OP Bancorp (OPBK) FCF Margin (2017 - 2026)
OP Bancorp's FCF Margin came in at -28.92% for Q2 2026, up 3.48 percentage points from -32.40% a year earlier but down 59.88 percentage points from the prior quarter.
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Analysis
OP Bancorp (OPBK) FCF Margin (2017 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, OP Bancorp reported FCF Margin of 27.27%, up 11.65 percentage points year-over-year; for FY2025, it was 24.67%, down 11.51 percentage points from FY2024.
- FCF Margin has declined in each of the last three years, though with a five-year change of +34.42 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 36.18% in FY2024 (-42.95 pp), 79.13% in FY2023 (-7.96 pp), 87.09% in FY2022 (+125.25 pp) and -38.16% in FY2021 (-28.42 pp).
- The five-year range for quarterly FCF Margin is -117.73% (Q3 2021) to 200.41% (Q1 2023).
- Year-over-year, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of -1.85 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q3 2022 (a gain of 300.19 percentage points), and the weakest in Q1 2024 (a drop of 216.99 percentage points).
- Business Quant data shows OPBK's FCF Margin at 30.96% (Q1 2026), 14.22% (Q4 2025) and 95.57% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | OP Bancorp | 222.05 Mn | -523.47 Mn | - | 91.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 91.52% |
| Jun 30, 2026 | -28.92% |
| Mar 31, 2026 | 30.96% |
| Dec 31, 2025 | 14.22% |
| Sep 30, 2025 | 95.57% |
| Jun 30, 2025 | -32.40% |
| Mar 31, 2025 | 18.86% |
| Dec 31, 2024 | 21.00% |
| Sep 30, 2024 | 61.47% |
| Jun 30, 2024 | 76.99% |
| Mar 31, 2024 | -16.58% |
| Dec 31, 2023 | -8.28% |
| Sep 30, 2023 | 74.50% |
| Jun 30, 2023 | 37.98% |
| Mar 31, 2023 | 200.41% |
| Dec 31, 2022 | 11.15% |
| Sep 30, 2022 | 182.46% |
| Jun 30, 2022 | 88.96% |
| Mar 31, 2022 | 56.05% |
| Dec 31, 2021 | 96.06% |
API Access
OP Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "OPBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();