OP Bancorp (OPBK) FCF Payout Ratio (2019 - 2026)
OP Bancorp's quarterly FCF Payout Ratio came in at 0.24 in Q1 2026, down 44.57% year-on-year from 0.42 in Q1 2025, and down 54.6% quarter-over-quarter from 0.52 in Q4 2025.
OP Bancorp has reported FCF Payout Ratio for 8 years, with the latest figure at 0.24 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 44.57% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.27 (up 39.08% YoY), and the FY2025 full-year result was 0.31, up 26.88% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.24, down from 0.52 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.7 in Q4 2022, with the low at 1.09 in Q4 2023.
- Average FCF Payout Ratio over 5 years is 0.08, with a median of 0.12 recorded in 2023.
- Year-over-year, FCF Payout Ratio surged 981.41% in 2022 and slumped 1447.49% in 2024.
- Tracing OPBK's FCF Payout Ratio over 5 years: stood at 0.7 in 2022, then sank by 256.17% to 1.09 in 2023, then surged by 136.33% to 0.4 in 2024, then soared by 30.52% to 0.52 in 2025, then slumped by 54.6% to 0.24 in 2026.
- The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.52 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | OP Bancorp | 210.56 Mn | 50.30 Mn | - | 0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.52 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | -0.23 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.40 |
| Sep 30, 2024 | 0.14 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | -0.56 |
| Dec 31, 2023 | -1.09 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.23 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.70 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | -0.06 |
| Jun 30, 2021 | -0.03 |
| Mar 31, 2021 | 0.23 |
| Dec 31, 2020 | 0.05 |
| Sep 30, 2020 | -0.04 |
| Jun 30, 2020 | -0.23 |
| Mar 31, 2020 | 0.51 |
| Dec 31, 2019 | 0.29 |
| Sep 30, 2019 | 0.10 |
| Jun 30, 2019 | 0.16 |
| Mar 31, 2019 | 0.41 |