OP Bancorp (OPBK) FCF Payout Ratio (2019 - 2026)
OP Bancorp (OPBK) posted quarterly FCF Payout Ratio of 0.24 for Q1 2026, down 44.57% year-over-year from 0.42 in Q1 2025, and down 54.6% quarter-over-quarter from 0.52 in Q4 2025.
OP Bancorp (OPBK) FCF Payout Ratio (2019 - 2026) Analysis & Trends
OP Bancorp's FCF Payout Ratio history runs 8 years deep, the most recent figure standing at 0.24 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 44.57% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.27 (up 39.08% YoY), while the FY2025 annual figure was 0.31, up 26.88% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.24, down from 0.52 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.7 in Q4 2022, with the low at 1.09 in Q4 2023.
- The 5-year median for FCF Payout Ratio is 0.12 (2023), against an average of 0.08.
- The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio surged 981.41% in 2022, then sank 1447.49% in 2024.
- OP Bancorp's FCF Payout Ratio stood at 0.7 in 2022, then sank by 256.17% to 1.09 in 2023, then soared by 136.33% to 0.4 in 2024, then jumped by 30.52% to 0.52 in 2025, then slumped by 54.6% to 0.24 in 2026.
- Business Quant data shows OPBK's FCF Payout Ratio at 0.24 in Q1 2026, 0.52 in Q4 2025, and 0.08 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | OP Bancorp | 227.13 Mn | 52.08 Mn | - | -0.28 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.28 |
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | -0.23 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.40 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | -0.56 |
| Dec 31, 2023 | -1.09 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.23 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.70 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | -0.06 |