OP Bancorp (OPBK) FCF Payout Ratio (2019 - 2026)

OP Bancorp's (OPBK) quarterly FCF Payout Ratio came in at 0.24 in Q1 2026, down 44.57% year-on-year from 0.42 in Q1 2025, and down 54.6% quarter-over-quarter from 0.52 in Q4 2025.

OP Bancorp (OPBK) FCF Payout Ratio (2019 - 2026) Analysis & Trends

OP Bancorp's FCF Payout Ratio history runs 8 years deep, the most recent figure standing at 0.24 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 44.57% year-over-year to 0.24 in Q1 2026; TTM through Mar 2026 was 0.27, a 39.08% increase from a year earlier, with the FY2025 full-year figure at 0.31, up 26.88% from the prior year.
  • FCF Payout Ratio fell to 0.24 in Q1 2026 per OPBK's latest filing, from 0.52 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.7 in Q4 2022 and bottomed at 1.09 in Q4 2023.
  • The 5-year median for FCF Payout Ratio is 0.12 (2023), against an average of 0.08.
  • Across the five-year window, FCF Payout Ratio surged 981.41% in 2022 and slumped 1447.49% in 2024, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.7 in 2022, then plunged by 256.17% to 1.09 in 2023, then jumped by 136.33% to 0.4 in 2024, then surged by 30.52% to 0.52 in 2025, then sank by 54.6% to 0.24 in 2026.
  • Per Business Quant, the three latest OPBK FCF Payout Ratio figures stand at 0.24 (Q1 2026), 0.52 (Q4 2025), and 0.08 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 OP Bancorp 220.24 Mn 59.98 Mn - 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.52
Sep 30, 2025 0.08
Jun 30, 2025 -0.23
Mar 31, 2025 0.42
Dec 31, 2024 0.40
Sep 30, 2024 0.14
Jun 30, 2024 0.11
Mar 31, 2024 -0.56
Dec 31, 2023 -1.09
Sep 30, 2023 0.12
Jun 30, 2023 0.23
Mar 31, 2023 0.04
Dec 31, 2022 0.70
Sep 30, 2022 0.04
Jun 30, 2022 0.07
Mar 31, 2022 0.13
Dec 31, 2021 0.06
Sep 30, 2021 -0.06
Jun 30, 2021 -0.03