) Times Interest Earned (2017 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Times Interest Earned at OP Bancorp was 1.55, up 9.3% year-over-year; for FY2025, it came in at 1.49, up 6.2% from FY2024.
- In prior years, OP Bancorp's Times Interest Earned was 1.40 in FY2024 (-14.0%), 1.63 in FY2023 (-68.2%), 5.13 in FY2022 (-63.3%) and 13.98 in FY2021 (+337.0%).
- The Q2 2026 figure stands as the highest quarterly Times Interest Earned since Q2 2023.
- On a year-over-year basis, Times Interest Earned has increased in each of the last six quarters, with growth averaging 3.5% over the last eight quarters.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was Q3 2021, with growth of 284.4%; the weakest was Q1 2023, with a decline of 89.3%.
- According to Business Quant data, Times Interest Earned for the three prior quarters was 1.55 (Q1 2026), 1.52 (Q4 2025) and 1.53 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | OP Bancorp | 223.90 Mn | -445.47 Mn | - | 1.61 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.61 |
| Mar 31, 2026 | 1.55 |
| Dec 31, 2025 | 1.52 |
| Sep 30, 2025 | 1.53 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.44 |
| Dec 31, 2024 | 1.37 |
| Sep 30, 2024 | 1.40 |
| Jun 30, 2024 | 1.42 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.47 |
| Sep 30, 2023 | 1.51 |
| Jun 30, 2023 | 1.67 |
| Mar 31, 2023 | 1.99 |
| Dec 31, 2022 | 2.66 |
| Sep 30, 2022 | 5.21 |
| Jun 30, 2022 | 12.17 |
| Mar 31, 2022 | 18.59 |
| Dec 31, 2021 | 18.76 |
| Sep 30, 2021 | 16.01 |
OP Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OPBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();