OP Bancorp (OPBK) FCF Payout Ratio (2019 - 2026)

OP Bancorp (OPBK) recorded quarterly FCF Payout Ratio of 0.24 in Q1 2026, down 54.6% quarter-over-quarter from 0.52 in Q4 2025, and down 44.57% on a YoY basis from 0.42 in Q1 2025.

OP Bancorp (OPBK) FCF Payout Ratio (2019 - 2026) Analysis & Trends

OP Bancorp's FCF Payout Ratio history runs 8 years deep, the most recent figure standing at 0.24 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 44.57% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.27 (up 39.08% YoY), while the FY2025 annual figure was 0.31, up 26.88% from the prior year.
  • FCF Payout Ratio was 0.24 for Q1 2026 at OP Bancorp, down from 0.52 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.7 in Q4 2022 to a low of 1.09 in Q4 2023.
  • Historically, FCF Payout Ratio has averaged 0.08 across 5 years, with a median of 0.12 in 2023.
  • The sharpest annual moves came in 2022 and 2024: FCF Payout Ratio soared 981.41% in 2022, then slumped 1447.49% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.7 in 2022, then slumped by 256.17% to 1.09 in 2023, then jumped by 136.33% to 0.4 in 2024, then surged by 30.52% to 0.52 in 2025, then tumbled by 54.6% to 0.24 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.52 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 OP Bancorp 212.79 Mn 52.53 Mn - 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.52
Sep 30, 2025 0.08
Jun 30, 2025 -0.23
Mar 31, 2025 0.42
Dec 31, 2024 0.40
Sep 30, 2024 0.14
Jun 30, 2024 0.11
Mar 31, 2024 -0.56
Dec 31, 2023 -1.09
Sep 30, 2023 0.12
Jun 30, 2023 0.23
Mar 31, 2023 0.04
Dec 31, 2022 0.70
Sep 30, 2022 0.04
Jun 30, 2022 0.07
Mar 31, 2022 0.13
Dec 31, 2021 0.06
Sep 30, 2021 -0.06
Jun 30, 2021 -0.03